Scandals: Insurance Uncovered

What Compressed Deadlines Mean for Risk Transfer In this Season 2 premiere of Scandals: Insurance Uncovered , Amy Lamb and Teresa Guertin unpack New York’s newlyenacted AVOID Act and the compressed deadlines now governing third party practice in construction litigation. Under the new law, defendants have just sixty days to bring contractual indemnity and impleader claims after answeringa complaint...

Amy Lamb and Theresa Guertin are back from the IRMI Construction Risk Conference 2025 and they brought stories,strategy, and a few conference confessions with them. This IRMI recap episode breaks down what actually matters once the badge is off and you are back in the inbox pile. In this conversation, Amy and Theresa dig into: What made this IRMI Construction Risk Conference feel different and why...

Just because the work is done doesn’t mean your coverage is. In this season finale of Scandals: Insurance Uncovered , Amy and Theresa dig into the messy, misunderstood world of completed operations coverage — and why the most dangerous endorsements don’t show up until long after the project ends. From wrap-up tail coverage to exclusions J and L, this episode pulls back the curtain on how “complete...

What if you paid for 20 years of coverage—only to come up short? Amy and Theresa unpack anti-stacking endorsements : the quiet clauses that quietly slash insurance recovery whenclaims span years, policies, or joint ventures. If you think 5+5 equals 10 in insurance, this episode might surprise you. In this listener-requested episode, you'll learn: Why June 1st is peak renewal season—and a prime...

When two become one, who’s really liable? In this episode of Scandals: Insurance Uncovered , Amy and Theresa unravel the tangled world of joint ventures in construction and the insurance chaos that often follows. From surprising court decisions to critical contract language mistakes, this episode is a must-listen for anyone working with complex project structures. Key Takeaways: The surprising rea...

You think your general liability policy has you covered… until it doesn’t. In this episode of Scandals: Insurance Uncovered , Amy and Theresa unravel the often-overlooked (but highly consequential) world of professional liability exclusions . From shop drawings and design assist work to vague carrier language that leaves too much room for denial, they reveal how even the most routine construction...

In this episode of Scandals: Insurance Uncovered , hosts Theresa Guertin and Amy Lamb return to untangle the next layer of additional insured (AI) endorsements. From broad form ISO endorsements like CG 2033 and CG 2038 to custom manuscript nightmares, they explore how language, privity, and policy design can make or break your coverage. Whether you're an insurance pro, broker, or risk manager,...

In this episode of Scandals: Insurance Uncovered , Amy Lamb and Teresa Guertin dive deep into the evolving world of Additional Insured (AI) endorsements , exploring howISO forms have changed over time and what that means for policyholders, risk managers, and legal entities . Join us as we uncover: The history of AI endorsements : From the CG 20 10 11 85 to the latest editions. The shift from “aris...

*EPISODE AUDIO DISCLAIMER* As we continue to refine our recording process and optimize the sound quality of Scandals: Insurance Uncovered , you may notice some occasional audio pops, echoes, or jumbled moments in this episode. We appreciate your patience and understanding as we fine-tune our setup to bring you the best content possible. ..... Scandals: Insurance Uncovered is back in 2025, kicking...

Welcome back to Scandals: Insurance Uncovered ! In this episode, Theresa and Amy unpack the excitement, insights, and yes—scandals—they experienced at the annual IRMI Construction Risk Conference in sunny San Diego this October. From lively panels to ice sculpture mishaps, this episode has it all! Tune in as your favorite insurance insiders discuss key industry trends, share behind-the-scenes stor...

Have you missed us? Find us at IRMI CRC 2024 in beautiful San Diego, CA! In this eye-opening episode of Scandals: Insurance Uncovered , hosts Theresa and Amy delve deep into the complex world of New York labor law and the infamous labor law exclusions that haunt contractors and insurance professionals alike. Join the hosts as they break down the origins of these laws, explore their modern-day impa...

In this info-packed episode of Scandals: Insurance Uncovered , insurance experts Amy Lamb and Theresa Guertin dive deep into the mysterious world of insurance exclusions and their far-reaching impact on the construction industry. With their signature blend of humor and expertise, they uncover the often-overlooked fine print in policies that can lead to costly mistakes. Topics Covered: The dangers...

In this episode of Scandals: Insurance Uncovered , hosts Amy Lamb and Theresa Guertin delve deep into the legal and insurance implications surrounding a recent New York appellate court case that has shaken the foundations of additional insured endorsements. As they unpack the details of the New York City Housing Authority vs. Harleysville Worcester Insurance Company case, they explore the potentia...

In this episode of Scandals: Insurance Uncovered , Theresa Guertin from Saxe Doernberger & Vita and Amy Lamb from CR Solutions dive into a complex yet critical aspect of construction insurance: wrap-up exclusions . Join them as they unpack the intricacies of these policies and their real-world implications for contractors and insurance professionals. Topics Covered: Understanding Wrap-Up Exclu...

In this inaugural episode of Scandals: Insurance Uncovered, insurance experts Amy Lamb and Theresa Guertin delve into the complexities and challenges faced in the construction and insurance industries. Through real-life case studies and engaging discussions, they unravel the intricate details behind insurance endorsements, additional insureds, and the pitfalls that can lead to costly litigation. I...

Welcome to Scandals: Insurance Uncovered—the podcast where we dig deep into the most controversial and complex cases in the insurance world. Hosted by industry experts Amy Lamb and Theresa Guertin, this show exposes the hidden truths, legal battles, and high-stakes decisions that can make or break your coverage. In our trailer, get a sneak peek into what’s coming: real stories, raw insights, and u...