Ringgit and Sense

How does online mediation fare in comparison to a face-to-face court process? Gunavathi Subramanim of Mediate2Resolve discusses the merits of resolving conflicts online and how it empowers both parties to seek a compromise. See omnystudio.com/listener for privacy information.

What would you say to an opportunity that provides monetary gains for the investor as well as brings long-lasting benefit to the wider community? That’s the appeal of Sustainable and Responsible Investment (SRI). Khazanah Nasional pioneered SRI Sukuk in Malaysia in 2015, generating RM100 million to fund accessible, quality education under Yayasan Amir’s Trust Schools Programme. They ar...

Daniel Fernandez, a car specialist and founder of dsf.com.my, discusses his views on purchasing new car vs. used car, great value cars and car financing options. He also shares his thoughts on the future of cars ownership especially among the younger generation globally. See omnystudio.com/listener for privacy information.

How often do you partake in financial reflection? Steve provides some tips on assessing the state of our personal finances. See omnystudio.com/listener for privacy information.

​Why are Malaysians continuously falling for scams? Despite well publicized scam cases in the media​, reports continue to surface - and these are just the reported ones. To help us understand why, we go behind some of the stigmas attached to the people who fall victim and the ones who propagate these scams, joined by our guests from Loanstreet. See omnystudio.com/listener for privacy information.

The Securities Commission announced the Digital Investment Management (DIM) framework in May with the aim of facilitating the provision of automated discretionary portfolio management services to investors. We delve into the prospects of DIM in Malaysia and the digital future of the capital market with Chin Wei Min, Executive Director for Innovation, Digital and Strategy. See omnystudio.com/listen...

We speak to Joyce Chuah of Success Concepts to get behind why some people choose to spend lavishly while others save up cautiously. See omnystudio.com/listener for privacy information.

Is RM700 a feasible budget for Kuala Lumpur living? Ooi Chia Shen, senior writer from CompareHero.my, challenged himself to live below his means for one month. The Morning Crew and Shen discuss his experience. See omnystudio.com/listener for privacy information.

What is a 'credit score'? Is it important? How does it affect my financial standing? Zuraidah explains, while revealing a surprising survey result on the overall credit score of millennials. See omnystudio.com/listener for privacy information.

Historically, gold has always been the preferred asset class due to its nature as tangible assets. However, investing in gold can be inaccessible for millennials who don't have enough initial fund to buy physical gold. Today, we ask Robin Lee, the Chief Executive Officer of HelloGold about the pros and cons of holding various forms of gold versus other asset classes. See omnystudio.com/listener fo...

With cost of living rising and uncertain economical situations on the backdrop, are millennials faced with a tougher time and how would they be able to navigate these waters? We talk to Aaron Tang of mr-stingy.com, a millennial himself regarding these issues.  See omnystudio.com/listener for privacy information.

A quarter of all bankrupts declared in the last four years were millennials, age 25 to 34. Even more disturbing, over one thousand of an total 90 thousands bankruptcies in the same period involved young people under 25 years of age. Today we ask why this a cause for concern and what can be done about it? See omnystudio.com/listener for privacy information.

Scams come in all shapes and sizes but always fuelled by greed. But there is a way to gamify your gambling instincts. Also, should you marry a potentially indebted partner? See omnystudio.com/listener for privacy information.

Tunku Alizakri Alias talks about bridging happiness and financial literacy. See omnystudio.com/listener for privacy information.

Felix Neoh tells us how you can use the EPF Members Investment Scheme (EPF-MIS) to reduce your home-country bias.  See omnystudio.com/listener for privacy information.

The proposed provisions for the new bankruptcy laws seem to be moving towards helping bankrupts get back on their feet. See omnystudio.com/listener for privacy information.

In this episode we as usual deal with a variety of questions including new bankruptcy rules, weekly petrol prices and how to plan for your investment. See omnystudio.com/listener for privacy information.

While passiveness makes big waves in the investing world, there's still a chance for those who want to take investing into their own hands to learn how. See omnystudio.com/listener for privacy information.

Liew Ooi Hann, founder of RinggitPlus.com tells us why he's adamant that financial literacy should be part of the school curriculum. See omnystudio.com/listener for privacy information.

The volatile and depreciating ringgit presses home the fact that a global investment portfolio must be established. See omnystudio.com/listener for privacy information.

Ross Cheong goes against the grain by suggesting taking on more debt to pay down debt. See omnystudio.com/listener for privacy information.

Many questions on EPF after its dividend announcement of 5.7% for 2016 compared to 6.4% for 2015. See omnystudio.com/listener for privacy information.

P2P lending has emerged as a new source of financing and may soon emerge as its own asset class. We speak to Kristine Ng, CEO of Fundaztic, about the pitfalls of the P2P system and how Securities Commission-approved lenders could help you enhance your short-term returns.  See omnystudio.com/listener for privacy information.

Private equity can smoothen the succession planning process. See omnystudio.com/listener for privacy information.

How much of your income should go to servicing a property purchase? Also: What does 2017 hold? See omnystudio.com/listener for privacy information.