SeedTime with Bob and Linda Lotich

In studying countless wealthy people I have discovered there is one thing that they NEVER do. They never depend on their willpower to succeed.  They find a way to create a system that will automatically lead them to the success they are after.  In today's episode, we are looking at how you and I can steal their secret and apply it to our lives.   Links: Automatic Millionaire book by David Bach - h...

Today I am going to break down the Fundrise innovation fund - I'll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it. And then I'll give you my verdict on if I am going to be investing in it. I keep getting people asking me about this so I decided it was time to talk about it… so without any further delay, here are my t...

Today on the podcast, we're talking about paying attention and how it can improve our performance. The idea is based on Pearson's Law, which states that "when performance is measured, performance improves." This applies to everything from driving on the highway when we see a cop with a radar gun, to weight loss, and to our finances. When we measure our performance, it improves. So if you're lookin...

Well, it's time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful! For more on the method we use check out https://seedtime.com/realmoney You can watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/ebX3yJmDM1M     These are a few of the t...

In this episode I am sharing exactly how I went about opening a crypto Roth IRA so that I can get some of my crypto investments inside of the wonderful Roth IRA. This one will probably be better to watch on Youtube than listen and you can do that here... https://youtu.be/Y8RX_VWXb00     Links: Our 10X Investing course (and crypto essentials mini course) - https://seedtime.com/10x   Alto CryptoIRA...

So many people think the key to financial success is just in depriving yourself of everything you enjoy in life. We are NOT those people. We believe that you can actually spend MORE on what you love all while improving your financial life. In this episode we talk about exactly how to do that. And for more, check out Chapter 8 of our book Simple Money, Rich Life: https://seedtime.com/smrl    How to...

In this lesson we are talking about the Roth IRA: a LEGAL tax loophole that is "too-good-to-last" according to a millionaire mentor of mine. If you have heard about the Roth IRA and are curious, this will help give you some inspiration to take advantage of this awesome tool the US Government has given us.   Links: Our 10x Investing course will show you (down to what buttons to press) how to open o...

As parents, we all want our kids to grow up and be successful adults right?. And, in this episode we're talking about an article I read that is full of wisdom for all parents on this topic. The article consists of some phrases that were never said by 70 parents of highly successful adults.    Links: Article mentioned: https://www.cnbc.com/amp/2022/08/20/i-talked-to-70-parents-of-highly-successful-...

With the recent banks collapsing (Silicon Valley Bank, Signature Bank, & Silvergate Bank) a lot of people are wondering if their money is safe in their bank.  And the answer is MAYBE. In this episode we are discussing the 2 things you need to do right now to protect your assets in your bank (as well as your investments).  Share this with someone who needs it!     If you haven't checked out our bes...

Today we are talking about part 2 of the 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out! If you haven't checked out part 1 yet, listen to that first!!   Links: Our Podcast episode: "The 10 golden rules of becoming a millionaire" (Part 1) - https://seedtime.libsyn.com/the-10-golden-rules-of-be...

Today we are talking about The 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out! And then stay tuned for part 2!   Links: Article "10 Golden Rules of Becoming a Millionaire" - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/   Our Book: Simple Money, Rich Lif...

Your WORTH in the marketplace is tied to CONTEXT. This is incredibly important to understand when you are wanting to earn more from the work you do. So in this episode we discuss how to position yourself to get paid MORE for the work you do.   Links: Glassdoor: https://glassdoor.com   Our Book: Simple Money, Rich Life - ​​ https://seedtime.com/smrl/    Watch this episode on our SeedTime Money Podc...

In 2009 - yes 14 years ago - I began writing random articles to generate passive income on a site called Hubpages. I haven't written a thing for the site in over a decade and I am still getting checks from them each and every month. And so in this episode I want to give an update on how this passive income experiment with Hubpages has worked out for me and a recent experience from a reader in the...

Today I'm sharing 4 different ways that I've been using a new AI tool called Chat GPT for Bible study. It's a really fascinating tool and I'm excited to share with you to see how it can help you out in your Bible study. Chat GPT is a free AI tool that that has infinite possibilities, but today we are talking specifically about how we can use it to help us quickly search for Bible verses, generate...

Whether you are in a financial crisis or doing fine, you can bet that you have had (or will have) financial battles to face. This episode goes over the Biblical approach to face them head-on and to see God show up and do the miraculous in your situation. Read 2 Chronicles 20 to get the full story.   Links: Our Book - Simple Money, Rich Life :  ​​ https://seedtime.com/smrl/   How we paid off our mo...

Today we are sitting down with Carlos Whittaker and discussing everything from how he has used Instagram to give away over $2 mil to random people, to how social media algorithms are tearing us apart, to his brand new book called How to Human . Carlos is a great writer, storyteller, and communicator and this book is more important than ever as we live in such a divided society. This book shows how...

We first paid off our house at age 31 and then after moving to Tennessee, we took out a mortgage and then paid it off again using the simple investing strategy that we talk about in this podcast.    Links: Book: Rich Dad, Poor Dad by Robert Kiyosaki - https://amzn.to/3WU6jFT Our 10X Investing Course - https://seedtime.com/10X   Watch this episode on our SeedTime Money Podcast YouTube channel - htt...

Some Christians seem to think investing is morally wrong because it means that you are serving mammon rather than God. Well, we not only disagree, but we actually feel that we have a moral obligation to invest our money. Here is why...    Links: Our True Financial Freedom Course - https://seedtime.com/tff   Get 20% off our 10x Investing Course until Feb 16, 2023 using code WINTER23 - https://seedt...

As I was updating our 10X Investing Course, I came across a lesson that I wanted to share with you! It's my life-long investing plan. This lesson is broken up into four key stages and I'll take you through each one of them. If you want to learn more, we are currently running a special on our 10X Investing Course that you can sign up for in the links below.   Links: Get 20% off our 10X Investing Co...

This is a look at the top 7 actions Americans took to build wealth in 2022. Which of these are you doing?    Links: Article mentioned - https://cnbc.com/amp/2022/12/13/top-action-americans-took-in-2022-to-increase-personal-wealth.html Get 20% off our our 10x investing course until Feb 16th with code WINTER23   https://seedtime.com/10x/   Watch this episode on our SeedTime Money Podcast YouTube cha...

Hey friends, today we are just chatting about some fun and exciting things happening and if you are part of this little SeedTime community, you have likely been part of them - so thank you! Oh and there might just be a mention of a $2k giveaway coming soon?!?! If you want more information about using our True Financial Freedom class ( https://seedtime.com/tff ) in your church, shoot me an email  b...

Famed basketball legend, Larry Bird, was apparently mocked by his teammates because he didn't spend his earnings recklessly (like so many NBA players). There are some lessons here for us all to take...   Links: Original article: https://basketballnetwork.net/.amp/off-the-court/larry-bird-remembers-when-players-that-later-went-bankrupt-made-fun-of-him-for-saving-his-money MSNBC article:  https://ms...

I decided to dig into what C.S. Lewis, the great theologian, had written about money over his years of writing. And I was fascinated by what I found. One of the most striking things was that in all his studies of the Word, he boiled all his thoughts and beliefs about Biblical giving and generosity down to one simple rule that we all can follow.   Links Mentioned: Our YouVersion Bible Reading Plan...

Today I want to do something a little bit different. I'm talking about Bitcoin and Cryptocurrency on a 101 level. Regardless of whether you have any interest in crypto, i'd love for you to understand this so you don't fall into the 2 most common crypto camps: those who thing it is a ticke to get rich quick and those who say it is ALL a scam. THIS is the message that I want everyone to hear and und...

So many financial experts do this and I've had this happen to me so many times over the years. So please don't ever say THIS to us... Links Mentioned: True Financial Freedom Course - https://seedtime.com/tff Simple Money, Rich Life - https://seedtime.com/smrl These are a few of the topics we cover: Worrying about what others think of your purchases Feeling judged for your financial situation Are y...