Roy Matlock Jr.'s Money and Business Hour

While the economy is growing, and life is trying to get back to normal after the year of the 2020 Pandemic, it makes sense to stay focused on the things that really matter. In this episode of The Money and Business Hour, Roy Matlock Jr. shares defensive strategies you can put into place today, that will likely make your financial game plan even stronger. Don't miss this episode. A sound financial...

Are you making the right decisions with your money? Do you know what decisions you should be making? In today's episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to navigate you toward financial success. It makes no difference as to how much you earn. Becoming financially independent all boils down to decisions: decisions about debt, savings, earnings, budgeting, creating a...

Having a clear roadmap, or GPS, is a crucial point of beginning for any successful financial strategy. It's vital to notice and define what the dangers and obstacles that may deter your plan are, or could be. And it's also important to be aware of your strengths and opportunities, which may offer you the best chance at reaching your retirement, spending, or debt cancelling goals, etc. In this epis...

This year, many of us learned that without an adequate financial safety net, we can soon find ourselves in financial ruin. What do we do when faced with a financial emergency? If there is no money set aside, how do we survive recessions or pandemics? Handling your money responsibly and shifting your ideas on how you're earning an income matters. In this episode of The Money and Business Hour with...

It's been a rough year and many are confused about what to do with their retirement, investments, careers, etc. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to create a pandemic-safe plan, so you never have to fear the worst again. Tune in for Roy's expert advice on how to be prepared for anything in 2021 and beyond. 

In this episode of Roy Matlock Jr.'s Money and Business hour, Roy discusses the keys to a successful financial future. Specifically, the key to increasing your income while maintaining a consistently low rate of expenses, in turn building wealth. 

In this episode we'll learn more about managing your money to a point where there's money left over for the future.

Most people don't plan to fail, they fail to plan. Your bank and other financial services are not designed to educate you, but to sell you and drive you deeper into debt. Maybe you don't need all the products that one financial house has to offer, so you wind up getting a mortgage from a lending company, and a 401k from your current job, and you still have a 401k from a previous job. In many cases...

Thinking about retirement can be overwhelming, especially if you don't have a plan yet. If you do have a plan in place, it can be hard to know if you're doing enough. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about how to create a comprehensive, written plan with your financial advisor. Starting with a single step can be enough—and that includes saving what you can in a...

An important step toward becoming financially secure is setting long-term financial goals and having a long term financial perspective. You might wind up spending more than you should if you aren’t working toward anything specific. Preparing in the right way will ensure that you have money for unexpected bills, and that you're on the right track to retirement. You don't want to get stuck in a vici...

In financially volatile times like this, most of us should be prepared for the possibility that every decision we make today will look wrong tomorrow. No one can predict how long this market decline will actually continue. What you can control is how you handle yourself and your finances during these confusing times. Well known value investor Shelby Davis once said, “You make most of your money in...

In a world changed by the coronavirus, it's no question these are most unusual times. The markets have reacted with more volatility than usual as COVID-19 has been spreading across the globe. You've probably been watching the alarming news updates, and reading the headlines, feeling anxious, and wondering if you should change your investing strategy. It's important to stay focused and calm in time...

No matter what current events are happening in the world, one of the most common question financial advisors hear is, "Is now a good time to invest?"The answer is-  now is always the best time to invest, because every day you hold off could actually be costing you about $100. That’s like giving up about $3,000 in income every month. Quite alarming, isn’t it? This is thanks, primarily, to two thing...

There is no single solution to financial success. It's not a one plus one always equals two equation. Every person is unique with a differing set of goals, responsibilities, knowledge, tolerance of risk, time, and energy. The path you will travel to reach your goals is personal and suited to you alone. It all begins with determining your desired destination. In this episode of The Money and Busine...

A financially intelligent mindset, or state of mind, comes from doing certain things and being a certain way, so as to attract wealth and abundance into your life. If you find yourself living month to month, with nothing to show for it, then you could have cultivated a scarcity mindset in relationship to your finances. An abundance mindset keeps in mind every possible favorable outcome for your fi...

Financial offense is where you take calculated risks to continually work toward and achieve a higher income. You can't save your way to financial freedom or wealth. It doesn’t matter how many paper towels you reuse or ziploc baggies you wash . If you never earn more than enough to break even each month, you’re never going to build wealth. In this episode of The Money and Business Hour, Roy Matlock...

It's important to realize that retirement will likely be the biggest expense of your lifetime. So saving for retirement is a big job, especially if you envision a retirement that is flourishing with experiences: like traveling to your dream countries, spending time with your grown children and grandkids, or turning your home into a refuge for rescue animals. But, saving and investing for retiremen...

Planning for retirement can be overwhelming and intimidating. The best way to begin is by asking yourself a few simple questions to help you picture what you want your retirement life to look like. Once you determine the kind of lifestyle you want in retirement, you can begin to determine what that lifestyle will cost and how much you should start saving and investing. In this episode of The Money...

Reaching financial independence is a common, yet ambitious goal. And it's also not a very complicated goal. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a few simple calculations that can give you a rough estimate of how many years it should take for you to get there, based on your current rate of spending and saving. Roy will help you to determine your Financial Independ...

While most of the country is cleaning up messes made during the holidays, many of us are preparing the usual resolutions for 2020. Getting finances in order is one of the most common resolutions each year. Financial resolutions could mean anything from building up a savings account, repairing credit issues, eliminating debt, and more. These are tasks many people seek to accomplish but often strugg...

Retirement can be a very challenging season of life for those who fail to save. If you don't prepare in advance for retirement, you could find yourself saying "au revoir" to your post career dreams and hello to an extended working schedule. And even worse, you could spend your retirement worrying about money and experiencing financial stress. In this episode of The Money and Business Hour, Roy Mat...