Ringgit and Sense

1. What can I do to prepare my self financially in case I am retrenched? 2. Should I buy a home for investment or to live in? What should I consider? See omnystudio.com/listener for privacy information.

Licensed financial planner Felix Neoh answers some of your personal finance questions about: - the benefits of budgeting - how to prioritise saving - avoiding common financial mistakes - recovering your financial health after hit by emergencies See omnystudio.com/listener for privacy information.

The costs of bringing up a child can vary substantially depending on the educational choices that are made by their parents. Prudent financial planning must be taken into account for not just the needs of the child but also the financial capabilities of parents as well as long term retirement plans. We look at the cost of bringing up a child at various stages of their lives from Pre-delivery to Un...

People are not saving enough for their twilight years. What if they contribute to a Private Retirement Scheme in addition to EPF? We speak to Husaini Hussin about the pro and cons of participating in Private Retirement schemes as part of someone's retirement savings plan. See omnystudio.com/listener for privacy information.

Life insurance has been on a rise in Malaysia with life insurance penetration rate poised to hit 70% by 2020 up from around 50% today, according to Malaysian Insurance Institute. Today we talk about life insurance, its benefits and drawbacks as well as the comparative benefits of fintech based insurance options.   See omnystudio.com/listener for privacy information.

Robin Lee, CEO of  Hello Gold Sdn Bhd shares insights about investing in cryptocurrencies, its pitfalls and opportunities and how his company's initial token offering project is an investment in making investments in cryptocurrencies easier. See omnystudio.com/listener for privacy information.

In today’s show we look at the importance of proper Wealth and Estate Planning, the differences between a will and a trust, tax implications of trust funds and how to avoid creating trust fund babies. See omnystudio.com/listener for privacy information.

Mark Reijman, Managing Director and Nadia Khan, Content Manager, of CompareHero.my, the homegrown comparison site, talk about life lessons for young graduates, and the necessity of having the mental fortitude to resist unnecessary spend. See omnystudio.com/listener for privacy information.

With the The Employment Insurance Scheme being tabled on the parliament, we speak to Joyce Chuah of Success Concepts on the subject of unemployment and saving up for a rainy day. See omnystudio.com/listener for privacy information.

Are you considering an overseas education? Jason Wee and Ng Jun Kiang of USAPPS discuss with us the pros and cons of studying abroad, particularly in the US, and how it impacts your wallet. See omnystudio.com/listener for privacy information.

How does online mediation fare in comparison to a face-to-face court process? Gunavathi Subramanim of Mediate2Resolve discusses the merits of resolving conflicts online and how it empowers both parties to seek a compromise. See omnystudio.com/listener for privacy information.

What would you say to an opportunity that provides monetary gains for the investor as well as brings long-lasting benefit to the wider community? That’s the appeal of Sustainable and Responsible Investment (SRI). Khazanah Nasional pioneered SRI Sukuk in Malaysia in 2015, generating RM100 million to fund accessible, quality education under Yayasan Amir’s Trust Schools Programme. They ar...

Daniel Fernandez, a car specialist and founder of dsf.com.my, discusses his views on purchasing new car vs. used car, great value cars and car financing options. He also shares his thoughts on the future of cars ownership especially among the younger generation globally. See omnystudio.com/listener for privacy information.

How often do you partake in financial reflection? Steve provides some tips on assessing the state of our personal finances. See omnystudio.com/listener for privacy information.

​Why are Malaysians continuously falling for scams? Despite well publicized scam cases in the media​, reports continue to surface - and these are just the reported ones. To help us understand why, we go behind some of the stigmas attached to the people who fall victim and the ones who propagate these scams, joined by our guests from Loanstreet. See omnystudio.com/listener for privacy information.

The Securities Commission announced the Digital Investment Management (DIM) framework in May with the aim of facilitating the provision of automated discretionary portfolio management services to investors. We delve into the prospects of DIM in Malaysia and the digital future of the capital market with Chin Wei Min, Executive Director for Innovation, Digital and Strategy. See omnystudio.com/listen...

We speak to Joyce Chuah of Success Concepts to get behind why some people choose to spend lavishly while others save up cautiously. See omnystudio.com/listener for privacy information.

Is RM700 a feasible budget for Kuala Lumpur living? Ooi Chia Shen, senior writer from CompareHero.my, challenged himself to live below his means for one month. The Morning Crew and Shen discuss his experience. See omnystudio.com/listener for privacy information.

What is a 'credit score'? Is it important? How does it affect my financial standing? Zuraidah explains, while revealing a surprising survey result on the overall credit score of millennials. See omnystudio.com/listener for privacy information.

Historically, gold has always been the preferred asset class due to its nature as tangible assets. However, investing in gold can be inaccessible for millennials who don't have enough initial fund to buy physical gold. Today, we ask Robin Lee, the Chief Executive Officer of HelloGold about the pros and cons of holding various forms of gold versus other asset classes. See omnystudio.com/listener fo...

With cost of living rising and uncertain economical situations on the backdrop, are millennials faced with a tougher time and how would they be able to navigate these waters? We talk to Aaron Tang of mr-stingy.com, a millennial himself regarding these issues.  See omnystudio.com/listener for privacy information.

A quarter of all bankrupts declared in the last four years were millennials, age 25 to 34. Even more disturbing, over one thousand of an total 90 thousands bankruptcies in the same period involved young people under 25 years of age. Today we ask why this a cause for concern and what can be done about it? See omnystudio.com/listener for privacy information.

Scams come in all shapes and sizes but always fuelled by greed. But there is a way to gamify your gambling instincts. Also, should you marry a potentially indebted partner? See omnystudio.com/listener for privacy information.

Tunku Alizakri Alias talks about bridging happiness and financial literacy. See omnystudio.com/listener for privacy information.

Felix Neoh tells us how you can use the EPF Members Investment Scheme (EPF-MIS) to reduce your home-country bias.  See omnystudio.com/listener for privacy information.