Tim & Carmela

Roaming Returns

Business EN ↓ 162 episodes

Most nomads just relocate their hustle—freelancing, content grinding, or trading time for money on the road. We’re Tim & Carmela, the Income Investing Nomads. On Roaming Returns, we break down how to build hybrid income streams—dividends, value investing, strategic flips, and tax-smart strategies—that decouple your time from your income. So you can fund your freedom, travel full time (even in a van), and stop deferring your life. No hype. No one-size-fits-all dogma. Just real numbers, tested strategies, and honest conversations about how to make work optional.

Author

Tim & Carmela

Category

Business

Podcast website

rss.com

Latest episode

Jul 5, 2026

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Episodes

111 - Bombs, Fear, and Buying the Dip: The Truth About Geopolitical Selloffs 01.07.2025

Is the U.S. bombing Iran the start of a market crash—or the best buying opportunity you’ll see this year? In this episode, we unpack decades of historical data showing how stocks behave during wars and geopolitical conflicts. From the Gulf Wars to Russia-Ukraine, the playbook is almost always the same: an initial drop, followed by double-digit gains within 12 months. Here’s what you’ll learn: ✅ W...

110 - Don’t Trust the Headlines: Inflation & Jobs Are Getting Worse 25.06.2025

Forget the fluff—this episode unpacks the real story behind the headlines . We dive into the numbers the media won’t tell you: ✅ Inflation’s hiding big jumps in electricity + natural gas , even as energy prices fall. 🚧 The labor market looks solid—until you factor in revisions, revised months ago , and the rise in multiple-job workers . 📉 Consumer sentiment cratered—down over 30% since January...

109 - Every Weekly Dividend ETF Ranked—Which Ones Actually Pay Off 17.06.2025

22 weekly dividend ETFs are now on the market—but not all are created equal. In this deep-dive, we not only compare performance across YieldMax, Roundhill, and Defiance —but we also show you how to use these tools for real financial edge . ✅ Breakdown by index: Russell, NASDAQ, S&P ✅ Full metrics: price return, dividends, total return (1m & 3m) ✅ Strategy spotlight: How we negate YieldMax NAV e...

108 - Doubling Down In The Market Chaos Unlocked A 13% Dividend Gain 11.06.2025

🔥 Van Life Portfolio – Q2 2025 Update (13% Income Growth Despite Market Drop) This isn’t your grandpa’s dividend portfolio. In this episode, we give a full Q2 breakdown of our high-octane, high-yield “Van Life” portfolio—designed for aggressive income generation, not fragile capital gains.  Despite a steep 20% drop in principal (from $110K high to $90K low), our income grew +13.3% this quarter, l...

107 - Minimizing Losses During Market Pullbacks: Conservative Portfolio Update 03.06.2025

The market dropped nearly 15% this spring... but our conservative dividend portfolio? It grew income by almost 10%. In this episode, we walk through our Q2 2025 Retirement Portfolio update—showing how even as the market got wrecked by tariffs, volatility, and policy chaos, we stacked more income, reinvested smarter, and stayed unbothered. We break down: 🔻 How the portfolio value dipped 8% but the...

106 - Now's The Time To Buy Dividend Royalty: Our Top Picks In Every Sector 27.05.2025

With Q1 earnings in the rearview, and warnings flashing for Q2 and beyond, we scoured the sectors forecasted to underperform—and uncovered a goldmine of dividend-growing stocks. In this episode, we break down high-quality dividend growers in all 11 sectors—from Energy to Tech to Real Estate—highlighting those with long dividend streaks, strong fundamentals, and yields ranging from 3% to over 7%. W...

105 - What Q1 Earnings Really Say About 2025 - Don’t Trust the Hype 21.05.2025

As Q1 earnings wrap up, we’re diving deep into what the data is actually telling us about where the economy — and the stock market — are headed next. ✔ 78% of S&P 500 companies beat earnings ✔ EPS growth is up 13.4% YOY ✔ But company guidance is barely trickling in ✔ Consumer sentiment just hit its second worst score ever ✔ And tariffs might not be fully priced into inflation yet We break down sec...

104 - 10 Ugly Stocks in Our Portfolio — Here’s What the Metrics Say 13.05.2025

Are your portfolio losers actually hidden gems—or ticking time bombs? In this episode, we break down the 10 biggest losing stocks in our portfolio to determine if they’re value plays or just value traps. We dig into: ✔️ Dividend Yield ✔️ Revenue Growth ✔️ Net Profit Margin ✔️ EPS & P/E Ratios ✔️ Analyst Price Targets ✔️ Growth Forecasts You’ll hear our verdict on each stock—green light to buy (or...

103 - Why Doing Nothing Could Save Your Portfolio 07.05.2025

Why doing nothing might be the best move for your portfolio right now. In this episode, we dig into action bias — that psychological urge to "do something" when the market tanks — and explain why it can lead to terrible decisions . We cover how action bias shows up in over-trading, panic selling, jumping on fad stocks, and making emotional moves that kill returns. We’ll also show you how to combat...

102 - The 2 Most Important Financial Moves to Survive 2025 29.04.2025

In this episode, we get brutally real about two financial moves you NEED to have locked down right now: budgeting and emergency funds . Markets are shaky, inflation isn’t cooling, consumer sentiment is crashing — and the people who survive this chaos won't be the lucky ones; they’ll be the prepared ones. We break down how to build a real budget that’s customized to YOU (none of that cookie-cutter...

101 - Weekly Dividend ETFs That Might Beat YieldMax? Let’s Talk Roundhill 22.04.2025

Looking for weekly dividend income ETFs that could outperform YieldMax? In this episode, we break down Roundhill’s new WeeklyPay ETFs —NVW, TSW, AAPW, COIW, and PLTW—and compare them head-to-head with YieldMax equivalents (like NVDY, TSLY, APLY, CONY, and PLTY). We explain: How Roundhill’s ETFs actually work (hint: they hold the underlying stock + swaps) Why they may offer less NAV erosion than sy...

100 - The Market Crashed So We Screened 200+ Stocks for Value 15.04.2025

Ready to stop panic scrolling and start buying smart? In this episode, we dive deep into how we find value, even in a market downturn. Because buying in a recession is the key to unlocking wealth.  🔍 We screened hundreds of dividend stocks, REITs, CEFs, BDCs, and preferreds to find the hidden  gems - aka quality investments trading at a discount for no real reason. We’re not chasing hype. We’re h...

099 - How to Survive a Bear Market Without Sabotaging Your Portfolio 08.04.2025

Are we in a bear market, a correction, or just a panic spiral? We break down exactly what you need to know to not sabotage yourself during a volatile market. With personal losses of 3 years’ worth of gains in just 3 weeks, we know how this feels—and we’ve got the data and strategy to help you stay the course. We cover: 🔹 What actually happens in corrections and bear markets 🔹 Why panic selling i...

098 - Why You Can’t Evaluate REITs Like Regular Stocks 01.04.2025

Most investors analyze REITs the wrong way, and it’s costing them. In this episode, we break down the key metrics that we look at when evaluating REITs. Traditional stock metrics like P/E ratios just don’t cut it and AFFO isn't the holy grail.  Using Realty Income (O) and Arbor Realty Trust (ABR) as real-world case studies , we cover: ✅ The difference between Equity & Mortgage REITs —and why most...

097 - Is Reinvesting YieldMax Dividends A Mistake? The Data Points To Yes! 25.03.2025

Does Investing in YieldMax ETFs Actually Work? The Data Says…  So many people say you can’t make money with YieldMax ETFs—but is that true? We pulled the data on TSLY, CRSH, NVDY, DIPS, CONY, and FIAT to put this claim to the test. 🔹 The Experiment: We analyzed six months of dividends, share prices, and reinvestment strategies for both the long and short YieldMax pairs.  🔹 The Findings: Simply h...

096 - Our High Yield Portfolio Dividend Payouts For Q1 2025 18.03.2025

We made a whopping $5,379 the last 3 months on about $99,000 of portfolio value.  If the dividends keep coming in like they have this quarter, our high yield portfolio is clocked to make double the amount of dividend yield of the conservative portfolio. (21.7% vs 10.6%)  Tim changed up a bunch of stocks because of the economic climate and company performance. We've got lots of juicy details to go...

095 - Our Conservative Portfolio Dividend Payouts For Q1 2025 11.03.2025

With the market’s in panic mode, this is a great time to show  that focusing on dividend payouts and share increases is a much better way to track your portfolio. Not it’s ever changing value.  When we recorded, this portfolio was around $173,500 and has dropped significantly with the market downturn.  But guess what? None of that affects the $4,600 in dividends we collected or the shares added. ...

094 - The Best Free Resources To Find Stocks To Buy 04.03.2025

If you’ve been wondering where Tim finds stocks to invest in, you’ll find out today. No, he doesn’t just pull tickers out of a hat. The investments we talk about come from scouring many resources and then digging further to see if the data meets our investing criteria. You don’t need to sign up for paid resources to replicate his results. You just need to know which free services to focus on. Foll...

093 - How I Get Dividend Payouts Every Week Of The Year 25.02.2025

What if you could get a dividend every week just like a paycheck instead of waiting months or even quarterly to see any cash flow? There’s a reason that most people don’t stick with investing. Standard approaches take forever to see results, or your portfolio value goes up but then you feel deflated the minute your stocks go back down. One of the key aspects of reaching any goal is seeing tangible...

092 - Do Stock Split Returns Outperform the Market? 18.02.2025

You’ve heard us talk about stock splits before when we mentioned getting into Chipotle and Nvidia. Tim noticed that both of these stocks go back to their pre-split price and jumped on the opportunity to gain capital appreciation. That’s money we can roll back into dividend stocks. Talk about a no-brainer, but this sparked an idea. After digging into stock splits, we uncovered some pretty sweet dat...

091 - Earn Big Dividends On Tech & AI With These Unknown ETFs 11.02.2025

If YieldMax ETFs seem too risky with their synthetic holdings and NAV erosion, we totally get it. They’re not for everyone. We’ve found a sick alternative that actually holds the stocks they write options on. These yield between 20-30%, which is better than other popular covered call ETFs like JEPI and JEPQ. What’s also amazing is that you get a basket of stocks in the biggest macro trends right n...

090 - The 60/40 Investing Strategy No Longer Works... Do This Instead 04.02.2025

Chances are that you’ve heard about the 60/40 portfolio strategy. If not, it’s a classic way to balance your investments and mitigate the higher risk of stocks in market downturns. History shows that this method has worked pretty good, but with everything else in life, things change. The results of the last 4 years show that the balance has been disrupted. Bonds no longer go up when stocks go down...

089 - 12 Coins We're Holding For 2025's Crypto Rally 28.01.2025

We’ve been dropping hints the last few months about how crypto’s going to be on fire in 2025. If you take advantage of this boom, you can X your money many times over. Then those profits can greatly boost the capital you'll have to invest in dividend stocks, which will increase your monthly income.  I’m so freaking excited to see what happens this year to my crypto IRA. It feels like I’ve been wai...

088 - 20 Reasons Why Your Goals Are Falling Flat And How To Fix Them 26.01.2025

Last episode we outlined what a successful goal setting process looks like and all the things that you need to take into consideration. But what happens when you’re struggling to stick to your goal or it’s not working? That means it’s time to troubleshoot to figure out what’s off. Today we’ve got 20 of the biggest reasons that cause goals to fail, so you can get unstuck and get back to making prog...

087 - Fail-Proof Process To Knock Your Goals Out Of The Park 21.01.2025

If you’ve ever beat yourself up for failing to achieve a goal, then this is for you.  Not only is there a process that you need to do, but there’s also a few key things that often get overlooked.  And when you skip them, you can bet your sweet ass that you’ll be in a world of pain and frustration. Or worse yet, you’ll lose your motivation and give up, which is failing by default.  No one wants the...

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