Runway to Retirement

Welcome back to the Runway to Retirement Podcast, Episode 23. It's been a little while since our last episode. Over the past few months, we've been busy building new tools, resources, and courses designed to help people create their own retirement plans with confidence. Now we're excited to be back behind the microphone. To kick things off, we're doing something a little different. Recently, Rob M...

Welcome back to the Runway to Retirement Podcast, Episode 22 In this episode, Rob McGregor walks through a real life case study that highlights one of the most powerful ideas in retirement planning. Looking at the full picture. He shares the story of a couple who believed they needed to sell assets they loved, including their home or lifestyle assets, just to make retirement work. By stepping back...

Welcome back to the Runway to Retirement Podcast, Episode 21 In this episode, Rob McGregor explores one of the most overlooked parts of retirement planning. Understanding yourself. While most people focus on numbers, balances and returns, Rob explains why knowing your personality type and what you actually enjoy about work can be just as important when designing a fulfilling retirement. Through re...

Welcome back to the Runway to Retirement Podcast, Episode 20 In this episode, Rob McGregor breaks down one of the biggest risks to your long term wealth, and it is not the market. It is behaviour. Drawing on over 40 years of market experience, Rob explains why most investors underperform the very investments they choose, and how small behavioural mistakes can cost hundreds of thousands, or even mi...

Welcome back to the Runway to Retirement Podcast, Episode 19 In this episode, Rob McGregor explores one of the most overlooked parts of retirement planning. Replacing meaning, purpose, and connection once work finishes. While financial planning often focuses on income and assets, Rob explains why many retirees find the bigger challenge is adjusting to life without the structure, relationships, and...

Welcome back to the Runway to Retirement Podcast, Episode 18. In this episode, Rob McGregor breaks down the four biggest factors that determine how much retirement capital you actually need. Not just income, but the capital required across superannuation, investment portfolios, and other assets to fund the retirement you want. Rob explains why two people aiming for the same retirement income can n...

Welcome back to the Runway to Retirement Podcast, Episode 17.   In this episode, Rob McGregor walks through six powerful questions that help you clearly define what you actually want your retirement to look like. Drawing on nearly 30 years of experience helping people plan for retirement, Rob explains why asking better questions is far more important than chasing rules of thumb or average numbers....

Welcome back to the Runway to Retirement Podcast, Episode 16.   In this episode, Rob McGregor explores a question many people think about but rarely talk about openly. Should you allow for an inheritance when planning your retirement, and if so, how do you do it without feeling entitled or relying on something that may be decades away.   Rob explains why inheritance planning often sits in the back...

Welcome back to the Runway to Retirement Podcast, Episode 15. In this episode, Rob McGregor takes a deep look at one of the most common questions in retirement planning: how much capital do you actually need for a good retirement. You may have heard of the 4 percent rule, a guideline that suggests you can withdraw 4 percent of your invested money each year and have it last for 30 years. Rob explai...

Welcome back to the Runway to Retirement Podcast, Episode 14. In this episode, Rob McGregor continues our deep dive into selling assets as you approach retirement. If you listened to last week’s episode, you will remember we explored the big reasons people sell and how timing, tax and cash flow can influence your decisions. This episode takes the next step. Rob works through a brand new case study...

Welcome back to the Runway to Retirement Podcast, Episode 13.   In this episode, Rob McGregor explores one of the biggest decisions many people face as they approach retirement, whether and when to sell assets.   Drawing on real case studies and decades of experience, Rob explains the key reasons people sell investments near retirement; paying off debt, simplifying life, freeing up income, or gett...

Welcome back to the Runway to Retirement Podcast, Episode 12. In this episode, Rob McGregor explains why index funds have become one of the most powerful and reliable tools for long-term investing. He breaks down how they work, why they often outperform active fund managers, and what makes them such a simple, low-cost way to grow your super and retirement savings. Rob also explores when it might m...

Welcome back to the Runway to Retirement Podcast, Episode 11! In this episode, Rob McGregor explores whether you should prioritise paying off your mortgage as you approach retirement. He explains how the best choice depends on your personal situation, interest rates, recent market returns, and tax considerations. Rob breaks down simple frameworks and real-life case studies to help you understand w...

Welcome back to the Runway to Retirement Podcast, Episode 10! In this episode, Rob McGregor discusses the unpredictable life events that often disrupt retirement plans, like caring for pets, aging parents, and supporting adult children. Drawing on nearly 30 years of experience, he shares real-life stories that highlight the importance of flexibility and contingency in retirement planning. Rob emph...

Welcome back to the Runway to Retirement Podcast, Episode 9! In this episode, Rob takes a deep look at seven major concerns surrounding industry super funds in Australia, acknowledging their important role since the introduction of compulsory super but highlighting emerging risks as they grow larger and more complex. He discusses issues including the funds’ increasing size leading to complacency,...

Welcome back to the Runway to Retirement Podcast, Episode 8! In this episode, Rob explores the crucial but often overlooked transition from work to retirement how to thoughtfully replace the purpose, meaning, and social connections that many derive from their careers. Drawing from his 25+ years of experience, he shares practical frameworks and real-life examples to help retirees plan a fulfilling...

Welcome back to the Runway to Retirement Podcast! In this episode, Rob explores a range of ways Australians can generate $100,000 per year in retirement, comparing the capital required for strategies like Australian or international shares, residential and commercial property, diversified portfolios, cash, and combinations that include Age Pension, reverse mortgages, or rental income from a family...

Welcome back to the Runway to Retirement Podcast, Episode 6. Superannuation is the foundation of a confident retirement for many Australians but so many people overlook its real strengths. In this episode, Rob explains why super isn’t just another investment, but a powerful, flexible structure that enables most Aussies to build tax-free wealth, gain asset protection, and manage their estate plans...

Welcome back to the Runway to Retirement Podcast, Episode 5. How much capital do you need for a fulfilling retirement? In this episode, we follow up last week’s income chat by stepping you through exactly how to figure out the nest egg that will fund the retirement you want, for as long as you need it. Rob explains why average numbers just don’t cut it and helps you go beyond statistics with a pra...

Welcome back to the Runway to Retirement Podcast, Episode 4. How much will you really need to live a good life in retirement? In this episode, we cut through the noise and tackle the vital question: what’s the right income for a happy, fulfilling retirement? Drawing on expert insights and real-life examples, Rob explains why standard averages don’t tell your story and helps you figure out your act...

Welcome back to the Runway to Retirement Podcast Episode 3. This week, Rob explains three asset types: lifestyle assets that improve living but don’t generate income, passive nest egg assets like super and investments that provide steady income, and active assets like businesses requiring involvement. It highlights the importance of diversification and clarifies superannuation as a structure, emph...

Welcome back to the Runway to Retirement Podcast Episode 2. This week, Rob explores the five main paths people take into retirement. Some people work until a set age and stop suddenly. Others scale back gradually through semi retirement. Some are forced to retire because of health issues or personal circumstances. A few choose never to retire at all. And then there are those who reach financial fr...

Welcome back to the Runway to Retirement Podcast - Episode 1. This week, we’re diving into the crucial years leading up to retirement and outline five essential steps for effective retirement planning: 1. setting clear goals, 2. understanding your current financial position, 3. developing smart strategies, 4. creating a detailed action plan, and 5. managing your own behaviour and mindset. The epis...