Austin Hankwitz and Robert Croak

Rich Habits Podcast

Business EN ↓ 367 episodes

The Rich Habits Podcast is for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they break down personal finance, investing, entrepreneurship, and the real-life money habits that can help you get ahead. Robert is a decamillionaire entrepreneur with 30+ years of business experience and $300M+ in lifetime revenue. Austin is an entrepreneur, investor, and creator helping make wealth-building feel simple, practical, and achievable.📬 Inquiries: christian@witz.vc

Author

Austin Hankwitz and Robert Croak

Category

Business

Podcast website

richhabitspodcast.com

Latest episode

Jul 10, 2026

Where to listen?

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Episodes

Q&A: NACA Loans, Co-Signing Student Loans, and Depreciating Real Estate 01.02.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, ⁠⁠⁠ click here! ⁠⁠⁠ --- ⭐ Download our FREE Budgeting Template – ⁠click here⁠ ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠click here⁠ ⭐ Automatically...

49: Scaling a Small Business to Millions w/ Candace Nelson 29.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Candace Nelson. Candace co-founded Sprinkles Cupcakes with her husband, Charles, in 2005. In 2012, they sold the business for 10s of millions to a private equity firm. In this conversation, we discuss scaling a business from scratch, essential mindset shifts entrepreneurs need to make, as well as the compoun...

Q&A: Stock Market All Time Highs, Roth vs. Traditional, and Arbitrage 28.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – ⁠click here⁠ ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠click here⁠ ⭐ Automatically buy sto...

48: The 3 Most Important Financial Mistakes to Avoid in 2024 22.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three financial mistakes to avoid in 2024: carrying a balance on your credit cards, borrowing from your 401(k), and being addicted to instant gratification --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: ⁠https://www.masterworks.art/richhabits⁠ Purch...

Q&A: Spot Bitcoin ETFs, Shiny Ball Syndrome, and Revocable Trusts 18.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Be sure to check out Public's new ⁠⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠ Opt-in and share your email, ⁠⁠⁠⁠⁠...

47: Exactly How Robert Buys Cash Flowing Businesses 15.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the intricacies of finding, negotiating, and purchasing a cash flowing business. In case you're unfamiliar, Robert recently purchased a pizza shop in a small town outside of St. Petersburg, FL. In this episode, Austin interviews Robert about the entire process. --- Learn more about FirstCard and build y...

Q&A: Dead Money, $400K in Savings, and ESPPs 11.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠ Opt-in and share your email, ⁠⁠⁠⁠⁠...

46: Our 3 Favorite Investment Categories for 2024 08.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite investment categories for 2024. With that being said, this is not financial advice and we very much encourage people to do their own research. Remember, there's no such thing as timing the market. We'll be slowly dollar cost averaging into these categories all year long. --- Be sure to c...

Q&A: ADUs, HELOCs, and $175K in Savings 04.01.2024

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Opt-in and share your email, ⁠⁠⁠⁠click here!⁠⁠...

45: Getting Rich, Not Looking Rich, in 2024 02.01.2024

*WARNING* This episode of the podcast includes vulgar language that might not be suitable for teenagers. --- In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz expand upon the phrase "The goal is to get rich, not look rich." Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC...

44: Your 8 Favorite Rich Habits from 2023 27.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit your favorite 8 rich habits from 2023! Merry Christmas, Happy Holidays, and we'll see you in 2024! --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠ ⁠⁠⁠⁠⁠...

Q&A: FXAIX, Making Money in a Recession, and Early Retirement 22.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! To ask us a question for future episodes, send us an email or a DM on Instagram @richhabitspodcast. Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, ...

43: Our 3 Favorite Rich Habits to Implement in 2024 18.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite rich habits anyone can implement in 2024. By implementing these rich habits, you'll know exactly where you stand with your money, save thousands per year in expenses, and begin to build wealth much quicker. --- Skip the waitlist and invest in blue-chip art for the very first time by signing...

Q&A: Fannie Mae's New Mortgage, House Repairs, and Retiring Early 14.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! As always, if you have a question, be sure to ask it by emailing richhabitspodcast@gmail.com or sending us a DM on Instagram @richhabitspodcast. Stay tuned for Monday's episode where we announce the winners of the remaining $500 in gift cards! --- Be sure to check out Public's new ⁠High Yiel...

42: How We're Introducing Bonds to Our Portfolios in 2024 11.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz introduce bonds -- specifically the bond ETF (BNDI) they're investing into throughout 2024 and 2025. --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA,  ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Q&A: $350K Salary, Paying Rent Upfront, and Our Favorite Books 07.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's questions are specifically from Instagram. If you have questions to ask us, send us an email at "richhabitspodcast@gmail.com," or send them on Instagram @richhabitspodcast! --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher t...

41: Making & Investing Your First $100K 04.12.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for making and investing your first $100K. As the great Charlie Munger once said, "it's a bitch, but you gotta do it." --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC insured up to $5M...

Q&A: Investing only $20/month, Pressure Washing, and ESPPs 30.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Fill out our listener survey for a chance to win 1 of the 10 $100 Amazon gift cards we're giving away just in time for the holiday season! Click here! --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything else on the market and is FDIC...

40: "What Even is a Target Date Fund?" w/ Rachel Aguirre (iShares) 28.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares " What even is a target date fund? " Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate. Providing the best informati...

$1,000 Holiday Giveaway! 23.11.2023

Happy Thanksgiving! We're so thankful to be on this journey with you all, and we can't wait to see what 2024 has in store. Please fill out this 10-question survey so we can better introduce new topics, strategies, and ideas throughout future episodes. --- LINK TO THE SURVEY, CLICK HERE!

39: Our 3 Tips If You're Starting from Scratch in 2024 20.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for those of you starting from scratch in 2024 -- especially if you're in your 40s or 50s. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like...

Q&A: Mortgage Rates, Dividend Investing, and Small Biz Funding 16.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! We collect questions from Instagram (@richhabitspodcast), email (richhabitspodcast@gmail.com), as well as our Discord community. Be sure to ask us a question for next week's episode! --- Be sure to check out Public's new ⁠High Yield Cash Account paying 5.1% APY.⁠ This is higher than anything...

38: Tax & Retirement Strategies To Do Before 2024 w/ Ankur Nagpal 14.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Ankur Nagpal of CarryMoney.com. Ankur sold his previous company, Teachable, for $250M. After receiving such a large lump sum of cash, became fascinated by tax optimization and retirement investing strategies. Today, he's the CEO and co-founder of CarryMoney.com , a platform that makes retirement investin...

Q&A: Investing for a Newborn, $100K in Cash, and Utility Patents 10.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They touch on how to save for a house, investing for newborns, college tax write-offs, patenting a new product, and much more. --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash Account paying 5.1% APY.⁠⁠⁠ This is higher than anything else on the market and is FDIC insured up to $5M. --- E...

37: Interest Rate Work-Arounds for 2024 07.11.2023

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for interest rate work-arounds for 2024. Specifically, how to take advantage of them from a savings perspective, how to use them to your advantage when buying a new house, car, or boat, and how they impact your investment portfolio. --- Be sure to check out Public's new ⁠⁠⁠High Yield Cash A...

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