Stray From The Herd

Most financial goals don’t fail all at once—they fade slowly through delay, distraction, and lack of structure. Building wealth is not just about setting goals like retiring early or leaving a legacy—it is about creating a repeatable system that connects savings, investing, taxes, spending, and long-term decision-making. This episode explores the critical difference between aspiration and executio...

Can complexity still justify hedge fund fees and exclusivity? Episode 10 breaks down how hedge funds earned their reputation, why much of that edge has eroded over time, and what sophisticated investors should actually evaluate today. This episode explores the evolution of hedge funds from niche alpha generators to large-scale institutional products, and why many investors still confuse complexity...

This episode explores the surprising overlap between elite fitness and long-term wealth building: both depend far more on discipline, systems, and consistency than motivation or dramatic effort. The conversation highlights how routines, patience, recovery, and process-driven behavior outperform emotional decision-making in both investing and performance, especially during stressful periods like ma...

What if the biggest investing risk isn’t ignorance, but certainty? Markets don’t just punish bad information — they punish unquestioned conviction. In this episode, we explore how investor psychology repeats across generations, from the 1929 crash to the dot-com bubble to meme stocks and today’s AI-driven enthusiasm. The deeper lesson is that successful investing is less about memorizing rules and...

Most investors only discover how advice is really structured after markets get difficult. This episode explores the critical difference between “suitable” financial advice and advice delivered under a fiduciary standard—and why that distinction matters more than most investors realize. Using lessons from the Panic of 1907, the 2008 financial crisis, and Charlie Munger’s famous insight on incentive...

Most investors think diversification means owning different things. Episode 6 explains why true diversification is about how assets behave under stress—and why markets repeatedly expose the difference. This episode explores the illusion of diversification through major market events like 1987, 2008, 2020, and 2022. It breaks down how portfolios that appear balanced in calm markets can become highl...

Volatility feels like danger, but it’s often where opportunity is born. This episode reframes market volatility from something to fear into something essential for long-term returns. It explains how emotional reactions, driven by instinct and amplified by media, often lead investors to make costly decisions, especially during downturns. By understanding that discomfort is the price of higher retur...

For decades, investors tried to beat the market. Today, the advice is simple: just buy the index. But what happens when everyone does? In this episode, we explore the rise of passive investing, the dominance of index funds, and the hidden effects of massive capital flowing into the same strategy. As fewer investors actively set prices, new market distortions—and opportunities—may be emerging. Pass...

Markets don’t panic because of war, they panic because they don’t know what happens next. This episode breaks down how markets actually respond to geopolitical tension, showing that the real driver of volatility isn’t conflict itself but uncertainty. While headlines trigger emotional reactions and short-term selloffs, history shows markets quickly adapt, reprice risk, and recover as clarity improv...

The most dangerous ideas in investing are the ones everyone agrees on. Amy Ingram, host of Stray From The Herd with Clare Market Investments, explores how herd behavior and consensus thinking shape market outcomes—and often create hidden risks for investors. She breaks down why markets price in expectations ahead of reality, how widely accepted narratives can make markets fragile, and where contra...

Artificial intelligence is driving massive market excitement, but history suggests that when narratives become this powerful, investors may be underestimating the risks. Artificial intelligence is likely to transform industries and reshape the global economy, but markets often overprice that potential in the short term. The episode explores how herd psychology, historical parallels like the dot-co...

Stray From the Herd is a weekly podcast for professionals, entrepreneurs, and families who want a smarter, more disciplined approach to building wealth. Hosted by Amy Ingram, the show offers calm, independent insights on investing, tax strategy, and long-term planning—designed to cut through the noise and challenge conventional thinking. Each episode explores investment and wealth-planning decisio...