Shred The Debt

This week we crack open my new book and discuss Chapter 1. This is the approach to debt from a process standpoint and not just a number. We put a lot of focus on the symptom versus the root cause and how our financial habits are closely related to a manufacturing process. Debt Free by Design: A Manufacturing Approach to Financial Freedom: Boone, Michael, Boone, Michael: 9798180892492: Amazon.com:...

This weeks episode talks about the future of the Shred the Debt Podcast and the release of my new book Debt Free by Design . I am very excited to launch this new book and with it will come Debt Free workshops that will take elements of the book and break them down in an interactive way to help people think differently and move away from being told how to manage money to being shown how to manage m...

This episode gets into workplace investment plans and how employers typically match those plans. We then turn to ETF and investment strategies that are more personal and help you to meet your financial goals.

Today's episode is a reflection from the Courage and Confidence segment. We review listeners and help them understand how to build confidence and give insights on how to improve their habits and build confidence in themselves.

This week we talk about courage and confidence. How do we build these skills and how are they important in your financial journey?

This episode puts a focus on listener emails and breaks down their own fears and fine print. We go more in depth on personal fine print and what we can do to change it. It's a very relatable show and is sure to put your mind in motion.

This week we cover the Fine Print of contracts and tie it into the fine print of our own lives. We get about waist deep in this episode of how we can use faith to change our fine print.

This week we take another page from the Toyota Production System and apply it to our finances. We also take the time to break down some listener emails and offer our advice on getting back to square one and encouraging everyone to get a budget.

This week we switch gears and look at debt from a Manufacturing point of view. We discuss the Japanese Term MUDA and the seven types of waste. This is a good one and it's sure to have you thinking about your life choices and how to identify and prevent it.

The show covers poor money habits as we confess some of the dumb things we do with our money as we try to work together and act right.

In this episode, we review your New Years Resolutions, while offering support and advice on how to break free of debt and think differently with your money.

This is the final show of 2025. We give an update from our No Spend November and provide an review from shows this season. We we also talk about setting goals for 2026 and staying focused to complete them.

This week we discuss how you can invest in your future and retirement through your employment. We talk about the 401k and Roth IRA offerings and encourage you to find a way to get the free money from your employer. We also pitch the challenge for a No Spend November.

This week we get in our feels and talk about how debt makes us feel and what we can do to control Anxiety, Depression, and Guilt when it comes to Debt.

In this weeks episode we deep dive in the Payoff Strategies of the Debt Snowball and Avalanche. We take emails from listeners and help give them advice on their situations and making real life references to help you stay motivated and educated in your debt journey.

In this weeks show, we take emails from listeners and talk about Building and Emergency Fund and making extra payments. We also get on the Topic of Debt Snowball and Debt Avalanche, which will be covered in a future show.

This week, we dive right into the art of couponing. We talk about the different methods of couponing and how it saves you money on essentials and how it can also create unnecessary spending if you let it get out of hand. We also talk about the Ibotta app and how you can get cash back from purchases. Our Ibotta referral code is rhqybdx

This week we break down and give you the 411 on Credit Cards so you can make a sound decision on if a Credit Card is right for you and why they are good and why they are not.

This week we are talking about Side Hustles and giving insight on things that are popular and might work for you. A good side hustle may be just what you need to tackle that stubborn debt or help you save for a future purchase without disturbing you budget. Remember, Debt is just a math problem and extra income is always a good tool to have.

This show identifies two types of Budget formats that most people are using. They are the Zero Based Budgeting Method and the 50/30/20 Rule. Both are great tools, but only you can decide what works for you. As always, I offer the tools I discuss for free and if you would like to take a look at a sample budget, send us an email and we will get it right over to you. If you are interested in Financia...

This is an introduction to the Shred The Debt Podcast. This is the kickoff of Financial Coaching, Conversation, Budgeting, and all things Get Out Of Debt! All Questions and comments can be directed to shredthedebt@gmail.com.