SeedTime with Bob and Linda Lotich

Today we are chatting with Jen Smith and Jill Siriani (hosts of the Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called the No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself.   Links Mentioned: The Frugal Friends Podcast - https://www.frugalfriendsp...

I (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why.     Links Mentioned: Find us on Instagram: @seedtime -   https://instagram.com/seedtime   Our Book:  Simple Money, Rich Life - https://seedtime.com/smrl/   Feedom Company - https://freedomcompany.co/     These are a few of the topics we cover: Minimalism and your closet Value vs. cost...

There is one financial skill that almost no one ever masters. And, truth be told, it is a really important one. In this episode we discuss what that skill is and what we have done that is helping us master this financial skill.   Links Mentioned: Mentioned book: The Psychology of Money - https://amzn.to/3ynN11n   Our book: Simple Money, Rich Life - https://seedtime.com/smrl/     These are a few of...

So today's episode was a little bit different. We actually had some good friends over and grabbed a few mics, hit the record button and had a very real and raw conversation about learning to trust your spouse financially. And they shared their story. Kind of how they worked through that and really a lot of awesome things that God did. And so we really enjoyed this conversation and so we hope you e...

We were at church and someone started talking about the offering. It was so impactful that we thought that we should talk about this on the podcast. Because it's something that's interesting in which a lot of people don't do, but makes a really huge impact on your giving. And when you do it really can change your life!   Links Mentioned: Our Book: Simple Money, Rich Life - https://www.seedtime.com...

I recently went to an estate sale and found some of the usual goodies that you'd expect, but I walked away from there with something totally unexpected. And I am not sure my life is going to be the same. Links Mentioned: Simple Money, Rich Life - https://seedtime.com/smrl     Find out more at  https://seedtime.com   If you haven't checked out our best-selling book Simple Money, Rich Life ( https:/...

Shortly after Biden's student loan forgiveness plan rolled out a listener sent a DM to us on Instagram asking if accepting the student loan forgiveness is UN-Biblical.  So in this episode we are sharing our thoughts on the matter. Lot's of thoughts. Check it out and share with someone who needs to hear this.   If you haven't checked out our best-selling book Simple Money, Rich Life ( https://seedt...

In this episode I'm talking about anxiety with Alicia Michelle. She is a certified NeuroCoach and host of the award-winning Christian Mindset Coach Podcast. She loves equipping Christian women with practical brain-and-biblically-based tools to overcome anxiety, perfectionism and self-sabotage so that they can cultivate godly confidence and find lasting peace.   Links Mentioned: Vibrant Christian L...

Part three of our book: Simple Money, Rich Life is all about giving and really how to making giving fun. I had a friend reach out to me recently about giving and how we do this in practically in certain situations. Particularly, how we handle family and giving when it feels like you don't have a choice. Join us in seeing how you can control how you give and that you do have a choice when it come t...

In this episode we're talking with Brant Hansen. He's an author, radio host and host of the Brant and Sherri Oddcast. Brant just wrote a book called "The Men we Need" which I love. It's a really powerful book for any man. Join us as we cover godly masculinity and being who God has created us to be as men.    Links Mentioned: The Brant and Sherri Podcast - https://www.branthansen.com/podcast-2/   T...

We got a question from a listener asking what we are doing (and recommend) doing with our cash right now. Should we be pulling it all out of the banks? Should we be holding cash at home? In Bonds? In crypto? We talk about all of that and more.   Links Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl   Our 10X Investing Course - http://seedtime.com/10x     These are a few of...

I read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now. Links Mentioned: Bloomberg Article  Real Money...

So THIS is why I want a million dollars. And why I think you should want it to. I recently sent out an email talking about this and thought I would share with all our amazing podcast community - so enjoy!   Links Mentioned: SeedTime e-mail List sign-up - https://seedtime.com/subscribe   Simple Money, Rich Life - https://seedtime.com/smrl   10X Investing Course - https://seedtime.com/10x     These...

Today we are sitting down with Annie F Downs as we are chatting about FUN and why it is important and her new book: "Chase The Fun." We dig into how and why it is important to make money fun too!  Links Mentioned: Annie's Book: Chase The Fun - https://chasethefunbook.com Annie's Podcast: That Sounds Fun - https://www.anniefdowns.com/podcasts Our Book: Simple Money, Rich Life - https://seedtime.com...

Jordan Grumet (our new Jewish friend) is an MD, host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. And in this episode we dive in to some of his unconventional financial advice and how we can use it to make the most of our lives.   Links Mentioned:...

A friend of ours has as amazing business that is struggling to survive and we all have the ability to prevent it. If you agree that the world is a better place with mom and pop restaurants (not just chains) then we should be voting with our dollars to make sure they continue to exist. Links Mentioned: Our book: Simple Money, Rich Life - https://seedtime.com/smrl     Find out more at  https://SeedT...

On the first weekend of each quarter we take time to reflect back, have important conversations, pray, plan, and set goals (and rewards) for the next 12 months. This is a look at what our exact goals are and exactly how we lay out a day like this (that you can steal)  ;)     Links Mentioned: Streak: to-do list that helps you form good habits - https://streaksapp.com/     These are a few of the top...

For the last few years I have been doing this and it has been amazing for our business. I step out of the office and get to the 40,000 foot view to get out of the day-to-day weeds and evaluate what I want to do for the quarter and break it out week-by-week. It has been so clarifying for me and help me waste far less time and focus on the things that are most important.  In this episode I break dow...

Money is taboo enough that when you add in Christianity to the discussion things get sticky real fast.  But it seems to us that having honest conversations about our lack of contentment and never-ending desire for more is a healthy thing to do.  Ben Kirby (of Preachers N Sneakers fame) created an instagram account to stimulate these discussions.  Then he wrote a book expanding the conversation abo...

Sometimes it's just as helpful to identify what NOT to do as what we should be doing with our money.  This episode is just that.  6 things you may have done or are currently doing that you might want to stop.  Links Mentioned: Original article: https://danirene.medium.com/totally-illogical-things-poor-people-do-that-keep-them-in-poverty-4b241ecd7cb Seedtime courses - https://seedtime.thinkific.com...

Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what...

Do you have any money attitudes holding you back in life? You just may. But, we can always change our attitude and succeed. Derrick Kinney wrote a really cool book that I'm really excited about. There's so much in this book that lines up with what we're doing and correlates with our book Simple Money, Rich Life. Derek's book is called "Good Money Revolution." I'm excited to chat with him about som...

This is how you take your kid, get them to work in your business, and help them become a millionaire by age 60 without them even knowing about it. And we also talk about: * how we employ our 8-year old * why you might not want to save it all up for a huge inheritance * the most important things we should be leaving our kids with.   Links Mentioned: Investing Calculator Our 10X Investing Course   F...

This episode is great to listen to with your spouse or if you are engaged or know someone who is, this is perfect as we give some advice for both spenders and savers. And if you can get this before you are married or even early in your marriage you will be thanking us later!!! Links Mentioned: Source article: https://medium.com/business-insider/a-millionaire-retiree-shares-her-biggest-money-regret...

We chat about God and creativity and how the two are deeply connected.  And we chat about Jordan's new childrens book because if you are a parent you probably have 50-100 books stacked up. And most of them contain mediocre content. But you're like, "eh, it's not really harming them to read it."  So when you get a book that actually teaches your kids a lesson that you're excited about, it's great!...