Rich Habits Podcast

In this episode of the Q&A version of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss the difference between VOO and VFIAX, how dividend ETFs actually work, allocating $200K in savings, as well as how to start your 18-year-old kids off on the right path financially. --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than an...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their playbook for investing toward retirement. Specifically, they walk you through how to calculate a proper monthly budget, where to find extra funds, and exactly how to invest the money. You've heard of a ton of different investing "playbooks." Let this one serve as the definitive truth. --- Be sure...

In this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career. --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for building generational wealth in your 20s and 30s. Specifically, they explore the idea of private equity / small business ownership, cryptocurrency, and artificial intelligence.  --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than anyt...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer questions received on Instagram and Discord. If you'd like to ask a question, DM us @richhabitspodcast on Instagram or email us at richhabitspodcast@gmail.com! --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than anything else on the market and is FDIC ins...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite ways to generate REAL passive income. No, not the passive income you hear about on TikTok through vending machines or laundromats -- we're talking about REAL "make money in your sleep" passive income. By investing into music royalties, dividend-paying ETFs, and selling covered call...

Be sure to check out Public's new ⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠ Opt-in and share your email, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ Learn more about our  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠4-module video course!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Download our FREE Bud...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number." In other words, the amount of money you need invested to retire comfortably. --- Be sure to check out Public's new ⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- E...

In this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more! Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes. --- Be sure to check out Public's new ⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠ This is higher tha...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz breakdown employer-sponsored retirement accounts. Specifically, they explain the 401(k), 403(b), 457(b), and even ESOPs. With over 110 million Americans having access to these retirement accounts, but less than 50% of them actually taking advantage of them, we hope this episode not only teaches you what they are but also...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the alphabet soup of finance. Specifically, we dive deep into 8 commonly used acronyms you might hear us finance nerds use in conversation. Our goal of this podcast is to make personal finance and investing as approachable as possible. By breaking down these terms, we're hoping our listeners will feel more c...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS. Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams. We also hear from Troy Cates, co-creators of the SPYI Hig...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three simple steps to wealth. By following these three simple steps, building wealth for a comfortable retirement is inevitable. --- Be sure to check out Public's new ⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% AP...

In today’s episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss the importance of making the mindset shift away from “consume consume consume” to “begin as an investor and building generational wealth.”  --- Be sure to check out Public's new ⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. ---...

In this episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak unpack the three most common reasons we see preventing people from retiring millionaires. Specifically, the lack of retirement goals & planning, carrying high-interest debt for years and years in effort to "preserve" a nest egg, as well as only depending on one source of income. We also share a very special...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz welcome their very first guest — self-made millionaire and Ramsey personality, George Kamel. For months now, we've been receiving countless questions in both our livestreams and DMs asking about life insurance. Term, whole, IUL, and everything in between. After weeks of planning, we present to you the definitive truth...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the three types of income, as well as how to anyone can begin building toward obtaining them. We believe everyone should have more than just one form of income, so in this episode we’re going to walk you through the playbook as to how we’ve achieved these three forms of income thus far in our careers.  If you ha...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit Episode 6: the Top 3 Reasons Why People Don't Become Rich. However, in this episode they introduce three new ideas and concepts that truly put the "velocity of money" in perspective. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest money mistakes. Specifically, Robert opens up about his glory days running SillyBandz, an idea he had but took the wrong advice for, as well as a nightmare real estate tenant. We also hear from Max, Scott, and Allyson in the Q&A section of the podcast. If you have a question for next week&#39...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out P...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age. If you have a question for next week's episode, be sure...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money. We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing...

In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth. Forming rich habits to one day become financially free are important, but...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice. Also, sorry about being camera of...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of w...