Shotwell Rutter Baer

Here is our review of the Second Quarter of 2021. If you have any questions or would like a review of your portfolio and financial plan, contact our advisors by calling or emailing us at 517-321-4832 or info@srbadvisors.com. 2Q 2021 Broad Markets The market has continued to climb through the middle of 2021 as the […]

Join Dave and Nick as they chat with Kim Barber, owner of Globetrotter Travel, about traveling during a Pandemic. What does travel look like now? What to prepare for. Learn from a world traveler. Today’s Guest: Kim Barber, world traveler, and owner of Globetrotter Travel. Kim is a travel enthusiast, recovering over-packer, and owner of Globetrotter Travel. She’s […]

Your big questions and answers surrounding real estate today and selling a house in the Lansing area are answered by realtor, John Douglas. Tune in!

Get started in managing money as early as possible. Here are some things to think about and how to help your older children set themselves up for success.

How are you budgeting for vacation?  It’s early summer in Michigan, and for a lot of families that means road trips to up north destinations, cottage rentals on lakes, and, sometimes, too much fudge and ice cream. Vacation season can also mean budget troubles: nobody likes to be cheap when on vacation, and these unknown, […]

Stock market data is everywhere we turn these days. This episode breaks it down and helps you understand how it works.

Inflation can impact the financial markets, and we know it has been on the minds of many of our clients. Here is what has been going on.

Join Dave and Nick as they talk about the pros and cons of investment real estate. Hear Dave's opinion on why he decided he wasn't for him.

Often in financial planning, we face questions where the right answer is based on weighing a choice’s pros and cons and understanding the tradeoffs. Pension choices are one of those questions. If you are covered by an employer pension, you will face choices at retirement that can have long-lasting financial impacts. However, because we don’t […]

Cryptocurrency, and Bitcoin, in particular, have been a hot topic of conversation in the world of finance. Since we get a lot of questions on the topic, we thought we should address them in this week’s podcast. It’s important to understand what a cryptocurrency is – and is not – before you consider buying one. […]

Dave and Nick's review of First Quarter 2021. If you have any questions or would like a review of your portfolio and financial plan, contact us today!

Michigan State offers three retirement plans that work together based on how much the employee intends to save. Here are some tips on how to make the most of them. The first two plans work together: the MSU 403(b) Base Retirement Plan receives the employee’s first 5% of income contributions along with the University’s matching […]

Budgeting is hard enough for most people, but when you only get paid nine months out of the year, how do you manage your month-to-month expenses? The trick is to budget for the summer during the rest of the year.  You do this by building up a balance that you can use to see you […]

My adult child needs financial help. Can I afford it? Should I help? We get questions about how to financially help adult children all the time from our clients. This is a true kitchen table conversation about real life and real decisions. Oftentimes parents feel they do not have a choice and should help their […]

Nick and I interviewed Molly Petitjean, an estate planning attorney with the law office of Buhl, Little, Lynwood, and Harris, PLC in East Lansing, Michigan.

Staying invested in a portfolio that is tax-efficient, cost-effective, and takes the appropriate amount of risk is the key to long-term success.

Do you qualify and things you may be able to do in order to maximize your benefits with the current American Rescue Plan.

A Roth IRA allows you to put money away long-term. If you are eligible to contribute, it can become a powerful retirement savings vehicle.

How has the economy been impacted by Covid in the last twelve months? It’s been 12 months since the markets first felt the impact of the global Coronavirus pandemic. It’s been a crazy year. The market, our lives, and our emotions have been on a rollercoaster. Nick and I put together a list of our […]

How do you make educated guesses on investing in new industries and which ones are going to pay off? In the early fall of 2019, I got an email from a client asking whether Beyond Meat, a young company in the new “meat alternative industry,” was a good investment opportunity for her. The stock was […]

For our book club, Amy, Jeff, Nick, and I have been reading Changing for Good by James Proshaska, John Norcross, and Carlo DiClemente. This book was first brought to my attention by one of my instructors at Kansas State, Dr. Megan Lurtz, who wrote an article about how to apply the book’s teachings to the […]

For many of our clients, charitable giving is an important part of financial planning. Here are several strategies to consider.

Join Dave Shotwell and Nick Nauta as they discuss the current financial climate and the 4th quarter of 2020. The main investment lesson for 2020 was to stay invested as much as possible. In January 2020, our main concerns were the impact of a trade war with China and the upcoming election. What if we […]

Lately, we’ve had a few discussions with clients centered around their stimulus money and what they should do with it. While most people expect a pretty cut and dry answer from financial planners, these conversations have led to some interesting philosophical discussions around why the stimulus checks were necessary, whether they were deserved or needed, […]

For the last few days, all the talk in the finance world has centered around a company called Game Stop. We’ve been fielding a lot of questions about what has been going on, and what it means for the economy and the markets. Game Stop is a chain of retail stores that buys and sells […]