Strategy Meets Finance

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Shark Tank is entertaining—but it’s also one of the best crash courses in real-world finance. This episode breaks down the biggest money mistakes founders make on the show (and in real life), what investors actually care about, and why revenue is not the same as wealth....

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   In this episode, Steve shares the real reason he left Ernst & Young and why he’d never want to be a partner at an accounting firm. It all started with a conversation that made him question everything, and the lessons he’s learned since might surprise you. If you’re...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Steve pulls back the curtain on the whole "buying boring businesses" trend that’s being pushed by influencers.  While the idea of grabbing a laundromat or a small trade business might sound like an easy path to profit, there’s a lot more to the story. Steve ex...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Levers of Profit Calculator: coltivar.com/levers-of-profit-calculator   Ever wondered what makes Starbucks so profitable? In this episode, we take a deep dive into Starbucks' business model and financials. Learn how the company generates billions, what their revenu...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Try out our free tools and calculators: coltivar.com/tools   Most people stay broke because they’re playing the wrong game. The typical formula of getting a job, saving, and hoping for the best simply doesn’t work. In this episode, Steve breaks down why 99% of people re...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Try out our free tools and calculators: coltivar.com/tools   Sign up for the Financial Pro course Starting a business from scratch can be risky and costly. But what if you could skip the grind and buy a profitable business instead? In this episode, Steve reveals how you...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Levers of Profit Calculator: coltivar.com/levers-of-profit-calculator Want to know how to boost your business’s profitability? There are just four key levers that make all the difference: price, volume, cost of goods sold, and operating expenses. Once you understand the...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Why do so many businesses struggle with cash flow—and how can you avoid the same fate? In this episode, Steve reveals one of the biggest hurdles he sees business leaders face: a lack of financial literacy. But it’s not about complex accounting—it’s about understanding t...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Steve is back! After taking a break to focus on his business, Coltivar, he's returning to the podcast with fresh insights and a new tool to help you level up your financial game. In this episode, Steve shares why financial literacy is key for business owners and ho...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   What is a good profit margin for a small business? Steve unpacks the truth behind profit margins—what they really mean, why they vary across industries, and how to know if your business is healthy. With practical examples, real stories, and actionable strategies, Steve...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Profit isn’t a reward, it’s a system. In this episode of Boosting Your Financial IQ , Steve breaks down the essential strategies behind building a truly profitable business.  Whether you lead a growing company or are stuck wondering where the profit went, this episode w...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Your company is generating real revenue, but where’s the profit? Steve unpacks the most common (and often hidden) reasons businesses struggle to turn revenue into bottom-line results.  From product-market fit to pricing, from customer experience to capital structure Ste...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Steve reveals the five things financially savvy CEOs focus on (and the common traps they avoid) to build cash-rich, high-growth companies. If you’re ready to shift from operator to strategic thinker, this one’s for you.  _______________________________________ Disclaime...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Steve answers a listener's heartfelt question: should you work for a wage or build your own business?   Through a raw and personal backstory from blizzards at Dairy Queen to building a multimillion-dollar company Steve shares the pivotal moments that shaped his jou...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Most companies get stuck in operating finance, but the real power lies in strategic finance where financial insights drive big decisions and long-term growth.  In this episode, Steve breaks down the key differences and why mastering both can make you a powerhouse in bus...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Running a business is like spinning plates—but how do you know if it's truly efficient? In this episode, Steve reveals three key metrics every business must measure to drive growth and profitability.  _______________________________________ Disclaimer: The views ex...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Where’s your cash going? Even thriving businesses can feel stuck when money flows in and out without clarity. In this episode, Steve Coughran reveals why cash flow confusion isn’t your fault — and how to fix it. Learn the key steps to forecasting, managing, and boosting...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Think you understand cash flow? Steve puts your financial knowledge to the test in this interactive trivia-style episode. From the difference between profit and cash flow to why profitable companies still go bankrupt, this episode breaks down key financial concepts that...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Steve has hired countless employees, and the hiring process never fails to shock him. From no-shows to unpolished resumes, he’s seen it all. In this episode, he shares the brutal truths job seekers need to hear—why some candidates never get a second look, the simple mis...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Most professionals know financial literacy is crucial, yet few follow through. In this episode, Steve Coughran uncovers why so many start strong but fail to finish—and what it takes to break the cycle. Through real-world insights and hard-hitting truths, Steve shares wh...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   What does it really take to lead the financial strategy of a billion-dollar company? Steve Coughran reveals the three biggest lessons he learned as CFO—insights that every business leader needs to know. From simplifying financials to uncovering hidden risks on the balan...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Too many leaders hide behind financial data, delaying action until every number is perfectly in place. But in reality, execution drives results—not spreadsheets. In this episode, Steve challenges the mindset that waiting for the “right” data is necessary and explains wh...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Got a brilliant business idea? Great! But can you explain your unit economics, break-even point, or burn rate? Most people can’t—and that’s why they fail.  In this episode, discover why financial literacy is the ultimate game-changer for turning ideas into profitable re...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check   Financial Intelligence Toolkit   Ever felt the panic of being promoted into a leadership role, only to realize you're expected to speak fluently in the language of numbers? You're not alone—and you don't have to wing it. In this episode, discover why "faking it till you make it&quot...

Want to grow your business? Download your free roadmap today: coltivar.com/growth Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/ What began as a simple idea to teach financial literacy has grown beyond my wildest dreams—all thanks to you . Your support, shares, and feedback make this journey possible, and I’m truly ho...