Shore Financial

The Federal Budget's Biggest Investment Impacts Explained | Property & Finance #39 In this episode of Property & Finance, Theo Chambers is joined by Brad Seeto, Director of Bramelle Partners, to break down the real impact of the Federal Budget on investors, business owners and everyday Australians. Rather than focusing on the policy announcements themselves, Theo and Brad explore how t...

The Federal Budget has delivered some of the mostsignificant tax and property policy changes Australia has seen in decades. In this episode of Property & Finance, Theo Chamberssits down with economist Martin Lakos to discuss what the changes mean forinvestors, business owners, first-home buyers and everyday Australians. This episode covers: • Capital Gains Tax reforms • Negative gearing change...

In this episode, we sit down with demographer and social commentator Bernard Salt AM to unpack the powerful demographic, economic and lifestyle trends reshaping Australia over the next decade. From population growth and migration shifts to the future of housing, work, wealth transfer and ageing, Bernard shares insights into where Australians are moving, how we’re living, and what it means for busi...

In this episode of Property & Finance, Theo Chambers is joined by Darren Venter, CEO of The Investors Agency, to unpack how smart investors are navigating today’s economic environment. With rising interest rates, persistent inflation, and global uncertainty, many buyers are sitting on the sidelines. But as discussed in this episode, waiting could come at a cost. Theo breaks down the current ma...

The legal side of property is often overlooked — but it can make or break your deal. In Episode 35 of Property & Finance , Theo Chambers is joined by Justin Sammut from LAS Lawyers to unpack the key legal considerations every buyer and investor should understand before signing a contract. From special conditions and cooling-off periods to deposit structures and ownership strategies (individual...

In this episode of Property & Finance, Theo Chambers is joined by Marc Giuffrida, Head of Capital at Westbridge Funds Management, to unpack commercial property syndication and the investment themes shaping today’s market. From the rise of medical assets to a deep dive into the College Junction Medical Centre syndication in Brisbane, they explore how institutional-grade opportunities are becomi...

In episode #31 of the Property & Finance podcast, Theo is joined by Roland Xu, Financial Adviser at Shore Financial, for a practical breakdown of how financial planning supports wealth creation at every stage of life. This episode explores what a financial planner actually does, smart investment strategies for accumulators such as young families and high-potential earners, and how self-managed...

In Episode #32 of the Property & Finance podcast, Theo is joined once again by Dr Nicola Powell, Chief of Research & Economics at Domain, for a deep dive into Domain’s End of Year Wrap 2025. Revisiting the predictions Nicola shared on the podcast in December 2024, this episode unpacks what played out across the market, including Adelaide, Brisbane and Perth emerging as the standout perform...

In this episode, Theo Chambers is joined by Betashares Chief Economist David Bassanese to unpack the key economic shifts shaping Australia and the world in 2024–2026. They revisit their predictions from late 2023, discuss the latest inflation data, and explore how potential US and RBA rate cuts could impact markets and property sentiment. The conversation also covers China’s slowdown, equity marke...

In this episode of  Property & Finance , Theo Chambers is joined by Shaun Atkins, Co-Founder of Create Cashflow, for a comprehensive look at investment strategies in today’s shifting property landscape. Shaun introduces the vision behind Create Cashflow and breaks down how the changing climate of property investment is reshaping the way investors approach opportunities. Together, they compare...

In this episode of Property & Finance, Theo Chambers sits down with Geordie Williams, Director of Williams Real Estate Company, for an in-depth discussion on property investment strategies and the principles behind building a resilient portfolio.  Geordie shares insights from his own investment journey, breaking down the fundamentals of valuation, timing, and market cycles—including the signif...

In this episode of Property & Finance , Theo Chambers is joined by Phillip Tarrant, Director of Momentum Markets, for a wide-ranging conversation on the evolving landscape of property investment in Australia. Together, they explore how the current economic climate and interest rate environment are influencing investor decisions and shaping demand across both residential and commercial markets....

Rents rising faster than property prices: what does it mean for investors? Interest rate outlook and what’s next for borrowers First Home Buyer schemes & their effects Property price forecasts — where are we headed? Why rents are now outpacing property prices Key data insights shaping investor strategy Population growth and the impact on housing & rental prices

In this episode of  Property & Finance , Theo Chambers is joined by Martin Lakos, Division Director at Macquarie Bank. Together, they unpack the current state of market volatility and the broader economic trends influencing investment decisions in 2025. Martin provides expert insights into the global ripple effects of Trump’s proposed tariffs and what this means for investor sentiment and inte...

In this episode of Property & Finance, Theo Chambers is joined by Luke Berry, Co-Founder of Thirdi Group. They explore the key drivers shaping Australia’s property market, starting with an overview of Thirdi Group’s background and market focus. Luke breaks down the six fundamental drivers of the property market, including supply and demand dynamics, consumer confidence, and market sentiment. T...

In this episode of Property & Finance, Theo Chambers is joined by Rich Harvey, Founder & CEO of Propertybuyer. They explore key strategies for building long-term wealth through property investment, from setting retirement goals and understanding financial targets to leveraging debt and navigating investment roadblocks. Rich shares his insights on building a diversified property portfolio,...

In this episode of Property & Finance, Theo Chambers is joined by Simon Cohen, Founder & CEO of Cohen Handler. They dive into the latest trends in the property market, including inflation, rate expectations, and how these factors are influencing both vendor expectations and buyer behaviour. Simon shares valuable insights into investment properties, highlighting emerging opportunities in th...

In this episode of Property & Finance, Theo Chambers is joined by Nicola Powell, Chief of Research & Economics at Domain. Theo & Nicola revisit some of Nicola's previous predictions and discuss how the property market has evolved since their last conversation. They delve into key topics such as interest rates and economic resilience, housing supply dynamics in capital cities, regional...

In the latest episode of Property & Finance, Theo Chambers is joined by real estate expert and coach Josh Phegan to recap the significant market changes since their last discussion. They dive into the current state of the real estate market, comparing Victoria with other states and exploring the latest updates on tax implications for investment properties, both for individuals and SMSFs. They...

In this episode of Property & Finance, Theo Chambers sits down with Jared Zak, Principal Solicitor & Founder of Dott & Crossitt. Theo & Jared discuss what’s changed since their last chat, including updates on off-the-plan contracts and extending sunset dates, surcharge duty changes, and upcoming QLD contract changes. They also delve into the differences between conveyancers and sol...

In this episode of Property & Finance, Theo Chambers sits down with Martin Lakos, Division Director at Macquarie Bank, to delve into a comprehensive analysis of current and historic economic data. They explore key metrics such as inflation, the cash rate, building approvals, migration trends, and property prices. Martin shares his expert insights on how these factors interplay and influence th...

In this episode of Property & Finance, Theo Chambers sits down with Tim Lawless, Executive, Research Director of CoreLogic. Theo & Tim discuss market data trends in Australia vs international, inflation & wage growth data and what that means for interest rates, demand in the marketplace, comparisons of the current economic state compared to the GFC - similarities despite Australia not...

In this episode of Property & Finance, Theo Chambers sits down with Gavin Rubinstein, Founder of The Rubinstein Group. Theo & Gavin discuss the property market in Sydney covering topics such as renovated vs unrenovated price disparity, effect of higher interest rates, increasing demand & lack of supply, inheritance from the bank of mum & dad, and house prices vs salaries. The infor...

In this episode of Property & Finance, Theo Chambers sits down with Arjun Paliwal, Founder of InvestorKit, a two-time consecutive winner of the Best Buyers Agency with REB (Real Estate Business Awards), to discuss savvy strategies for building wealth through property, including planning for retirement. Theo & Arjun explore different types of asset classes to consider - whether units are ou...

On our first Property & Finance episode for 2024 Theo is joined by special guest Rich Harvey, CEO & Founder of Property Buyer. Rich Harvey brings over two decades of expertise as a buyers’ agent, avid property investor, and professional economist. Theo and Rich dive into the thriving investor activity and the significant surge in stock levels across the market. They explore potential lendi...