Risk Made Simple

💥 This week, John and Jane go deep into one of the most pressing and controversial questions in the global insurance market: 🔍 Can insurance and reinsurance truly handle the weight of systemic risk—or are we leaning too hard on a fragile pillar? From the UK’s latest ILS reforms to the widening gap between capital and catastrophe, this episode tackles: Why are governments quietly turning to insur...

In this episode, John and Jane unpack Sean Djalilvand’s latest article on coral reef parametric insurance. They explore why governments and private stakeholders turn to insurance instead of direct investments, how payouts are triggered without traditional loss adjustment, and whether this approach builds real resilience or risks commoditizing nature. A thought-provoking look at the future of risk...

While much of the world’s attention is on surface-level headlines, China is executing a quiet but sweeping overhaul of its insurance sector. In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring how China’s restructuring efforts may signal a global shift in capital adequacy, reinsurance access, and regulatory direction. 🔍 Inside this episode: What China’s solvency...

On June 22, 2025, India and Dubai launched a groundbreaking Insurtech Corridor—a cross-border initiative fusing India’s digital scale with Dubai’s regulatory speed. But what does this mean for insurers, reinsurers, and risk managers worldwide? In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring: Why this corridor marks a turning point for global underwriting model...

This strategic analysis examines the immediate and far-reaching insurance impacts of the U.S. airstrike on Iran announced on June 21, 2025. Marine war-risk premiums are projected to surge, especially for ships navigating the Persian Gulf and Strait of Hormuz, with insurers likely introducing stricter exclusions and enhanced security requirements. Aviation insurers face increased exposure, as airli...

In this deep-dive podcast episode, we unpack key insights from a recent interview between freelance insurance reporter and global risk strategist Sean Djalilvand. The discussion explores how the escalating tensions in the Persian Gulf and Strait of Hormuz are impacting marine war risk premiums, reinsurer responses, and global trade resilience. From premium spikes and shipping route exposures to th...

In this episode, we unpack one of the most catastrophic aviation losses in recent history: the Air India Flight AI171 crash. With estimated insurance claims approaching $475 million, the event has sent shockwaves through global insurance and reinsurance markets. Join Sean Djalilvand as he explores: ✈️ The breakdown of coverage: hull, liability, ground loss 🌍 How global reinsurers (Lloyd’s, Bermud...

In this powerful episode, Sean Djalilvand explores the mounting tensions between Iran and Israel and their far-reaching implications for global insurance and reinsurance markets. As geopolitical threats rise, how do insurers prepare for black swan scenarios that can't be priced by history alone? From aviation exposure and marine war exclusions to the future of political risk insurance, Sean offers...

In this first episode of Risk Made Simple, listeners are introduced to the vision behind the podcast and its creator, Sean Djalilvand. The show explores insurance, reinsurance, and strategic risk in a clear and practical way—drawing from Sean’s books and 30+ years of industry experience. Topics include treaty structuring, renewable energy underwriting, and corporate risk. Narrated by AI voices usi...