Success in the New Retirement

Who are the real villains threatening your retirement? Damon Roberts and Matt Deaton break down the biggest risks retirees face, from taxes and inflation to procrastination. They discuss Roth conversions, Social Security taxation, rising healthcare costs, and why putting off planning could be more expensive than many people realize. The conversation focuses on practical ways retirees can identify...

What does a $1,400 football game reveal about retirement planning? Damon Roberts and Matt Deaton explore how inflation impacts retirement spending, why many retirees underestimate future expenses, and how a realistic income plan can help create confidence. They also discuss spending fears, rising costs, and lessons retirees can learn from former NFL quarterback Ryan Leaf’s financial story. F...

Is “buying the dip” still a winning strategy when markets reach new highs? Matt Deaton and Damon Roberts discuss market corrections, election-year volatility, tactical investing approaches, and the importance of matching investment risk to your stage of life. They also explore how emotional decisions can impact retirement outcomes. For more information or to schedule a consultation, ca...

Are you spending money on the things that matter most in retirement? Matt Deaton and Damon Roberts discuss intentional spending, travel costs, retirement budgeting, and how aligning spending with personal priorities can help create meaningful experiences. The episode also explores building flexibility into a retirement plan for hobbies, family trips, and unexpected expenses. For more information o...

Could helping your family pay for college quietly put your own retirement at risk? Damon Roberts and Matt Deaton explore how retirees can balance education expenses, family generosity, and the income needed to maintain independence. They also discuss retirement workshops, building a reliable paycheck, and using Roth accounts to create greater tax flexibility. Plus, hear why financial guidance foun...

Has a strong market left your retirement portfolio more exposed than you realize? Damon Roberts and Matt Deaton examine investor complacency, the risks of buying every dip, and why an allocation that once fit your life may no longer match your retirement timeline. They also discuss preparing for unpredictable life events, reviewing a plan as circumstances change, and coordinating investments, inco...

Could one-size-fits-all retirement formulas leave your income plan coming up short? Matt Deaton examines the 4% rule, longer life expectancies, and the challenge of turning savings into consistent retirement income. He also explores the “rule of thirds,” including guaranteed income, fixed-income investments, and equities, while explaining why the right allocation may look different for...

Buying the dip can look smart until the market keeps falling. Matt Deaton discusses emotional investing, market trends, inflation, interest rates, and the uncertainty surrounding midterm election cycles. He explains why disciplined portfolio management involves more than chasing headlines or popular investments and examines how changing economic conditions may affect retirees. The conversation als...

Could you already be ready to retire and not know it? Damon Roberts and Matt Deaton explain why a financial plan can reduce uncertainty and help people understand where they truly stand. They discuss income planning, Social Security, pensions, retirement timing, and creating a paycheck-like income stream after work ends. The conversation highlights how having a strategy can help replace guesswork...

What happens when DIY retirement planning misses the details that matter most? Damon Roberts & Matt Deaton discuss when self-directed investors may still need help with income planning, tax strategy, Roth conversions, and building a retirement plan around real lifestyle needs instead of a one-size-fits-all “magic number.” The conversation also explores fiduciary guidance, tax diver...

A strong market can make retirement feel easier—until the next downturn tests the plan. Damon Roberts & Matt Deaton talk through buying the dip, rebalancing risk, and why retirees may need a strategy built for their stage of life rather than market headlines. They also discuss the stress of not having a written retirement plan, the value conversation around professional guidance, and how...

Retirement may be the first time you can truly control your tax bill. Damon Roberts &   Matt Deaton explain how tax diversification, Roth accounts, retirement income planning, and annuity strategies can help create more flexibility in retirement. The conversation focuses on keeping more of your money while building dependable retirement income. For more information or to schedule a consul...

Can an 8% withdrawal rate really last through retirement? Damon Roberts &   Matt Deaton examine Dave Ramsey’s views on retirement withdrawals, market volatility, IPO investing, SpaceX, FOMO, and retirement income planning. The discussion highlights the importance of balancing growth, risk, and retirement sustainability. For more information or to schedule a consultation, call 480-68...

Financial independence may be the retirement milestone worth celebrating most. Damon Roberts discusses America’s 250th anniversary while exploring how retirees can replace uncertainty with a structured financial plan. The conversation covers Social Security, taxes, investment risk, income planning, and real-life retirement challenges, showing how a coordinated strategy can help retirees focu...

What happens to your retirement plan when inflation starts climbing again? This episode with Matt Deaton breaks down the latest inflation trends, how rising energy costs ripple through the economy, and why the Federal Reserve faces a tough balancing act. You’ll also hear how market volatility, valuations, and signals from major investors are shaping today’s environment. The conversatio...

Are today’s low tax rates creating an opportunity—or a future challenge? This episode with Matt Deaton explores Roth conversions and why relying solely on projections and assumptions can lead to flawed decisions. The discussion focuses on understanding current versus future tax rates, how income sources shape your tax picture, and why every strategy needs to be personalized. You’...

A behind-the-scenes look at Mar-a-Lago turns into a conversation about the American Dream. This episode with Damon Roberts & Matt Deaton features clips from Donald Trump Jr. on work ethic, education, and legacy, alongside a discussion on how planning shapes real-world retirement outcomes. The conversation connects big-picture ideas—opportunity, discipline, and adaptability—to every...

What separates confident retirees from everyone else? This episode with Damon Roberts & Matt Deaton breaks down the key habits behind successful retirement strategies, from consistent saving to managing risk and building income. The discussion highlights how preparation, not guesswork, shapes financial outcomes over time. For more information or to schedule a consultation, call 480-680-6868 or...

Retirement fear isn’t about numbers—it’s about not knowing where your paycheck comes from. This episode with Damon Roberts & Matt Deaton breaks down why running out of money still tops the worry list and how income strategies beyond the 401(k) can reshape confidence. From pensions disappearing to creating personal income streams, the conversation centers on turning savings in...

What if your retirement plan isn’t about stopping work at all? This episode with Damon Roberts & Matt Deaton explores why more people are choosing to keep working, how flexibility changes financial decisions, and the hidden pitfalls of Social Security timing and healthcare costs. It also tackles misinformation, scams, and the importance of building a strategy you can actually trust. For...

What if some of the most common retirement “truths” don’t hold up anymore? Damon Roberts and Matt Deaton continue their myths-and-misconceptions series by unpacking assumptions around Social Security, withdrawal rules, healthcare costs, and retirement planning shortcuts. They explore how income, taxes, and risk intersect later in life, and why a written plan matters as retirement...

Is the 4% rule still relevant in today’s retirement landscape? Damon Roberts and Matt Deaton break down diversification, income planning, and the assumptions behind popular retirement rules of thumb. They discuss market volatility, withdrawal strategies, and why relying on a single guideline can create blind spots. From portfolio structure to income timing, this episode examines how retireme...

What happens when a legendary musician reflects on longevity, money, and knowing when to stop—or not stop—at all? In this special archive episode, Vince Gill joins Matt Deaton. In their conversation, Vince shares stories from decades on the road, lessons learned watching others struggle with success, and why purpose matters more than numbers. The discussion touches on balance, fulfillm...

Many retirement assumptions sound logical—until you take a closer look. This episode breaks down common myths around taxes, income, and relying too heavily on a 401(k). Damon Roberts and Matt Deaton explore why diversification goes beyond investments, how taxes can still matter in retirement, and why planning multiple income sources shapes flexibility later in life. Along the way, real-world...

Some retirement challenges don’t show up in spreadsheets—they show up in real life. This episode with Damon Roberts & Matt Deaton blends client perspectives with professional insight to explore common misconceptions about retirement, from healthcare costs to Social Security decisions. The conversation highlights why starting earlier matters, how assumptions can derail plans, and wh...