Rise in Retirement

Need help in retirement? Go here: https://www. RiseInRetirement.com Alan and Denise have $1.05M, no mortgage, and a 2.5% withdrawal rate. On paper, they should feel great. But too many voices—friends, videos, sales pitches—have them questioning everything. We reviewed their plan, and here’s what they were missing. DISCLAIMER: Great Lakes Retirement, Inc., operating under the DBA W.A. Smith Financi...

Need help in retirement? Go here: www. RiseInRetirement.com Jason is 63 with $620,000 saved—and he’s done with the grind. But with no home equity and a $3,600 monthly gap, his withdrawal rate is 7%. Can he retire now—or is it time to delay? DISCLAIMER: Great Lakes Retirement, Inc., operating under the DBA W.A. Smith Financial Group, is the sole SEC-Registered Investment Advisory firm. Investment A...

Need help in retirement? Go here: www. RiseInRetirement.com Susan is 68 with $750,000 saved—debt-free and living comfortably. But with no plan for long-term care or rising health costs, one medical emergency could flip everything. Can a good plan still fail if it’s missing just one piece? DISCLAIMER: Great Lakes Retirement, Inc., operating under the DBA W.A. Smith Financial Group, is the sole SEC-...

Need help in retirement? Go here: www. RiseInRetirement.com Rick and Laura are 65 and 62 with $850,000 saved—and their plan seems solid. But after taxes, their 5.1% withdrawal rate jumps closer to 6%. Can their strategy hold up, or is it time to rethink where the money comes from? DISCLAIMER: Great Lakes Retirement, Inc., operating under the DBA W.A. Smith Financial Group, is the sole SEC-Register...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Annuities are one of the most controversial tools in retirement planning. But most of the loudest voices—on both sides—are selling fear, not clarity. In this bonus episode, we cut through the noise and explain when annuities actually make sense. Connect With Us: Facebook: https://www.facebook.com/wasmithfingroup Tik...

We started Rise in Retirement to help individuals better understand their financial goals. Aiming to help them build a plan that serves them, not just their advisor.

Tom and Lisa are ready to retire, but should they focus on becoming mortgage free or keep making payments? We examine their financial planning and discuss how paying extra on mortgage principal could affect their retirement goals. Discover smart retirement planning strategies today!

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Howard is 65 with $900,000 saved—and just recently retired. But constant media headlines about inflation, policy changes, and market risk have him wondering if he made the right call. Is his plan solid, or is it time to reconsider? DISCLAIMER: This content is for informational and educational purposes only. It does...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Brian and Cindy are 67 and 64 with $1.1 million saved—and their retirement dates are just around the corner. But after losing $400,000 in a market downturn, they’re questioning everything. Can they still retire? Or do they need a new plan? DISCLAIMER: This content is for informational and educational purposes only....

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Gayle is 73 with $650,000 saved—and she’s worried it won’t last. As a widow with no kids, her priority is taking care of herself, her pets, and the charities she loves. But with rising costs and no clear plan, she’s starting to wonder if her money will hold up. DISCLAIMER: This content is for informational and educa...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Jon and Sandy are 68 and 60 with $2.5 million saved—and their financial plan is rock solid. But after just a few years in retirement, they’re surprised by something they never expected: they’re not happy. Now they’re thinking about going back to work—not because they need the money, but because something’s missing....

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Drew and Ali are both 73, retired, and financially set. Their $1.5 million portfolio has grown steadily, and they don’t need to withdraw a dime to support their lifestyle. But now, they’ve hit a new milestone—and the IRS is forcing them to take Required Minimum Distributions they didn’t plan on. DISCLAIMER: This con...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Dennis and Kathleen are 68 and 64 with $3 million saved—and no income need at all. Their pensions, Social Security, and rental income more than cover their lifestyle. Their plan is working. But now they’re asking a new question: “If we don’t need the money… should we be doing more with it?” They’re curious about pri...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Jake is 65 and recently retired with $2 million saved. But here’s the challenge: he needs $12,000 a month to live the life he wants, and Social Security only covers $3,200. That leaves a big question—how do you turn your savings into a reliable paycheck? DISCLAIMER: This content is for informational and educational...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Bill and Stephanie are 64 and 63 with $1 million saved—and they think they’re playing it safe. But a closer look at their portfolio reveals a 70/30 allocation and a 7.2% withdrawal rate. That’s a dangerous combo if markets turn south. DISCLAIMER: This content is for informational and educational purposes only. It do...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com George and Wendy are both 65 and recently retired with $2 million saved. But instead of worrying about preserving it or passing it all on, they’re asking a very different question: “How much can we spend—and how much can we give—before we die with zero?” DISCLAIMER: This content is for informational and educational...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com David is 61 with $700,000 saved—and he's ready to retire. But one big question is holding him back: can he afford the health care gap before Medicare kicks in at 65? DISCLAIMER: This content is for informational and educational purposes only. It does not contain investment advice or constitute a recommendation of an...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Jeff and Karen are 60 and 58 with $850,000 saved. They’re ready to retire now—but they’re not asking the usual question of “Can we retire?” Instead, they’re asking: “How much can we spend without ruining the rest of our retirement?” They want to enjoy the early years—travel, live well, and make memories—but not at t...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Rhonda is 60, single, and just retired with $900,000 saved. She’s done an amazing job accumulating wealth—but now she’s facing the next big challenge: how to turn her savings into income without making a costly mistake. DISCLAIMER: This content is for informational and educational purposes only. It does not contain...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Stephen and Marie are 68, retired, and have $1.5 million saved. Their income is fully covered by Social Security and a pension—they haven’t touched a dime of their savings in five years. Sounds perfect, right? DISCLAIMER: This content is for informational and educational purposes only. It does not contain investment...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Ron is 62, recently retired, and has $800,000 saved. After meeting with an advisor at a seminar, he was convinced to put $650,000 into annuities—nearly his entire nest egg. Now he’s starting to wonder... was that too much? DISCLAIMER: This content is for informational and educational purposes only. It does not conta...

Need help in retirement? Go here: www. RiseInRetirement.com Jake and Lisa are 68 and 65 with $1 million saved—but they’re worried that a recession could crush their retirement. They believe they’re moderately conservative investors, but a deeper look reveals something very different. DISCLAIMER: This content is for informational and educational purposes only. It does not contain investment advice...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com Dustin and Samantha just turned 60 and have $1.3 million saved. They’re ready to retire and move to Arizona, but with $200,000 left on their mortgage and $30,000 in credit card debt, will their plan backfire? DISCLAIMER: This content is for informational and educational purposes only. It does not contain investment...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com James worked until 70 and retired with $1 million saved. But there’s one problem—he hasn’t changed his investment strategy in 25 years. Can he keep investing like he’s still working, or will this decision cost him everything? DISCLAIMER: This content is for informational and educational purposes only. It does not co...

Need help in retirement or want free resources? Go here: www. RiseInRetirement.com George and Nancy just retired at 66 and 64 with $1.7 million saved. On paper, their plan looks solid—but a hidden tax time bomb could cost them and their family thousands. DISCLAIMER: This content is for informational and educational purposes only. It does not contain investment advice or constitute a recommendation...