CSBS

State of the System

Business EN ↓ 5 episodes

For more than a century, state financial regulation has been a cornerstone of economic stability. So how do we balance innovation with stability? How can we navigate uncertainty with confidence? On this show, we’re talking to regulators, policymakers, and financial leaders who understand that stability and progress go hand in hand. Each episode, we’ll break down what’s happening behind the headlines, why it matters, and how we can make informed decisions that drive economic growth and resilience in our community. Let’s navigate it together.

Author

CSBS

Episodes

Stablecoins, Tokenized Deposits, and Bank Strategy with Yevgeny Shrago of CSBS 04.02.2026 33:38

Stablecoins are moving from hype to real policy decisions that matter for banks and regulators. In this episode of State of the System, host Kyle Thomas sits down with Yevgeny Shrago of the Conference of State Bank Supervisors (CSBS) to unpack how stablecoins actually work and why they are drawing so much attention. Drawing on his experience across federal agencies, Shrago explains the difference...

CSBS and the Next Chapter of Supervisory Innovation with Brandon Milhorn 19.11.2025 30:19

Supervisory innovation is shaping the future of financial regulation. In this episode, host Kyle Thomas speaks with Brandon Milhorn , President and CEO of the Conference of State Bank Supervisors (CSBS) , about how the Catalyst Initiative is helping state regulators use technology to make financial supervision more efficient, effective, and coordinated. Brandon Milhorn explains how the Catalyst In...

Inside the Debate on Capital Standards and Community Bank Competitiveness with the Federal Reserve Board 05.11.2025 54:31

Mergers, de novo formations, and regulatory modernization are reshaping how community banks plan for the future. In this episode, host Kyle Thomas moderates a panel featuring Leslie Andersen of i3 Bank , Ilaria Rawlins of Fortuna Bank , David Coxon of Georgia Banking Company , and Randall Guynn of the Federal Reserve Board . Together, they share perspectives from across the banking landscape on wh...

What Community Bankers Are Saying About Risk and Growth with Dr. Tom Siems and Nathan Ross 15.10.2025 29:44

Uncertainty in the economy, deposit insurance reform, and the future of community banking are top of mind for policymakers. In this episode, CSBS Chief Economist Tom Siems and Vice President of Policy Nathan Ross join host Kyle Thomas to unpack findings from the 2025 CSBS Annual Survey of Community Banks. They discuss how net interest margins and core deposit growth have emerged as pressing concer...

Stability, Progress, and the State of the System 03.06.2025 1:29

Everyone talks about the economy. Few understand how it’s actually kept stable. For over a century, state financial regulation has been a cornerstone of America’s economic resilience. But in a time of rapid technological change and evolving market dynamics, how do we balance innovation with stability? State of the System is your front-row seat to that conversation. Hosted by Kyle Thomas, this show...