Shotwell Rutter Baer

Welcome back to Kitchen Table Finance for Season 4! In this highly anticipated episode, Dave and Nick dive into their annual predictions for 2025, reflecting on their 2024 forecasts and offering insights into what might be ahead for the markets, economy, and more. https://youtu.be/DEeoSfGVgDM Highlights from the Episode Recap of 2024 Predictions: The S&P 500 outperformed expectations, closing...

Identity theft and fraud can pose significant risks to retirees, especially as scammers adapt their methods to exploit those aged 60 and above. This episode addresses how identity theft impacts retirees, the common scams targeting them, and actionable steps to safeguard your financial security in retirement. With insights drawn from the Federal Trade Commission’s latest findings and real-life scen...

We read the news so you don’t have to! Welcome to The Kitchen Table Finance Podcast, the show where we explore the big questions, trends, and stories shaping our lives. Today, we’re diving into the key retirement headlines from November. Retirement isn’t just about money—it’s a major life transition, and this month’s stories highlight the emotional, social, and financial challenges that come with...

Welcome to the Kitchen Table Finance Podcast! Get ready to tackle 2025 with confidence! This episode dives deep into five key insights every retirement investor must know to stay ahead of the curve. From understanding market trends to making sense of rate cuts and stock valuations, we arm you with the knowledge you need to make smarter investment decisions. Join us as we recap the surprises of 202...

This Thanksgiving-themed episode dives into the powerful role gratitude plays in retirement planning. Hosts Nick Nauta and Cole Williams discuss everything from practicing gratitude in financial planning to historical perspectives on retirement. Plus, hear their personal stories of thankfulness and why focusing on the positives can shape a healthier, more intentional retirement. https://youtu.be/E...

What does Warren Buffett’s latest financial move mean for your retirement portfolio? This week, we’re unpacking the headlines surrounding Buffett’s portfolio adjustments. With $365 billion in cash at Berkshire Hathaway’s disposal, Buffett’s strategy has sparked speculation. Is he gearing up for a financial crisis, or simply staying true to his principles as a value investor? We’ll explore Buffett’...

In this episode, we explore the potential impact of recent political developments on retirement planning and market trends over the next four years. With Dave on vacation, Cole Williams, our associate advisor, steps in to discuss the implications of the presidential election and the upcoming sunset of the Tax Cuts and Jobs Act. We also touch on tariffs and their potential economic ramifications. h...

We read the news so you don’t have to! Welcome to your October roundup of retirement headlines—a month bursting with insights and strategies that could redefine your retirement planning. Whether you’re a retiree navigating the nuances of financial security, or an investor seeking to fortify your portfolio against market fluctuations, this month’s compilation offers a wealth of information. We’ve m...

Join us for an insightful conversation with Shane Topping, a senior at Michigan State University and an intern at Shotwell Rutter Baer (SRB). In this episode, we explore the unique experience of interning at a financial advisory firm, the lessons learned from working in a smaller team environment, and the importance of adaptability and innovation in financial services. https://youtu.be/IqmAv4PBTdg...

In this thought-provoking episode, we explore the intriguing concept laid out in Bill Perkins’ book “Die With Zero ,” which challenges traditional notions of retirement savings and spending. Join us as we discuss whether you should aim to spend your money before you die, and the mindset shift required to turn your savings into lifelong enjoyment. https://youtu.be/HiUaq15G_XE Key Topics Discussed:...

In this episode, we dive into the key developments in the markets during the third quarter of 2024, along with an update on the current economic environment. Join us as we discuss how stocks surged across the globe, inflation continues to cool, and the Federal Reserve’s pivotal decision to lower interest rates in September. Despite a slightly weaker labor market, overall economic indicators remain...

In this enlightening episode, we take a deep dive into Dr. Peter Attia’s compelling book, Outlive: The Science and Art of Longevity . Join us as we explore the intersection of healthspan and lifespan, unpack Attia’s vision of Medicine 2.0 and 3.0, and discuss the four horsemen of chronic disease. All of this ties seamlessly into retirement planning, highlighting how crucial it is to not just live...

We’re back with another round of retirement planning headline news reviews. As we like to say, we read the news so you don’t have to. Although, maybe you will want to after you hear us talk about them. Our goal is to at least help point you to what we think matters. Below is a list of the articles we discuss in this episode, along with our notes and thoughts about each one. https://youtu.be/40PJLU...

In this episode we explore the latest developments in retirement planning, focusing on the implications of recent Federal Reserve actions and how they affect cash strategies for retirees. Join us as we break down the key points and provide practical advice for navigating these changes. https://youtu.be/u6EUjgp20tM Key Points Covered Interest Rate Changes Federal Reserve Rate Cut : The Federal Rese...

In this episode, we tackle the alarming rise of investment fraud targeting retirees. Cole Willams joins us again to discuss the increasing prevalence of scams, driven by economic hardships and advanced AI technologies, and offer practical advice on protecting your finances from fraudulent schemes. https://youtu.be/YYx4DuWWkBg Key Points Covered Introduction to Investment Fraud The Internet age has...

In this episode, we tackle the complex world of student loans and how to help your kids make informed decisions about their educational financing. From the intricacies of different loan types to the pressing issue of loan forgiveness, join us as we break down what every parent and student should know. Cole Williams, our newest associate advisor joins Nick to lend his unique perspective. https://yo...

Welcome back to another installment of Retirement Headlines with your hosts, Dave and Nick! In this episode, we provide an overview of the articles we’ve been reading, offering insights to help listeners understand what’s happening in the retirement landscape. https://youtu.be/YD9N_G8JGos 1. Wall Street Journal Article on Umbrella Insurance Overview : Insurance coverage is changing, particularly w...

Introduction Welcome to another episode of the Kitchen Table Finance Podcast! In this episode, Dave and Nick are joined by our newest associate advisor, Cole Williams. Today, we’re diving deep into making smart housing decisions during retirement—a topic that’s crucial for anyone looking to secure their financial future. https://youtu.be/xOidCd80wm4 Key Points Covered: 1. Current and Historical Ho...

Welcome to another episode of Kitchen Table Finance! Today, we have a very special guest, Scott de Varona, Division Director at Mi ABLE 529(a) Disability Savings Program & Student Loan Repayment Division. We discuss the groundbreaking MiABLE 529 disability savings program. If you’re curious about how this program can help individuals with disabilities achieve a better life experience, you’re i...

Join Dave and Nick as they explore strategies to manage market volatility during retirement. Drawing on behavioral finance principles, they provide practical advice to help you stay the course in turbulent times. Key Topics Discussed Market Volatility : The episode begins by discussing recent shifts in market sentiment, highlighting a 6.5% drop in the S&P 500. The hosts explain how quickly inv...

Welcome back to our much-anticipated June 2024 edition of “Retirement Planning Headlines,” where we save you the hassle of combing through endless financial articles. Sometimes even our listeners chime in with topics for our deep-dive discussions. https://youtu.be/v182Ah4aRPA Articles Discussed in this Episode Lessons From Another ‘Faux-tirement’ Christine Benz on using her sabbatical six weeks to...

In this episode, we take a deep dive into the world of target date funds—a topic we’ve touched on before but never explored in-depth. Inspired by a recent article that sparked some frustration, we discuss the pros and cons of these investment tools. https://youtu.be/SY1rkeJxeK0 Here are the main points we cover: Overview of Target Date Funds : Target date funds are investment tools designed to opt...

In this episode, we take an in-depth look at the market trends and economic indicators of Q2 2024, along with our outlook for Q3. We discuss the overall market performance, the impact of tech stocks, bond market stability, and the intriguing dynamics of the international stock market. Additionally, we explore the implications of unemployment rates, inflation, and consumer behavior on the economy....

In this insightful episode, we explore the four fundamental principles to consider when planning your retirement investments. We break down the essential steps to ensure your financial security and peace of mind as you approach retirement. You can survive when the market twists and turns and throws you loose and you think that things are coming apart. Watch on YouTube HERE Key Highlights 1. Expect...

Maximizing College Savings with Diane Brewer of Michigan Education Trust Episode Summary In this episode, we sit down with Diane Brewer, the Executive Director of the Michigan Education Trust (MET), to discuss the ins and outs of Michigan’s prepaid 529 college savings plan. Diane shares her invaluable insights from over two decades of experience helping families prepare for the financial challenge...