Sub11 Uncovered: Amplifying Innovation

From newsroom life to building a challenger media brand — John McDuling has seen Australia’s business journalism landscape transform. 📰 Live from Intersekt, Chris Titley chats with John McDuling , founding editor and chief of Capital Brief , about: 📝 Why quality journalism still cuts through in an algorithm-driven world 💥 How breaking stories — like the ANZ jobs saga — show the appetite for fre...

SME lending, AI credit models, and a patchy economy — David Carbines covers it all in this lively Intersekt chat. Chris Titley sits down with David Carbines , founder of Cogsflow , to unpack: 💼 How Cogsflow has navigated a year of rapid growth and shifting economic conditions 🤖 Why they’re cautiously integrating AI into their credit models — and why “smart but ill-disciplined employees” is the p...

Payments, partnerships, and a buzzing fintech ecosystem. 🇦🇺 Live from Intersekt, Chris Titley chats with Ian Cragg about: 💼 How his company is scaling through enterprise partnerships, from accountants to major tech platforms 🏦 Why banks remain their biggest competitors — and where challengers are winning on pricing, service, and UX 🚀 The state of fintech in Australia and the opportunities for e...

R&D is one of Australia’s most powerful — yet underused — innovation levers. Live from Intersekt, Chris Titley chats with Alex Knight , co-founder of Advanced , about: 💸 How Advanced unlocks non-dilutive capital to help startups accelerate their R&D and growth 📈 Why the R&D Tax Incentive is critical to Australia’s innovation economy — and where the opportunity lies 🚀 The $60M worth...

FinTech Week has officially arrived — and Vinnie D'Alessandro has a front-row seat to the ecosystem in full flight. Live from Intersekt, Chris Titley chats with Vinnie about: 🇦🇺 Why expanding Intersekt into a full FinTech Week has supercharged connections and dealmaking 🏦 How major banks, investors, and startups are converging in Melbourne to collaborate and compete 🤝 The unique culture of t...

Data sharing is the backbone of fintech’s next wave — and Fiskil is right in the middle of it. Live from Intersekt, Chris Titley chats with Jacob Parker from Fiskil about: 🔐 How Fiskil helps banks, lenders, and high-growth tech companies securely share and access data 🌊 Why Australia’s multi-industry Consumer Data Right (CDR) is admired globally — and where it needs to keep pushing 🤖 How AI is...

From IPO turbulence to profitability — and a booming AI analytics business. Chris Titley sits down with Jamie Twiss , CEO of ASX-listed Beforepay and Carrington Labs , to unpack: 💰 How Beforepay turned its lending business around, achieving $6.7M profit and writing 40,000 loans a week with just 50 staff 🧠 Why Carrington Labs was born from their in-house risk models — and is now growing fast in N...

Mortgage brokers are the superheroes — and Stryd is the cape. 🦸‍♂️ Live from Intersekt, Chris Titley sits down with Ruth Hatherley from Stryd , to explore: 🏡 How Stryd uses CDR data to compare 5,000+ mortgage products from over 200 lenders 💰 Why the mortgage use case for open banking can save households thousands — not just hundreds ⚡ The power of data-driven insights to help brokers retain cl...

Open banking is evolving fast — and for PocketSmith, 2025 has been a breakout year. At Intersekt, Chris Titley chats with co-founder Jason Leong about: 🌐 Why open banking is like early-stage Wi-Fi — and the three things it needs to go mainstream: trust, utility, and storytelling 🇦🇺 How Australia has become PocketSmith’s biggest market, with over 82,000 users 🧠 The company’s careful approach to A...

FinTech Australia is celebrating 10 years — and Intersekt 2025 has marked a milestone moment for the ecosystem. Chris Titley sits down with CEO Rehan D'Almeida to unpack: 🇦🇺 How Intersekt has evolved into Australia’s flagship fintech gathering, attracting 1,000+ attendees 💬 The big themes shaping conversations this year — from funding challenges to regulatory certainty 📈 What the next 10 yea...

What would you do if I handed you a million dollars to grow your business? That’s the question Jodie Iman has been asking founders at Intersekt — and the answers have been fascinating. In this episode, Chris Titley chats with Jodie about: 💰 How Tractor Ventures has deployed over $100M to 250+ companies 🚀 Why 2025 has marked a return to growth in the alternative capital landscape 🌱 The power of...

Banking Circle has made major moves in 2025 — securing regulatory approval to acquire Australian Settlements Limited and positioning itself as the bank for fintech in Australia. At Intersekt, Chris Titley catches up with Piers Cracknell, GM at BC Payments Australia (Banking Circle) 💬 Why Intersekt has become a cornerstone for the fintech community 🏦 How Banking Circle’s local strategy has evolve...

In this episode of Scoreboard, Chris Titley is joined by the co-founders of Faybl—George Lucas, Leonard Choo, and Steven Goh—to explore the next frontier of financial services. With decades of experience across fintech, advisory, and digital infrastructure, the trio explains how Faybl is using AI to close the global advice gap. From building scalable tools for financial planners to reimagining cli...

The interview is with Patrick William, co-founder of Rixon Capital, a private credit fund that provides non-dilutive debt funding to emerging companies. Rixon focuses on loan sizes from $1 million without taking equity warrants, offering an alternative to equity financing or larger debt facilities. Patrick discusses Rixon's origin, target market, advantages of debt over equity, progress since ince...

Chris Titley discusses Nexxtap, a software point-of-sale (soft POS) solution developed by an Australian company. Ryley Morton, the marketing manager, explains that Nexxtap is a mobile application that allows businesses to accept card payments using NFC-enabled Android devices, eliminating the need for traditional payment terminals or card readers. He highlights the benefits of Nexxtap, including f...

This is a podcast interview with Bailey Smith and Sam Stanley, co-founders of Trybe a startup that has developed a mobile app marketplace connecting private barbers with customers. They discuss the origins of the business idea, the process of building and launching the app, key features and functionality, marketing strategies, expansion plans, and the challenges and experiences of being startup fo...

The is an interview with Steven Furman, the founder and CEO of PayTime, a company that provides earned wage access solutions to help employees access their earned wages before payday without taking out loans or going into debt. Steven discusses the origins of PayTime, which stemmed from observing frontline workers living paycheck to paycheck and struggling with unexpected expenses. He explains how...

The podcast was with Chris Titley and Evan Thornley, the co-founder and CEO of Longview. Evan discusses his background in the Australian technology industry, including founding one of the first Australian tech companies listed on NASDAQ. He then explains the motivation behind starting Longview, which aims to address issues in the Australian residential property market such as housing affordability...

This Podcast is an interview with Michael Baker, CEO and Managing Director of Arovella Therapeutics , a biotechnology company focused on developing cell therapies for cancer treatment. Michael discusses his background, transitioning from a research scientist to venture capital and then joining Arovella in 2020. He explains Arovella's work on CAR-iNKT cell therapies, which involve genetically repro...

The article is an interview with Scott Austin, CEO of PayLab, a company that provides wage access and rewards platform for employees. Scott discusses his background in technology and how PayLab was founded by a baker and property developer to address the need for wage advances. He explains that the company has pivoted from solely offering wage advances to also providing a rewards platform with dig...

The article is a transcript of a podcast interview with Damian Vasta, the CEO and founder of Sniip, a bill payment platform. Damian discusses the origins of Sniip, which started as a mobile payment app focused on QR codes in 2013. He explains how the company pivoted to become a universal bill payment platform after realizing the challenges of getting large billers to adopt their QR code payment me...

Getahead is a jobs app that uses AI and machine learning to connect people with jobs and careers that suit their personalities and future goals. The app is designed to be fast and efficient, allowing users to create profiles, swipe, match, chat, and get hired all within the app. Founder Sam McNamara, a designer by trade, was inspired to create Getahead after his own frustrating experiences with th...

Listing Loop Group is an end-to-end property marketplace, focusing on pre-market and off-market properties. The platform aims to remove friction from the buy, finance, and sell process by offering all required services under one roof. Pre-market properties are those that have been listed for sale but are not yet on the market, while off-market properties are for sale but not listed on major portal...

Chris Titley interviews Pascale Helyar-Moray OAM founder of Grow My Money, about her recent recognition and the business's evolution. Helyar-Moray received the Medal of the Order of Australia (OAM) for services to business and women's affairs, an honor published in the 2024 Australia Day Honours List. She describes the surprise of her nomination and the challenging embargo period before the offici...

Chris Titley interviews Darcy Lord, a real estate veteran with 20 years of experience in Brisbane, discussing the evolution of the Brisbane real estate market, the impact of economic events, and the launch of "Make an Offer," a platform allowing users to make offers on any property in Australia, aiming to streamline the property buying process by connecting potential buyers directly with sellers,...