Ringgit and Sense

This week on Ringgit & Sense, producer Jake Lim is joined by Felix Neoh, Director of Financial Planning at Finwealth Management to talk about the OPR - what it is, why Bank Negara decided to cut it by 25 basis points last week, and how it will affect your finances. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim sits down with Siew Yuen Tuck, CEO of Ringgitplus to talk about the RinggitPlus Malaysian Financial Literacy Survey 2024 which was published last year, and his observations on the findings since then. Image Credits: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim sits down with Alvin Tan, President of the Financial Planning Association of Malaysia (FPAM) to talk about aspects of personal finance that Malaysian Gen Zers find the most challenging, and how that gap can be bridged. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

On Ringgit & Sense this week, producer Jake Lim sits down with Thanneermalai Somasundaram, Managing Director, Thannees Tax Consulting Services, and Dr Afzanizam Abdul Rashid, Chief Economist, Bank Muamalat in a two-parter episode on the potential impact of the expansion of the Sales and Service tax. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner with Uno Adviser’s Sdn. Bhd in revisiting the age old question, “Should you buy or rent a home?”. They’ll be discussing whether it’s tougher nowadays for Malaysians to purchase property, what it takes to successfully get a housing loan, the hidden costs involved, and more. Image Credit: S...

This week, producer Jake Lim asks the question: “Should we be investing in gold?”, because the precious metal’s price has gone up about 26% year-to-date, and has attempted to break its all-time high price twice this year. For this conversation, he will be speaking to Robin Lee, former CFO of the World Gold Council, as well as the former CEO of HelloGold, which ceased operations in 2023. Image Cred...

This week on Ringgit & Sense, producer Jake Lim will be joined by Stephen Yong, Executive Director at Wealth Vantage Advisory to discuss how you and I can achieve financial independence, and whether the much-talked-about FIRE method is a realistic way to do it. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Ngan Teng Chee, Executive Director of SP Investment Management Sdn Bhd, a licensed fund manager regulated by the Securities Commission to discuss asset allocation and portfolio rebalancing. Why these exercises matter, how often to do them, and how local investors can think about diversifying across asset classes. Image Credit: Shutte...

This week on Ringgit & Sense, producer Jake Lim talks to Jack Lin, CEO of Axen Alpha Advisory about the different financial planning certifications available in Malaysia, what individuals have to do to become a licensed financial planner, how to spot red flags when speaking to one, as well as how to file a complaint when a financial planner isn’t acting in your best interest. Image Credit: Shu...

This week on Ringgit & Sense, producer Jake Lim is joined by Kimberly Law, licensed financial planner and co-founder of Uno Advisers to talk about FOMO, specifically of the financial variety. This is when you see a friend with the latest smartphone, for example, and now you feel tempted to get one. Just how bad can this be for your bank balance? Image Credit: Shutterstock.com See omnystudio.co...

Producer Jake Lim sits down with Dr. Paul Anthony, Senior Lecturer II, Faculty of Business & Law, Taylor’s University this week on Ringgit & Sense to get a low-down on tariffs - why governments implement them, how free trade agreements fit in the picture, how they affect consumers as well as businesses. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

On Ringgit & Sense this week, we take a closer look at the aftermath of the Putra Heights explosion. Producer Jake Lim speaks with Dr Joshua Netto, Director of Blue Stone Management on the damage to properties and infrastructure, and Gor Sheau Shuenn, Head of Financial Planning at Alpine Advisory shares insights on insurance coverage and how victims can begin the claims process. Image Cre...

This week producer Jake Lim will be joined by Jennifer Chua, licensed Financial Advisor at UOB Kay Hian in discussing what’s involved in planning for your parents’ aged care. Image Credits: Shutterstock.com See omnystudio.com/listener for privacy information.

This week, producer Jake Lim sits down with Linnet Lee, Director at Resolute Planning to talk about planning for your own aged care - firstly because more and more people are choosing to be childless nowadays, subverting the Asian trope of “my children will take care of me”, and even for people who do have children, they might not be able to take care of you when you’re in your golden years. Image...

It is once again tax season - has been for a while - which is why producer Jake Lim will be sitting down with Poovarni Rajagopal, Founder and Tax Partner at Invatex Consulting to remind everyone the tax reliefs available as well as talk about some common questions about tax filing. See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim continues the thread he started last week by discussing how much it costs to raise a primary school-aged child with Annie Hor, a qualified financial advisor at Harveston Capital. Do tune in to find out some of the costs of rasing a child that you might not have thought about. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy...

This week on Ringgit & Sense, producer Jake Lim is joined by Wei Zhi, a financial coach, social media influencer and mother of a 7 year old to talk about the expenses associated with childbirth, as well as the costs of raising a young child. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim talks to Shing Yee Ling, licensed financial planner at VKA Wealth Planners about the retirement gap between men and women, in conjunction with International Women’s Day happening this Saturday. They’ll unpack some of the reasons behind why this disparity exists, and what the ladies out there can do to secure their financial future. Image Credit:...

On Ringgit & Sense this week, producer Jake Lim will be joined by Jon Ng, founder & CEO of DearTime, a local insurance company to talk about whether you should leave your cushy, high-paying office job to start your own business. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

In this episode, Ocean Pon, licensed financial planner talks about what the best ways are to grow your kids angpao money and Ng Pui Yee, founder of Little Tauke, a financial literacy program for kids, discusses how to get your child to engage with financial literacy topics. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Fazrul Farouk, licensed financial planner at I-MAX Financial discusses the 2024/2025 Belanjawanku and Retirement Income Adequacy (RIA) that was announced by EPF in December last year. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Kevin Neoh, Head of Financial Planning with VKA Wealth Planners, and Daniel Fernandez, Managing Editor at dsf.my have a chat with us about the various things you should consider when buying a car. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit and Sense, producer Jake Lim prepares to greet the lunar year of the Snake, which is happening next Wednesday, with Master Kenny Hoo from Good Feng Shui Geomantic Research. Master Kenny will be sharing about what sectors might be doing well in 2025 from a Feng Shui perspective, as well as give us an idea of how each zodiac will fare in the coming months ahead. Image Credit: Sh...

This week on Ringgit and Sense, producer Jake Lim will be joined by Shazrul Ariff Suhaimi, Research Associate at Khazanah Research Institute to talk about the lack of financial resilience in Malaysians under the age of 30. They’ll be discussing what’s behind the low savings, high debt and low financial literacy that’s plaguing this demographic, as well as what systemic changes can be put in place...

This week on Ringgit & Sense, producer Jake Lim will be joined by Linnet Lee, Licensed Director of Resolute Planning to talk about budgeting for Chinese New Year, since the festive season is right around the corner. They’ll be discussing what the market rate is for angpow nowadays, how much banquets might cost your family per head, whether you really need to buy new outfits every year, and mor...