Kathy Cruz
Savvy Shopkeeper Retail Podcast
Host, Kathy Cruz is a retail business coach who owned a retail business with her sister for a decade. She knows firsthand that running a retail business, both online and in a brick and mortar has its challenges. Kathy is passionate about teaching independent retailers how to work smarter, profit more and grow.
Where to listen?
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Episodes
278. The Modern-Day General Store: How Christine Klein of The Vintage Hammer Ditched the Guesswork to Double Her Impact 02.07.2026 58:34
Starting a retail store without experience didn't stop Christine, owner of The Vintage Hammer, from building two thriving locations and creating a business that's growing year after year. In this episode, she shares how she went from a career in commercial real estate to running what she calls a "modern-day general store," and why learning to trust her retail data completely changed the direction...
277. How One Retail Store Achieved 110% Growth in a Small Town. Shopkeeper Stories with Elena Gustavson of Magpie and Tiger. 18.06.2026 42:22
In this Shopkeeper Story, Kathy interviews Elena Gustavson of Magpie and Tiger about building a profitable stationery and gift shop in a town of fewer than 8,000 people. Elena shares how she achieved 110% growth through merchandising improvements, smarter revenue streams, community support, and retail mindset shifts—all while balancing consulting work and shopkeeping. For show notes, including lin...
276. From Store Operator to Store Owner: The Leadership Shift Retailers Must Make. 04.06.2026 17:15
In this episode, we're continuing the conversation from Episode 268 and breaking down what it really means to move from store operator to store owner. If your business still feels heavy—even after years of growth—you're likely operating in "jobby mode" without realizing it. I walk through why growth often feels like more weight instead of more freedom, how the milestone mindset keeps retailers stu...
275. Is Brick and Mortar Retail Dying? What the Data Actually Says 21.05.2026 15:51
Is brick-and-mortar retail really dying? After months analyzing 13 years of U.S. Census retail data, this episode uncovers Kathy's new report available for download, "Brick and Mortar Independent Retail Isn't Dying. It's Misdiagnosed." that covers what's actually happening behind the headlines. The findings reveal a far more nuanced story about independent retail, business closures, growth cycles,...
274. How to Get Rid of Dead Inventory in a Retail Store: Max Retail Review & Strategy 07.05.2026 22:41
If you're carrying inventory that just won't sell, this episode is for you. Kathy breaks down what dead inventory in retail is really costing your business and why it's more than just the product sitting on your shelves. She explains the "squatter effect," how unsold inventory ties up your cash flow, and what most store owners get wrong when trying to fix it. You'll also hear a straightforward rev...
273. Don't Ask Your Business to Carry More Financial Responsibility Than It Is Built to Carry 23.04.2026 25:38
Episode 273 Show Notes: Do Not Ask Your Business to Carry More Financial Responsibility Than It Is Built to Carry Hosted by Kathy Cruz | Savvy Shopkeeper Retail Podcast In this episode, Kathy Cruz breaks down the reality many store owners face: the financial pressure of expecting a retail business to carry more weight than it is structurally built for. When that pressure shows up, it often leads t...
272. The Q4 Pressure Test: Are You Prepared for Retail's Busy Season? Seven Profit Decisions to Make Now 09.04.2026 23:55
Q4 isn't just another quarter in retail—it's often the one that determines how your entire year performs. And yet, most store owners head into their busiest season feeling underprepared. In this episode, we're breaking down what really drives that pressure and why it usually isn't the season itself—it's the decisions that get delayed. I'm walking you through a Q4 "pressure test": seven key profit...
271. What Earned a Place in My Office Reset 26.03.2026 24:19
In the last episode, Kathy talked about how to reset your office, desk, or cash wrap so it actually supports how you run your business. In this follow-up, she shares some of the tools and products that helped her bring that reset to life. This isn't about buying more stuff or creating complicated organizing systems. It's about how the right tools can support the decisions you've already made and m...
270. Resetting Your Office Space So It Actually Works for You 12.03.2026 28:54
If you have a desk, office, or cash wrap area in your store that you keep avoiding, this episode is for you. Sometimes a space isn't messy, it's just no longer aligned with how you actually run your business. Over time, things accumulate, furniture no longer fits your workflow, and what once worked starts to create friction without you realizing it. In this episode, Kathy shares what she learned w...
269. What Indie Retailers Wish You Knew About Donation Requests 26.02.2026 19:38
Donation requests are a normal part of running an independent retail business. Gift cards, gift baskets, product donations, sponsorships, school fundraisers, community events, they add up quickly. This episode is written for three groups: brick-and-mortar store owners navigating constant requests, the Chambers and Main Street orgs that work closely with independent retailers and anyone who seeks d...
268. Why Your Retail Business Still Feels Heavy (Even After Years in Business) 12.02.2026 29:04
You've been running your retail business for years, so why does it still feel heavy? In this episode, Kathy Cruz breaks down the difference between time in business and business maturity, and explains why many independent shop owners feel exhausted even when sales are steady. If your store still depends heavily on you, this conversation will help you understand why, and what needs to shift for it...
267. Independent Retail Trends for 2026: How to Decide What Actually Matters 30.01.2026 22:06
Every January, I take a step back and talk about trends in independent retail. But this year, I'm doing it differently. Instead of a long list of what's "in" or "out," I'm sharing the six lenses I use to make sense of retail trends and decide what actually matters for a real, independent store. In this episode, I look back at past trend conversations, explain how these six lenses emerged, and walk...
266. Before You Try to Fix Your Traffic Problem, Start Here 23.01.2026 23:36
This episode is about traffic, but not tactics. When store owners say they have a traffic problem, they're often reacting to low sales and reaching for visible fixes like ads, promotions, or new platforms. In this episode, I explain why that approach can get expensive, and why clarity has to come before action. I share a real story from a group member who invested in visibility without enough cont...
265. Fear Is The Thief Of Profit: Build a Braver, More Profitable Business in 2026 01.01.2026 26:40
Fear rarely looks like fear. It shows up as hesitation, overthinking, or waiting for "the right time." And for many independent retailers, it quietly becomes the biggest barrier to profit. In this episode, Kathy shares the true story of a high-revenue store owner whose business looked successful on the outside but struggled to profit behind the scenes. Together they uncovered the real issue holdin...
264. The Year-End Inventory Count: What it is, Why it Matters, and What it Reveals About Your Business 18.12.2025 13:27
Your year end inventory count is more than a tax requirement. It is a clear reflection of your business. In this episode, Kathy shares what your shelves are really telling you about your systems, buying habits, and financial health. You will hear why an accurate count matters for clarity and cash flow, where Master Shopkeepers members can find full resources in The Lab and how it connects to the C...
263. A Note to Your Future Self: What to Remember from Any Busy Retail Season 04.12.2025 25:32
Even your most successful seasons can leave you drained. In this episode, Kathy shares how one client's record-breaking quarter became a turning point—and why taking notes during any busy retail season can help you plan smarter, protect your peace, and create success that actually feels good. For show notes, including links to the documentary and resources I mentioned in this episode, visit www.sa...
262. Small Business Saturday Success Plan: How to Make the Whole Weekend Work for You 20.11.2025 25:30
Small Business Saturday isn't just a single day, it's part of a powerful five-day stretch that can grow your sales and strengthen your connection with customers. In this episode, Kathy shares a realistic plan for making the entire weekend work for you, from Black Friday through Giving Tuesday. You'll learn simple, strategic ways to pace yourself, boost engagement, and build momentum, without burni...
261. How to Motivate Your Retail Team (and Keep Them Engaged) During the Holidays 06.11.2025 27:05
As the holiday rush approaches, your team's energy can make or break the customer experience. In this episode, Kathy shares what she noticed during her travels in 2025—how disengagement shows up in stores—and why connection matters more than ever in Q4. Learn what real engagement looks like, why it drives sales, and how to model it as the leader. Plus, a quick discussion on whether "secret shopper...
260. Small Business Saturday Discounts: Do You Really Need Them? (And Smarter Strategies to Try Instead) 23.10.2025 25:25
Are Small Business Saturday discounts really worth it? In this episode, I'm breaking down when discounts make sense, when they don't, and smarter ways to attract shoppers without giving away your profit. You'll hear real examples from my own store and other indie retailers, plus advanced strategies for seasoned shop owners—like using data from past years, segmenting customers, and streamlining ope...
259. Are They Copying You? Your Guide to Handling Retail Competition Part 2: Three Ways for Retail Store Owners to Respond to Competition in Their Market 09.10.2025 25:17
This is Part 2 of a special 2-part series on competition and product overlap in indie retail. Once you've processed the emotions behind a "copycat" moment, what comes next? In this episode, I walk you through my CLEAR framework for grounding yourself, then share three common paths store owners take when a competitor feels too close for comfort: focusing inward, protecting their turf, or collabora...
258. Are They Copying You? Your Guide to Handling Retail Competition Part 1: Why Product Overlap Happens in Retail — and What It Could Mean for Your Store 25.09.2025 31:21
This is Part 1 of a special 2-part series on one of the most common and heated topics in indie retail: competition and product overlap. If you've ever walked into another store and seen your best-selling product on their shelves, you know the mix of frustration and fear it can trigger. In this episode, I break down why product overlap happens in retail, why it feels so personal, and what it reall...
257. Why I'm Finally Exploring ADHD (And What it Looks Like to Run a Business When Your Brain Works Differently) 11.09.2025 22:06
In this episode, I'm opening up about something personal—and still unfolding. For years, I've suspected I might have ADHD. I usually wait until I've got everything figured out before I share, but this time I'm bringing you with me in real-time. If you've ever wondered whether your brain works a little differently—if you've struggled with focus, follow-through, forgetfulness, or feeling scattered—t...
BONUS EPISODE: The Listeners-Only Update You Didn't Know You Needed 05.09.2025 31:47
Ever wonder what's really happening behind the scenes at Savvy Shopkeeper? In this special bonus episode, I'm catching you up on ALL the projects, lessons, and tools I've been working on! And there's quite a bit. If you're not in MSK, this is your chance to hear what goes on behind the curtain. And if you are in MSK? You'll appreciate the momentum we're building. 🔗 Helpful Links & Resources Want...
256. How to Plan Like a CEO—Even If You're the Only Person on Payroll 14.08.2025 14:16
Planning isn't just for staying organized—it's how you lead. In this episode, I help you step into your CEO role with strategic tools, reflection practices, and mindset shifts. You'll learn how to use your planner to make high-level decisions, reduce friction, and finally feel in control—even as a team of one. 👉 Website & Mastermind Group: savvyshopkeeper.com 📲 Instagram: @savvyshopkeeper Planne...
255. Smart Planning Strategies for Brick and Mortar Store Owners 07.08.2025 20:59
Want to stop scrambling and start executing with ease? This episode covers how smart store owners plan their promotions, inventory, and events before the chaos hits. I break down the retail systems built into the Savvy Shopkeeper Planner so you can run your shop like a well-oiled machine. 👉 Website & Mastermind Group: savvyshopkeeper.com 📲 Instagram: @savvyshopkeeper Planner: savvyshopkeeper.com...
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