Ringgit and Sense

This week on Ringgit & Sense, producer Jake Lim sits down with Kevin Neoh, licensed financial planner with VKA Wealth Planners to talk about new year resolutions concerning personal finance. Jake will be asking Kevin why some people seem to lose steam at some point during the year, how to stick to your money goals, and more through a series of case studies. Image Credit: Shutterstock.com See o...

This week on Ringgit & Sense, producer Jake Lim speaks with Terence Ng, Associate Director of Equities, AIIMAN Asset Management which is a subsidiary of AHAM Capital about how to pick stocks, the mindset investors might be trapped in, how to overcome the fear of missing out, and more. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Felix Neoh, Director of Financial Planning at Finwealth Management to answer some of the questions about credit cards that were sent in by our listeners. These include “when am I ready for a credit card”, “can you ask your bank to forgive late payment fees”, and more. Image Credit: Shutterstock.com See omnystudio.com/listener for pri...

This week on Ringgit & Sense, producer Jake Lim is joined by Kimberly Law, co-founder and licensed financial planner at Uno Advisers. And since it’s job hunting season for fresh grads, they’ll be talking about what to do, and maybe more importantly what NOT to do with your first paycheck. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Chua Kim Soon, CEO of the General Insurance Association of Malaysia addresses something that’s very timely - insurance for homes against disasters. He discusses the types of protection available, differences for strata owners, vehicle insurance against floods and of course, the costs involved. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Chee Pei Pei, Tax Partner and Private Leader at Deloitte Malaysia talks about findings from Deloitte’s recent report on family businesses, as well as how family businesses can have longevity, retain talent, and maintain wealth beyond 3 generations. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Chee Pei Pei, Tax Partner and Private Leader at Deloitte Malaysia talks about findings from Deloitte’s recent report on family businesses, as well as how family businesses can have longevity, retain talent, and maintain wealth beyond 3 generations. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

The latest figures from the Department of Statistics for headline inflation is seemingly quite low at 2.1% in September - and yet, many are still feeling the squeeze from the rising cost of living. Why is that the case and how can we better manage our finances to combat this? Producer Jake Lim will be finding out from Dr. Mohaini Ahmad Basri, licensed financial planner at Wealth Vantage Advisory....

Author and financial coach Rumi Yeo talks about his book ‘How Your Mind Thinks About Money’. The book breaks down the mindsets that we have about personal finance and how we can reshape our relationship with money. See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner at Uno Advisers Sdn. Bhd. to talk about the Consumer Credit Bill, which Deputy Finance Minister Lim Hui Ying says will be gazetted by the end of the year. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim sits down with See Toh Wai Yu, CEO of Central Force Malaysia, a company that specializes in market research. They’ll be going through some interesting findings from Central Force’s Malaysia Consumer Trend Report 2025, like how almost half the respondents would go online to buy a product after seeing it in a brick and mortar store. Image Credit: S...

When it comes to legacy planning, many people perceive it to be as simple as writing a will. And while that can be true in some cases, it really is about ensuring wealth is preserved, transferred smoothly, and aligned with the values families want to pass on. For this conversation, Lim Eng Ping, Head of Wealth Management Malaysia, and Norfazlina Mohd Ghouse, CEO, Maybank Trustees Berhad talks abou...

This week on Ringgit & Sense, Jake Lim sits down with Thanneermalai Somasundaram, Managing Director of Thannees Tax Consulting Services to talk about the individual tax reliefs available under Budget 2026, as well as other goodies for the rakyat. Brought to you by Mah Sing. Reinvent Spaces. Enhance Life Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

Producer Jake Lim is joined by Siew Yuen Tuck, co-founder of Ringgitplus to discuss some findings from the Ringgitplus Financial Literacy Survey that was just released recently, most notably Gen Z saved up more compared to the other Gens this year. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim speaks with Rajen Devadason, a Securities Commission licensed financial planner with Manulife Investment Management (Malaysia) Bhd, CEO of consulting company RD Wealth Creation Sdn Bhd and a columnist who writes personal finance pieces for the New Sunday Times. They’ll be discussing the scarcity and abundance mindsets, how much emergency funds yo...

This week on Ringgit & Sense, producer Jake Lim will be joined by Julia Goh, Senior Economist at UOB to talk about Budget 2026. He’ll be asking her why it’s so important to pay attention to the Budget, as well as her thoughts on the RON95 subsidy rationalization Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, Jake Lim sits down with Qin, a senior manager in the beauty industry and Annie Hor, Financial Advisor, Harveston Capital. They’ll be finding out how Qin ended up with over 30 thousand ringgit in credit card debt, what some effective repayment strategies are, and how he can avoid relapsing again. Image Credit: Shutterstock.com See omnystudio.com/listener for privac...

This week on Ringgit & Sense, Jake Lim continues his conversation with Idham Idris, Director of Corporate Treasury Investment Services at Wealth Vantage Advisory on financial goals in your 40s and 50s. What kind of shift in mindset should you be having here as you inch ever closer to retirement? Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim talks to Idham Idris, Director of Corporate Treasury Investment Services at Wealth Vantage Advisory about financial goals in different stages of your life in the first episode of a two part special. This time they’re discussing what people in their 20s and 30s should be doing to secure the foundations of their financial health. Image Credit: Shut...

This week on Ringgit & Sense, producer Jake Lim speaks with Dr Song Bee Lian, Associate Professor, School of Management and Business, MILA University to talk about consumer behavior in Malaysia, including BNPL usage, what marketing tactics are most effective on Malaysian shoppers, how instant gratification can negatively affect you, and more. Image Credit: Shutterstock.com See omnystudio.com/l...

This week on Ringgit & Sense, producer Jake Lim will be having a chat with Fazrul Farouk, licensed financial planner with I-Max Financial on the proposed monthly withdrawals from EPF for retirees - is this scheme better than the old lump-sum withdrawal? See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim will be having a chat with Fung Mei Lin, Private Business Leader, PwC Malaysia about family offices in Malaysia - why it can be beneficial for high net worth families, what to consider when setting one up, the incentives offered by our government, and more. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim speaks to Linnet Lee, a licensed financial planner on some aspects of retirement that’s not often talked about - the psychological and emotional difficulties that some people might face after they step away from full-time work. Image Credit: Shutterstock.com    See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim sits down with Chee Minh, a freelance photographer who’s been in the industry for 16 years to talk about the money aspect of being a full time gig worker - whether you can sustain yourself by just doing gig work, the importance of discipline required, and should you try regular employment first before diving into being a freelancer? See omnystudi...

This week on Ringgit & Sense, producer Jake Lim is joined by Khairi Shahrin Arief Baki, Deputy CEO at CGS International to talk about the variety of asset classes that are available to Malaysian investors, and what strategies should consider when making your choices, whether as a first-time or veteran investor. Image Credits: Shutterstock.com See omnystudio.com/listener for privacy information...