Solving The Riddle Podcast

Is your financial strategy keeping up with a changing world? In this Q&A episode of Solving the Riddle , Andrew Whitewood and Alec Riddle break down the shifting rules of wealth creation, tax optimization, and asset protection in South Africa. From practical cybersecurity habits to a simple tax loophole that can boost your long-term wealth by 40%, we unpack the complex financial riddles shapin...

Tax season is here! In this episode of Solving the Riddle , hosts Andrew Whitewood and Alec Riddle sit down with tax specialist Marisca from Tax Matters with Marisca  to unpack the upcoming SARS tax season.  With over 6 million South Africans receiving auto-assessments, simply clicking "accept" could mean leaving thousands of Rands on the table. We break down the deadlines, hidden deduct...

What does conquering South Africa's most iconic ultra-marathon have in common with securing your financial freedom? As it turns out, just about everything.   With the Comrades Marathon just days away, hosts Andrew Whitewood and Alec Riddle explore why crossing the finish line requires the exact same discipline, pacing, and mindset as navigating a long-term investment portfolio. Drawing from A...

Cracking the Retirement Code: Blended Solutions & The Just Insights Survey Hosts: Alec Riddle & Andrew Whitewood  Special Guest: Bjorn Ladewig ,Actuary and Retirement Income Specialist at Just Are you on track for a secure retirement, or are you navigating a hidden shortfall? In this eye-opening episode of Solving the Riddle, hosts Andrew Whitewood and Alec Riddle dive deep into the soberi...

In this episode of Solving the Riddle, Andrew Whitewood and Alec Riddle answer the practical financial questions they face daily in their planning practice. Following their discussions on the national budget and hedge funds, they shift their focus toward helping listeners navigate current market volatility and long-term wealth strategies.  In this episode, we discuss: • Tax-Free Savings Strategy:...

In Episode 03 of Solving the Riddle, Andrew and Alec are joined by investment specialist Waldo Booysen from Peregrine Capital to demystify the role of hedge funds in modern financial planning.   Once reserved for the ultra-wealthy, hedge funds are now highly regulated and increasingly accessible to South African investors — offering powerful tools to manage market volatility and protect wealth.  ...

In Episode 02, Andrew and Alec tackle one of the most important — and often misunderstood — questions in personal finance: how much is enough? They unpack the complexity behind this question by exploring the key numbers that shape your financial future, from the capital you build to the income you ultimately need to sustain your lifestyle. Drawing on their experience in financial planning, they di...

In this episode, Andrew and Alec unpack the real reason this podcast exists — to simplify the often overwhelming world of personal finance and help you make smarter, more confident money decisions. They dive into powerful lessons from their own journeys in financial planning, including why waiting for the “perfect time” can cost you, and how starting early (even small) can completely transform you...