Roy Matlock Jr.'s Money and Business Hour

The financial offense refers to two sets of income: your regular income and your portfolio income. Regular income is the money you make by working a job. Making more money can obviously increase your financial security. However, people who receive a promotion or a bump in their salary exchange it, typically, for an increase in lavish living rather than an increase in their savings or investments....

Have you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save, but try our best to do so at the end of the month, instead of immediately after we get paid- at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good fina...

Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to under...

Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to under...

Life insurance is the best tool to guard against the risk of dying too soon, while annuities are often the best recommendation to guard against the risk of living too long. Typically, purchasing life insurance is done almost routinely and without question, probably because most of us tend to think of others before we think of ourselves. In this episode of The Money and Business Hour, Roy Matlock J...

There is something very liberating about getting ahead financially. You have more options, you're less stressed, and things don’t feel as rushed. If you feel trapped with your money situation, be sure to tune into this episode of The Money and Business Hour, where Roy Matlock Jr. shares some things you can do to get financially ahead, which may truly help you improve your financial life.

Everyone wants to be wealthy. Even if happiness, for you, is more contingent upon emotional experiences than material goods- being financially free can help you do more things. Things like traveling as often as you would like, or donating to help those in need may be on your wish list, but the reality is, only a small percentage of the people who aspire to be wealthy will actually be successful. T...

If you're a football fan, you probably recognize the saying, “Offense sells tickets; defense wins championships.” In the game of finance, defense is all about how money is managed. Similar to football, if you want to increase the money you make, and secure a strong financial future, you have to know the rules. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to have a str...

Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In th...

There are a handful of financial questions most people should really know the answers to, but not everyone does. Simple financial education is lacking in the U.S, and many Americans cannot even answer basic, fundamental, financial or banking-related questions. If you consider yourself among those who could use help in this department, or at least need a refresher course, then listen to this episod...

Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In th...

Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do  nothing money".

When you're the one in charge of the money, it's best to have some understanding of basic financial concepts. But where do you start? Most people learn about personal finance the hard way- on the day they go to buy a car, apply for a home loan, or attempt to rent an apartment. We learn about our mistakes only after we have made them and, in the world of finances, this is very costly. In this episo...

Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do  nothing money".

It’s not uncommon to feel weighed down by financial fears. According to a recent study, 81% of working Americans have fears about retirement. The thought of whether or not you'll be able to afford the lifestyle you envision in retirement, to live comfortably and not run out of money, can contribute to a certain level of financial fear. Then there's the uncertainty over how much money is enough, an...

If you are serious about getting rich, you need to turn your focus to income. If you can increase your income enough, you may be able to save something substantial for your future. When you seek advice about asset building and money management, you'll probably hear more about how to grow your capital than how to change your thinking. In this episode of The Money and Business Hour, Roy Matlock Jr....

Has your 40th birthday come and gone, and something finally triggers you to the sobering realization that you should have started saving in your twenties? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Mat...

Has your 40th birthday come and gone with little to no retirement savings to speak of? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how to navigate retirement planning wh...

In a lifetime, the average person might face a wide variety of financial problems. Trouble can be compounded due to the avoidance or a distaste for budgeting. From there, additional issues may bloom, that can have serious snowball effects. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how the key to getting out of financial trouble might be as simple as taking the time t...

Is your goal to become financially independent? More than 80% of self-made millionaires in America began with nothing or in many cases, less than nothing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to beat the odds and achieve financial independence so you can retire wealthy.

If you're ready to start preparing for your first meeting with a financial advisor: congrats! You're taking a big step in the right direction! It’s no secret that many Americans feel clueless and helpless about retirement. If you don't have a solid plan, you could be left with an uncomfortable retirement that leaves you strapped for income, and even worse- dependent on your children. Meeting with...

With the advent of smartphone technology, how people live, work, and spend money has changed dramatically over the past decade. With the existence of hyper-connection via social networks, there has been an increase in communication, and this has opened new ways to make and spend money. Picking up a gig online (gig: temporary work engagement) can be as easy as making plans for coffee or finding a d...

When you lack financial security, a scarcity mindset can set in. The scarcity mindset is when one feels there is never enough of specific items, like money, to go around. This is a very negative state of mind. If  you find yourself thinking like this, it's important to do everything you can to move into an abundant mindset. On this episode of Roy Matlock Jr.'s Money and Business Hour, Roy discusse...

The key to financial success is investing. If you don't invest to build a nest egg, or to set and reach financial goals, then you'll have nothing to show for a lifetime of hard work. But, you don't want to invest your money just anywhere. You need to be wise about what you invest in so you can grow your wealth and become free financially. To make sure you invest the right way, Roy Matlock Jr. has...

Retirement planning is a crucial part of our financial life. Each year we have a chance to build up savings to ensure the future. Whether your future plans include the desire to travel, to save for your children, or someday make that move to your dream destination, it all requires some forethought. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to accomplish your goal...