She's On The Money

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with infertility, and juggling her finances while doing it all! Having spent 10k on 3 rounds of IVF with her partner, she wants to share her experience of navigating the fertility journey, and the impact that these procedures can have on your finances and your r...

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess brings (our ever favorite segment) community money wins from the Facebook group. Plus this week, V shares a Money Dilemma which asks what to do when you discover that people doing the same job as you (who started after you) are getting paid more! Pl...

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public! But for SOTM this raises an even more important point. Why should it ever not be ok to change your financial decisions if they are going to have a negative impact on your life? On today's show we dissect why we often stick with a bad plan, how to s...

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it because they couldn’t yet afford to live in it. Like the rest of us, with their repayments increasing, her partner also just took a $50k pay cut. But in spite of this, they are about to move in, and she wants to share her story of calculated risk taking w...

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec brings some top broke tips, and Victoria gives some red hot advice for managing finances as freelancer in this week’s Money Dilemma !  And this week’s D.M gets a little emotional as we talk about the cost of affording a pet. What would you do if you fou...

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when constructing your perfect investment portfolio! Particularly the multifaceted nature of risk, and how to understand it when it comes to your portfolio. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She...

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdowns. Yet when we are in the depths of it, there can be tremendous shame, loneliness and a sense that there is no way out. So on the show today we discuss how to recover after a financial mess. We'll take a look at resetting your mindset, and some prac...

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her journey of growth and education is utterly inspiring. She joins Victoria to reflect on previously living paycheck to paycheck (in spite of her high earnings) and her transformation into a budgeting QUEEN! She's also teaching her teens to invest in t...

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in bulk. Plus, do you and your partner run at a different temp? Does this cause conflict when those utility bills roll in? Well, you're not alone! The gals unpack this common couple conflict! Acknowledgement of Country By Natarsha Bamblett aka Queen Ac...

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when she was left with nothing in her bank account after a bad relationship ended, she had some reckoning to do. Still struggling after a year of living alone, she decided to move back in with her parents. She wants to share her story of the strength that...

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Dilemma about salary packaging, AND a tricky DM was dealt to us this week. If your partner gets a financially rewarding, but remote work opportunity, should you pack up your thriving small business to follow them? Tune in to get the goss! Want to try M...

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that push us towards spiralling consumer debt, the companies themselves have mastered the art of manipulation to trap you. So today on the show we are breaking down the sneaky ways credit card companies keep you in debt and then we’re going to tell you w...

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They were never on the same page when it came to money, which added to the stresses of owning a business together. She took care of HR and accounts working out the budget, which he would then totally overspend on. She wants to share her story of surviving...

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec shares some tips on the tighter side, AND V delivers sage advice on a  Money Dilemma from a FREELANCE ACROBAT (!!) asking all about the smartest way to funnel limited savings. Plus, this week's D.M is another doozy on sharehouse equity. Should partne...

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groceries, utilities and interest rates! So, on today's episode we embrace the season we're currently in, and give you tips and tricks to not only make your dollar go further but have fun along the way! Acknowledgement of Country By Natarsha Bamblett aka...

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a secret affair. Her spending and saving habits go through extreme swings and a misdiagnosis of anxiety/depression cost her dearly both mentally and financially. But a recent diagnosis of ADHD has helped her turn a corner, and she's just paid off $25,000...

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we answer a Money Dilemma about calculating your Super for retirement. Plus, we get a SPICY community D.M about subletting in a share house. Listen in to see who's side you're on! Links Want to try Marley Spoon ? Use the code: VICTORIA on sign up and yo...

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out book team, Glen James and Shelly Johnson for a community Q & A! They give you all of the top tips, and one hell of a pep talk to get you mindful and motivated about your career! Links Boldside online and on Instagram Acknowledgement of Country By Na...

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out her super to get out of the situation, and had to start again, and then again! She made her way back home, and into a new career (and love). One year later, and she's just settled on her new home with her partner and wants to share her stop and star...

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a Money Dilemma about the difference between being on a casual and part time contract. Plus this week you slid into our D.Ms about prenups...otherwise known as Binding Financial Agreements in Australia. How do you have this conversation with your part...

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUGE topic to give you some general basics, the tax implications and possible benefits of certain investments, plus so much more! Useful links... Money Smart Income Tax Calculator Money Smart Investing & Tax ATO Tax Time Tool Kit For Investors ATO Ren...

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 years old is studying to be a Veterinarian, saving to be able to afford to do her rotations and has a thing or two to teach us about diversified investments, of the 4 legged kind!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...

What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming, we share your money wins and losses, Bec gives you some broke tips and we answer a Money Dilemma   about working from home expenses at tax time. Plus, this week you slid into our D.Ms about traveling with your besties. What happens when you're on a...

Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ever! How to negotiate workplace benefits. If you've been on the end of a hard 'no' when it comes to pay rise, there are lots of other things you can ask for. So today we’re going to talk about how to prep for a negotiation at work, how to have that...

This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a good wedding chat! This diarist has overcome huge spending guilt, inherited from her parents' complex relationship with money. But has changed the landscape in her own marriage and she and her husband  are totally on the same page when it comes to mon...