SeedTime with Bob and Linda Lotich

My english teacher(s) told me I shouldn't write. And for many years their voices carried more weight than God's instruction to me that I SHOULD write. And this is a common ploy of the enemy to tell us lies about ourselves to keep us from fulfilling what God has created us for. Don't let it happen to you.   Links Mentioned: Our book: Simple Money, Rich Life - https://seedtime.com/smrl/   Find out m...

The stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens.   Find out more at https://SeedTime.com   If you haven't checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600...

Today I want to share a story of my biggest career failure in hopes that it might encourage you if you feel stuck, passed over, or in a hopeless situation. Know that there is hope and God has a plan for what you have to offer the world! Join Linda and I as we share with you our story. Link Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl   (Please note: links mentioned may...

Today Bob is chatting with business coach Graham Cochrane, author of "How To Get Paid for What You Know" and founder of the Recording Revolution.   Links Mentioned: Graham's Passive Income Workshop - https://www.grahamcochrane.com/gift (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cov...

Linda and I share 10 different things that you might be able to cut to save up to $500 a month! Plus we threw in a few extras at the end that could save you much more. And find out one of our favorite impulse purchases that we've made recently. It may or may not change your life.   Links Mentioned: Article mentioned - https://rachelkgunc.medium.com/the-10-items-i-cut-from-my-budget-to-save-an-addi...

Chandler Bolt is an investor, the CEO of Self-Publishing School, Forbes 30 Under 30, and the author of 7 bestselling books including his most recent book titled "Published." I thought it would be fun to let this episode basically be a coaching session for me, since we are launching our book, Simple Money Rich Life. And will hopefully be helpful to anyone with a message wanting to write a book! Lin...

There's a really interesting story that I came across about a woman who was a lifetime secretary for 43 years and she invested her way to 7.2 million dollars! Which I think is really cool. Because it proves this thing that we are constantly trying to hammer home: you don't need a high income in order to have a high AUM (assets under management), or net worth. Linda and I are going to discuss the 5...

According to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with.   Links Mentioned: Inflation rates articl...

In this episode I'm talking with my friend and author, Joshua Becker. He has a new book out called: Things That Matter. And it's about how to live a life of focus, focusing on the things that matter. Have you ever thought about your life and about your focus? Join us! Links Mentioned: Joshua Becker's book "Things That Matter" - https://www.amazon.com/Things-That-Matter-Overcoming-Distraction/dp/B0...

We received a question from a reader about our yearly sabbatical. And so we wanna talk a little bit about it. Robin reached out and asked us this question: "I love the idea of a sabbatical. I'm so happy that we can take one. But you'd love to hear a podcast on how to do that with younger kiddos at home. And then other practical steps. Like, do we take the month off from cooking? What about laundry...

In this episode we're talking about making money work for you with my friend and author Jonathan Milligan. We're discussing his new book: Your Message Matters, ways you can earn money from the knowledge you have accumulated, and also how to manage the money you earn… both in business and personally.   Links Mentioned: SeedTime Real Money Method course - https://seedtime.com/realmoney/ Jonathan's B...

In this episode I am chatting about how to become a millionaire. The exact thing you need to do (that anyone can do) that will get you there.  And I explain the most important key that almost no one talks about.    Links Mentioned: Personal Capital - https://seedtime.com/personal-capital-review Advice from my Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 25 Top Ways To Save Money (reduce expen...

We've been keeping a secret from you for 3 years! And now, it's time to let you in on the secret! It's time to celebrate as we have finished our book: Simple Money, Rich Life! I'll tell you more about the book in the months to come, but for now I really just want to celebrate with our SeedTime family. Because it couldn't have happened without you!   Links Mentioned: Simple Money, Rich Life - https...

Today we are talking about 10 money lessons that I wish I would have learned when I was young. I probably still need to learn some of these money lessons, as we're all a work in progress. There's a lot of good points here that Linda and I want to share with you. Whether you are young, whether you're old, or if you have a young child… I think there's going to be a lot of value in this episode for y...

I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this: should I just have everything in cash because the world is going to come to an end? Let's find a balanced approach and fix our eyes on Jesus!   Links Mentioned: SeedTime Investing course - https://seedtime.com/10x (Please note: links mentioned may be affiliate links which help us support o...

When we started getting our finances in order I thought that once we had everything together, there'd never be any financial obstacles again. But it just doesn't work like that. If you're following God the things that he's putting in your heart are often bigger than what you have available to achieve them. That's the way it should be because we have to trust God, he will provide the provision for...

Does it feel like your boss owns you? I felt that way before and it made me crave a freedom with my life that I did not have. Financial freedom has always been one of my primary motivations for improving my financial life. I'd love to help you move more in that direction, too. In this episode I'm sharing with you small steps that can make a world of difference and how I can help!   Links Mentioned...

There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone. In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas!   Links Mentioned: Make money decluttering your home (...

Is Crypto the future when it comes to investing? It's difficult to take risks on anything new and we may be hesitant to experiment. I view my job as an experiment with my money to find out what works and what doesn't. I take the risk to learn new things so you don't have to! Recently, I've been learning about Crypto. Join me as I discuss what all the Crypto hype is about and how I'm currently inve...

Everybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy. I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy!   Links Mentioned: Ou...

I've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We're going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn't do! Join...

So many of us spend money that we don't realize we're spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We're big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool!   L inks Mentioned: Article by Rachel Gideon - https://medium.com/financial-i...

We found a list of the "seven things that people who are good with money never buy," that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let's see if we are good with money or not! Links Mentioned: Original Business Insider article - https://medium.com/business-insider/7-things-people-wh...

Recently a reader asked me if her 17 year old should invest. And, I have an unconventional answer when it comes to teens investing that you may find interesting. But there is one thing teens should NEVER do when investing that I cover in this episode of the podcast. Even if you're not a teen (or have a teen) and you're curious about investing I invite you to listen to this episode!   Links Mention...

Today we're talking about some of the three of the best investing lessons I learned from my millionaire mentor. Linda and I share with you our return on investing results, the before and after of the lessons that he gave, and we will also let you know how you can get started investing!   Links Mentioned: SeedTime 10 X Investing Course - https://seedtime.com/10x   (Please note: links mentioned may...