SeedTime with Bob and Linda Lotich

Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't. A little of what we are covering: Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success. The two tests I believe...

Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it.   🔑 Key Topics Covered: Awareness of human trafficking Impact of "The Sound of Freedom" movie The spiritual aspect of money management Motivation to "earn all I can" for giving  What you do matters on the earth Taking action with A21 and Our Rescue   Links: The Sound of F...

This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life.  Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself.   What To Expect: The Art of Presence: Ever wondered what being more present could do to your relationships a...

On our 10x Live investing workshop ( https://seedtime.com/replays) we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money. And a bunch of you kept asking for the list, so here we are.   Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving wi...

Are You Doing Something Wrong if You Aren't Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we're about to unfold.   Here's a little of what we are discussing today: R edefining Blessed: We tackle the big question - what does being "blessed" really mean? Is it just about the dollars in your bank account, or is ther...

In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future.   Here's what you can expect: 1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is...

Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!) It's been a crazy ride these past 16 years, hasn't it?  I mean, by God's remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels.  Can you believe that!?  And then we've seen more than 9,200 s...

In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject. Links:  Get 4.6% on your savings with CIT's Savings Connect account...

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles.   What we are covering today: Discover the "Biblical Formula" for paying off debt miraculously fast Uncover the secret behind leveraging what's already in your house to ma...

Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives. Uncover the crucial differences between the middle-class and wealthy mindsets Unl...

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.   Here's what we cover in this episode: ✅ The common budgeting myth that's sabotaging your financial g...

In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode.    Here are the ideas/links mentioned: (01:18) Pray about who you can be a blessing to today (01:40) Our True Financial Freedom Class - https://seedtime.com/tff...

A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore: 🔸 The power of reframing an unfair situation 🔸 The importance of tracking your giving 🔸 How generosity...

This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…   🔑 Key Topics Covered: We've tested out several budgeting methods Pr...

In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined.   In this episode you'll: Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams Learn how trusting God's guidance led me to a radical life transformation a...

In this episode of the SeedTime Money podcast, we discuss seven crucial money lessons that can help you achieve lasting financial success. These lessons are inspired by a recent post on Twitter, and we share our thoughts on each point and how they've impacted our financial journey.    🔑 Key Topics Covered: The secret to going beyond a W2 income for true wealth How to safeguard your money from a h...

So excited about our conversation with Mark Batterson today. His new book: 'Please, Sorry, Thanks' is out now and so we are exploring the depths of gratitude and thankfulness and the unbelievable impact they can make in our lives if we let them. Here is a little of what we cover in this episode: Discover how Mark would advise his younger self during a time when gratitude was lacking and what he ha...

Today I want to give you a little bit of a PSA. Well, it's more like don't make the same mistakes we made. And, I'm sure there's some of you listening who can save a whole lot of money with what we're gonna be talking about today. But long story short, I was paying the bills the other day and I noticed our water bill was almost $300! Has this happened to you? We hope that our lesson learned will b...

This is from truly impactful section from a workshop we did a couple months ago. We helped our attendees create a 30-day financial plan, enabling them to kickstart their budget and save money for the best 2023 ever! During the workshop, we covered 5 common limiting beliefs that many people experience when it comes to building a budget or a spending plan. The insights we shared resonated with so ma...

In this episode, we're talking about the second most important financial metric to track, which we call Assets Under Management (AUM). Everything that you do, whether good or bad, affects your AUM.  And it's a great number to track because it's a way to measure your financial progress, and if you're moving forward financially.    Links: Get your FREE AUM spreadsheet - ​​ https://seedtime.com/smrl-...

A few days ago President Biden initiated a new federal rule could raise the monthly mortgage payments of buyers with good credit scores (680+) by over $60 a month… And when I first saw this I thought for a minute it was a Babylon Bee headline. Turns out it isn't, but is from Newsweek. I then shared it with our Instagram family(https://www.instagram.com/seedtime/) and the response was insane. I pro...

When I was 13 years old, I spent every dollar I earned on golf. I would play two or three times a week and became a pretty good golfer for my age. While I liked golf, it was never really my favorite sport. But my identity had become wrapped up in it, so I kept playing. It was what I and others had come to expect. As I got older, it dawned on me that spending all my money on a hobby just because I...

A lot of people want to know how they compare, how they stack up to other people. And in this episode we're talking about 5 signs that you're doing better financially than the average American. Now this isn't to feel good at someone else's expense, but to get a healthy perspective about where you stand financially. So regardless of where you stand, let's let this be an encouragement - deal?   Link...

We often get asked "how did you know it was God?" after we share some of our giving stories that God has led us through. While we don't have all the answers and we don't believe there is only one way to hear from God, in this episode we are sharing what we have learned about hearing from God with our giving (and really any other areas of our lives).    In this episode we share: The exact process w...

Today we are talking about the single highest earning investment you can make now (and that you should ASAP).  And no it isn't Crypto, Forex, or any other stock pick. It is actually something far easier and more accessible for all of us.  Oh and this is our first ever LIVE podcast episode.  As in, we live-streamed it on our SeedTime Money podcast channel here: https://www.youtube.com/channel/UCREf...