sIMMPLy Lovaii - Expert with a Heart

What does it  really  take to build financial confidence? What it takes to reach the stage of saying - “The thought that I  can  retire gave me freedom, not the act of retiring itself.” In our latest episode of IMMPL Client Series – The Originals, we bring you a candid and deeply insightful conversation with Prakash & Supriya our clients for over 25 years. From Bangalore to Qatar, Denmark, France,...

Lovaii Navlakhi and Shanthala Kumble break down term insurance vs endowment and ULIPs, helping you choose the right plan, protect your family, and avoid overpriced policies. Choosing the right life insurance can feel overwhelming with so many options available. In this episode, Lovaii Navlakhi and Shanthala Kumble simplify the choices by comparing pure term insurance, endowment plans, and ULIPs. T...

Many believe that writing a will is sufficient to safeguard their family’s future. The reality is that a will alone can leave your assets vulnerable to disputes, taxes, and long delays. In  SIMMPLY LOVAII | Episode 23 , we discuss: The difference between a will and a family trust Why setting up a trust can save your loved ones stress and money When you should consider adding a family trust to your...

Whether you're an NRI charting your path abroad or planning a return to India, your financial landscape is anything but one-size-fits-all. In this expert-led Q&A, Lovaii Navlakhi and Sneha Jaggar from IMMPL break down the 10 most common financial questions NRIs face—from mutual funds and Indian stock investments to retirement planning and tax compliance across borders. This episode will help you:...

What To Do With Your First Salary? Just started earning? Your first paycheck can be exciting — and overwhelming. In this episode, we break down what really happens to your salary, how to build smart financial habits early, and why the decisions you make now can shape your financial future. Whether you're in your first job or just beginning to manage your money, this episode is your starting point...

Moving across countries? Your money needs a passport too. In Episode 20,  Lovaii Navlakhi  and  Khushboo Aggarwal  break down the essentials of  Cross-Border Financial Planning  — perfect for NRIs, returning Indians, or anyone whose life spans across geographies. From managing taxes in multiple countries, handling social security, to planning for retirement or inheritance across borders — we simpl...

In this insightful episode, we explore how personal experiences, relationships, and shifting priorities shape financial decisions. Lovaii Navlakhi and Khushboo Aggarwal share real-life stories and reflections that highlight the human side of financial planning—from missed goals to meaningful breakthroughs. Episode Snapshot & Key Highlights: How clients’ financial behaviour is influenced by their u...

In this episode, we delve into the real-life story of a woman who suddenly lost her spouse and was left to face emotional and financial uncertainty. Through her journey, we uncover the importance of thoughtful financial planning during life transitions and how a CeFT® professional helped her move from confusion to clarity. Episode Snapshot After the sudden loss of her spouse, a woman is faced with...

Overview: Significant life changes like inheritance, retirement, sudden loss of a loved one, or divorce can deeply impact your financial world. In this episode, we unpack the emotional and practical sides of money management during such transitions. We also highlight the unique role a Certified Financial Transitionist® (CeFT®) plays in helping you build stability and clarity during these critical...

  Episode Snapshot: This episode dives into the essentials of health insurance—demystifying policies, premiums, and exclusions. We cover everything from choosing the right plan and understanding claim processes to decoding terms like deductibles, co-payments, and waiting periods. Listeners will walk away with clarity on how to select a plan that fits their lifestyle, budget, and long-term health n...

Episode Snapshot: This episode demystifies  Portfolio Management Services (PMS) —a premium investment option for high-net-worth individuals. We break down how PMS works, compare it with mutual funds, and explore key strategies like equity, debt, and hybrid models. Listeners will also learn how to evaluate a portfolio manager, understand tax implications, and decide if PMS fits their risk profile....

What does an investor do when a budget growls round the corner?  Hold tight?  Leave everything and run? Let’s sit back and listen as the experts make it simple for us in the second part of our post-budget episode of Simmply Lovaii! Tune in to insights from Lovaii Navlakhi, CEO and MD, IMMPL; Rahul Jain, Senior Vice President, Research and Advisory, IMMPL; and Aishvarya Dadheech, Founder and Chief...

The Union Budget 2025 made one number very famous - 12. But it takes more than that to form the big picture. A few questions come to mind at this point. How are you  really  going to be affected by the budget if you belong to the bulging middle? Will you be able to save more and, consequently, invest more? Which are the new favourite sectors for investment? And, how will this budget shape the new...

In this compelling conclusion of the series on Cross-Border Financial Planning under  Simply Lovai , Lovai Navlakhi and Paresh Shah discuss technical challenges, tax implications, and the importance of having the right advisors when navigating multiple jurisdictions and demonstrate the value of collaboration among advisors across jurisdictions to get right professional advice when sought. The duo...

Caught in the maze of cross-border finance?  Tune in to the second episode of our 3-part series on Cross-Border financing and subscribe to #SimplyLovaii for expert insights you won’t want to miss!   #LovaiiNavlakhi of #InternationalMoneyMattersPrivateLimited, and #PareshShah, from PareShah Partners LLC help us understand the complexities of cross-border finance in a post-COVID world. The episode h...

Grappling with the complexities of cross-border finance? Tune in to our latest episode of  Simply Lovaii  for expert guidance on mastering #crossborder #finance and making informed decisions for a secure financial future!   Join #LovaiiNavlakhi the CEO and MD of #InternationalMoneyMattersPrivateLimited and #PareshShah the CEO of PareShah Partners LLC, as they take us through this important topic....

Is cross-border financial planning the missing piece in your financial puzzle?  In this introductory episode of Cross Border Finance, Lovaii Navlakhi shares his insightful perspective: "I think people look at their sort of situations in life from the window they're seated at. And they don't look at the 360-degree view. We benefit from the fact of having met so many different people."  Join us as w...

In this episode of Simmply Lovaii, experts Lovaii Navlakhi and Rahul Jain delve into the immediate insights and impacts of Union Budget 2024. Join us as they explore the key highlights, initial market reactions, and short-term impacts on various sectors. Discover significant tax changes for individuals and investments and learn how the strategic role of financial advisors can guide you during thes...

Curious about how to turn life's financial challenges into opportunities for growth? Join us in "Deeper Conversations on Life's Financial Transitions: Challenges, Learnings, and New Beginnings" as we uncover profound insights from Lovaii Navlakhi and Susan Bradley. Lovaii Navlakhi inspires with his belief that "Every financial setback is a chance to reassess and rebuild stronger foundations." Susa...

“Resilience isn’t just about bouncing back; it’s about adapting and thriving despite the challenges,” shares Lovaii Navlakhi in this episode of "Deeper Conversations on Life's Financial Transitions." Join Lovaii Navlakhi and Susan Bradley as they dive into the intricate world of financial transitions. Whether it's navigating career changes, making critical financial decisions, or managing the emot...

“Many people don't realize they're in a transition until it's pointed out to them. Whether it's retirement, the loss of a loved one, or selling a business, these are profound life events that demand more than just financial planning." - Lovaii Navlakhi In this episode of  Simmply Lovaii , financial expert Lovaii Navlakhi and Susan Bradley from the Sudden Money Institute delve into the complexities...

Ever thought if you're ready to handle life's sudden changes that may impact your financial journey? Lovaii says, "The important thing during transition is that—why did this happen to me? Am I alone? Am I the only person who has faced this? And I think having a transitionist to go to who will normalize this and try and communicate to you that you're not alone." Join us as we sit down with Lovaii N...

Have you ever wondered what retirement really means and when you should start planning for it?  In this episode of Simmply Lovaii, we dive deep into the evolving concept of retirement, discussing how perceptions and realities have shifted over the years. Lovaii says - "Fifteen years ago, people thought retiring at 40 was the ultimate goal. But what do you do at 42?" This sets the stage for an insi...

Ever felt like life has its own plans while you’re busy making yours? Well, you’re not alone! As Lovaii Navlakhi says, 'You are not going to live your life based on the plans. Life is to happen as the plan gets modified.'   Bonuses and appraisals—do they come with a side of tax headaches? Lovaii shares a cheeky solution: 'Avoid the income tax? Simple—just avoid the income. Hahaha!'   Managing that...

Is financial independence a big struggle? Just a mirage? Or done right, is it simmple? Lovaii says …   “I think financial planning and advice has changed quite dramatically in the last few decades in the world. When financial planning first came to India, it was all about numbers.   “Now, suddenly, it is ‘Oh, you know, I want to pursue a dream’.    “Every individual has certain dreams, aspirations...