Roaming Returns

When investments are overvalued, you need a place to park your cash while you wait.  Letting cash sit uninvested means that inflation is slowly draining the purchasing power of your money. You need to be earning 4-5% to counter this hidden factor.  But if you move your cash out into a high yield savings, it’s going to take you 3-5 business days before you can put it to use out or in.  You never kn...

If you aren’t happy with your financial situation but you’re also resistant to getting out of your comfort zone, chances are that you’re not gonna become financially secure anytime soon… if at all.  We don’t want that for you, so we’re going to let you in on a little secret.  Where you are now is the direct result of what you’ve been doing.  Broke people who make changes, regardless of the discomf...

It’s that time of year when we like to review all of our stock decisions to see what we messed up on.  And trust me, we had some doozies this year. Wait until you hear these numbers. Wanna See The Charts? --> Watch Episode 84 Here There are 2 reasons we review our trades.  #1 It keeps us from becoming arrogant little buttholes. Staying humble keeps you from making huge mistakes and losing it all....

The results of Tim’s 2024 predictions blew us away and spurred us on to get the oracle ball out for 2025. We’re excited to share the 9 areas of the market that we think will perform quite nicely in the upcoming year. Plus there are a few extra companies that should benefit from the economic climate. We’ve got oodles of stock picks to choose from so you can get in while the gettin’s good. And as al...

We’re always looking for ways to decrease the money coming out of our pockets.   Most people think it’s all about cutting things out of your life, but in reality, tax strategy has more to do with keeping your income and becoming wealthy.  I know, thinking about taxes used to make me cringe too but when I realized that tax is actually the biggest thing that we spend money on, you may change your mi...

Today we have the quarterly dividend payout updates for our high yield portfolio plus helpful stock and strategy tidbits along the way. This is an update from episode 67 and 68 that we did back in September. You're definitely going to want to check out how much the income has grown since then. To see us walk through the numbers in real time, click here to watch the YouTube video. If you prefer low...

Today we have the quarterly dividend payout updates for our conservative portfolio plus helpful stock and strategy tidbits along the way. This is an update from episode 69 that we did back on September 24th and you're going to want to check out how much the income has grown since then. To see us walk through the numbers in real time, click here to watch the YouTube video. If you’re following along...

Remember at the beginning of 2024 when Tim went against the norm by saying he was bullish and made some predictions? Well, you’re gonna want to check out what happened.  Today we’re covering what he got right and what didn’t pan out. Also he put the data together for what would have happened to your portfolio if you bought into everything he recommended.  You’re going to be blown away. I know I wa...

We’re back to discuss what to do about your negative money scripts.  Hopefully, you took the time this past week to ponder yours.  If you’re having trouble and want more ideas, check out this resource . It contains a list of many more money scripts and examples of childhood experiences that may have caused them.  Awareness is the first step to transforming what you believe about money and the key...

Money is more than just a tool for transactions; it’s the lifeblood of our dreams, ambitions, and often, our anxieties.  Think about it; your relationship with money shapes everything from the decisions you make daily, to your most profound definitions of success and fulfillment.  It’s about more than just dollars and cents; it’s about what those dollars and cents can enable you to do and feel.  T...

You might be feeling some kind of way about Trump winning the election, but remember investing is not a place for emotions.  Whether you like him or not, the best thing you can do for your portfolio is to figure out how Trump’s presidency is going to impact your investing strategy. Once you understand the policies and mindset of Trump, it’s not that difficult to see how that’s going to affect stoc...

If you’re a dividend investor, you gotta know about preferred stocks, which are similar to bonds, but easier to find and buy. They’re also cheaper than bonds so you can stretch your money further.  And since bonds are mostly overpriced right now, you need to pivot. In this episode Tim shows you what he looks for when searching for preferred shares.  And after scouring over 250 of these babies, we’...

Stock picks change pretty often because metrics change all the time. Sometimes we trim our positions and even sell them outright to get into something that’s better valued and more promising.  But what if you want a more passive approach? So what can you invest in and hold for the next 5 to 10 years that'll give you good returns?  We got you covered.  Tim’s combed through the contenders and came u...

Imagine you’ve just had a rough week and you’re feeling deprived from the happiness that life’s supposed to have.  Something pops in your head that you want but know you shouldn’t let yourself indulge in.  Then you find yourself thinking about how hard you worked all week and that you deserve to have what you want.  So you go out of your way to make that desire a reality.  Let’s face it, we’ve all...

I think we can all agree that there’d be a correlation between financial smarts and a person’s financial well-being. That just makes sense, right?  So now how would you rate your financial intelligence?  Do you know you have more to learn or think you’ve got it all figured out?  Maybe you know more about certain topics but  aren’t so great at others.   Most people think they’re good at finance and...

As you know, we’re not just dividend investors. We’re also value investors, which means we buy great stocks when they’re at a bargain. These often turn over 10, 20, and sometimes 30% gains in short periods of time.  But you may not know that we also keep our ear to the ground for things like the next Amazon. Cuz, who wouldn’t want a stock that goes 3x... or more?! In order to find the right opport...

More and more people are learning about Yieldmax ETFs. We couldn't pass up experimenting because of the high yields these kick off. Yes, these ETFs are sensational but they can be quite risky if you get into the wrong ones or at the wrong price. We're sure you've seen the TSLY horror stories. We took the plunge over a year ago and have been in them ever since. So now we want to share our experienc...

We just covered our dividend payouts for our more aggressive portfolio, but if you want more security, you should go the conservative route.  So how much can you expect to earn if you want more safety? More than most think is possible. We'll show you today what that looks like.  If neither approach fits, you can implement a hybrid of the two.  The beauty of an income-driven investing strategy is t...

We’re back with our ETF income for August. Many of these funds have ridiculously high yields, which is how we earn a hefty sum on our under $100k portfolio.  So without further adoo, lets get back to the party.  Tune in for some important tidbits on many of the stocks we hold. Then check out our spreadsheet here so the numbers really sink in for what income you could possibly earn with your hard e...

We’ve been talking about which stocks are good and how much they pay per share. Our profits have been in terms of percentages and yields.  But our whole strategy is about getting paid monthly dividends. So today we want to show you how much actual income our portfolio made last month on just $97,000.  Tune in for some important tidbits on many of the stocks we hold. Then check out our spreadsheet...

If you’re like us, you’d rather let someone else deal with all the admin, headaches, and hassles of owning and managing real estate.  REITs allow you to do just that and reap the profits. Talk about a win win.  There’s so many different kinds of REITs from traditional rentals to office spaces, industrial, cell towers and even cannabis.  With interest rates about to drop, these babies will start po...

With interest rates about to drop. 1 of our favorite sectors should do well despite what people think. That sector is BDCs.  There are about 60 of these bad boys, but which do you choose? We’ve compiled a list of 5 BDCs that most experts and successful investors would put in their top 10.  If you want some of the highest yielding companies in your portfolio, you gotta have at least 1 of these BDCs...

The Fed has officially announced that they’re going to lower interest rates in September.  Yippee ki yay… right??!! Well, not to burst your bubble, but we’re not in the euphoric majority.  The actual metric reports just don’t justify the upcoming cuts, but we aren’t the ones making the calls, so if it’s going to happen, we want to be prepared.  The past can give us clues as to what might happen as...

We’re back with Quarter 2’s overall earnings results and what that means for your investment strategy.  No one wants to comb through the 68 page report, but if you want your portfolio positioned for profit, you gotta put in the time... Or just tune in because Tim’s done the work for you.  He’s boiled things down to the important pieces, and let me tell you there are some gems in the data.  Pay att...

 When fear comes a knocking, people start to panic sell. The beginning of August was a red bloody mess and that scared a lot of people away.  But savvy investors saw it as a great buying opportunity for so many stocks. Then the markets rebounded pretty much to where they started.  Fearful investors lose in times of high market volatility, but you don’t have to be one of them.  So today we’re going...