She's On The Money

This week's money diarist has achieved so much in a few short years. After being close to $30,000 in debt, both her and her husband decided to do something about it. With a good plan, a better loan, and a lot of hard work, they are on their way to semi retirement next year! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is genera...

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it. Our Money Dilemma this week is about job hopping, is it a turn off to other employers? Is it safe to do in the current job market? The girls have A LOT to say on this, and if you're looking for extra info, check out this episode . Then, we're unpacking the et...

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are you surrounding yourself with people who are supporting your financial goals? Are you supporting your friends with theirs? We're diving into the startling stats of money spent around the wrong friends, and what a financially toxic friendship looks lik...

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surprising pregnancy was what turned her life around in an instant, and since that day has turned her money story and life, into something inspiring. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On T...

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a small fortune! Our money dilemma this week lifts the lid on the potential scary world of the work credit card, don't freak out, V has your back! Plus, this weeks DM is a prickly one, which has us asking how nosey should you be into someone else's finan...

As promised, part B is here! A few weeks ago we covered off Part A , which looked at setting up your own structures to personally own shares, now we're digging deeper into the different ownership structures of shares, ETF's, and managed funds. After this two-part series, you should be informed and confident enough to dive into investing, if you haven't already. Acknowledgement of Country By Natars...

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audiobook version with you!  Whether you're trying to crack the property market for the first time, hunting for your dream home, or looking for an investment property, the book is packed with information to get you to your goal! You can find Property with Sh...

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led her toward cracking six figures at just 24 years of age AND buying her own home and renovating it! It doesn't stop there, today's Money Diarist has educated herself to make the most of her super and start investing in shares! This is one inspiring comm...

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's Money Dilemma is both a celebration and a contentious one, as one of our amazing community members is buying her first home (woo hoo!) but is contributing significantly more to the deposit than her partner... This week's DM gets V dishing out some of...

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality of this fantasy? What are the true costs behind relocating overseas? What do we need to know before we go? And what happens to our debt left behind in Australia? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice s...

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy savings, and wise investments, she is sure to encourage you on your own journey! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your indi...

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec brings the Broke Tips, and this week's   Money Dilemma is all about managing your accounts. Plus this week you slid into our D.Ms about whether or not it's a red flag if a new partner has less savings than you. Does this mean you're not on the same page f...

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is full of tips to help you make the best decision when considering whether novated leasing is right for you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does...

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's managed to recover both a 65k car debt, and also a 40k personal loan. She has 2 kids with her new husband, but this relationship has recently broken down. She also left her full time salary to start her own business in Dec 2021. How does she manage it...

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon - CONGRATULATIONS Victoria and Steve!! And in Friday business as usual, we share your money wins and losses, dive into some Broke Tips and answer a tricky   Money Dilemma about buying property with your partner (and their parents)! Plus, the good old...

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader community that people shouldn’t own an investment property till everyone has a house. So today we’re talking about ethical landlords – what does this mean, is it possible? What are our Australian values around renting and more globally what the landscape?...

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were married and had bought their first home intertwined with family. They now have 2 kids and last week cut up all of their credit cards! We can't wait for you to meet this inspiring member of the SOTM community. Acknowledgement of Country By Natarsha Bam...

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev sheds light on how the Medicare safety net threshold works in this week's Money Dilemma. Plus, what is your love language in a relationship? What do you do when your other half likes to spend up big, but you prefer a more budget conscious approach? Li...

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning can have significant long term benefits, and getting it wrong can be expensive to sort out! So today we explain ownership structures of investments. We look at how to choose the kind of structure for your needs, breakdown what they are, and SO much mor...

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt family and societal pressure to achieve and wonders if she should have stuck with the more "traditional" career path. Hers is a totally relatable story of consolidating pressure, and finding her truth!  Acknowledgement of Country By Natarsha Bamblett aka...

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec brings the Broke Tips, and today's Money Dilemma is from a new mumma wondering about whether to take a leap of faith into a new work venture for better work/life balance. Plus, today's D.M got the gals pretty riled up. Have you ever lived in a share...

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged. And while loyalty and engagement with your workplace is important, often the most effective way to get the salary increase you want is by changing jobs. So today we unpack this concept and look at some of the pros and cons! Acknowledgement of Countr...

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming to terms with being estranged from her family. Out of school she went to uni, but when trauma began to surface, she had to take a break to prioritise her mental health. Despite her incredible strength in honoring and caring for her trauma, and movin...

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!), but just wait till you get the low down on how the girlies got their own back on the scammer who duped JRic's Instagram account!  Plus we share your money wins, Bec is back with her broke tips AND we answer a  Money Dilemma all about what to do wit...

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra special episode Victoria and Jess are joined by Vince Scully from Life Sherpa and Queenie from Invest With Queenie for a fireside conversation all about the current landscape of financial (mis)information, how to avoid getting your information from...