Retirement Today

Ever wonder if your portfolio actually matches your emotional comfort zone? This episode introduces the "Color of Money" risk analysis, a simple framework that categorizes your investments into distinct color zones based on safety, growth, and risk. Tune in to discover your true risk tolerance and ensure your retirement nest egg is properly color-coded for long-term stability.

You don't have to choose between supporting your favorite causes and protecting your hard-earned wealth. This episode breaks down three powerful charitable planning strategies that allow you to maximize your philanthropic impact while significantly lowering your tax bill. Tune in to learn how smart giving can become one of the most effective tools in your overall retirement plan.

Converting a traditional retirement account to a Roth IRA creates a powerful stream of future tax-free income, but it usually comes with a massive, immediate tax bill. This episode breaks down how pairing your conversion with a Donor-Advised Fund (DAF) allows you to use your charitable giving to directly offset those heavy conversion taxes. Tune in to discover how this advanced strategy lets you c...

Your annual financial review is much more than a routine check-in—it’s your best opportunity to proactively recalibrate your wealth strategy for the year ahead. This episode breaks down exactly how to prepare for this crucial meeting, from rebalancing your portfolio to adjusting your plan for recent life changes. Tune in to learn the vital questions you need to ask so you can leave your review con...

The collision of sticky inflation data and wild swings in oil prices is presenting a brand-new puzzle for everyday investors. This episode breaks down exactly how these macroeconomic forces impact the corporate earnings driving the S&P 500's latest record runs. Tune in to discover what this means for your portfolio and how to position your retirement nest egg against sudden market shifts.

This week, Dave and Jaclyn are mixing things up by throwing out the script and drawing listener questions straight out of a hat! Tune in for a fun, fast-paced episode where your biggest retirement questions get answered completely on the fly. You won't want to miss this lively Q&A session—your question might just be the next one drawn!

Embracing a "soft life" doesn't mean draining your bank account; it means alignment between your spending and your personal peace. This episode explores how to curate a luxurious, low-stress lifestyle by making intentional financial moves that support your well-being today without sacrificing your tomorrow. Tune in to discover the smart budgeting, investing, and automation strategie...

Long-term care is one of the biggest wildcards in retirement, but preparing for it doesn't have to be overwhelming. In this episode, we break down actionable, stress-free strategies to protect your hard-earned savings from rising healthcare costs without compromising your lifestyle. Tune in to discover how proactive planning can turn a source of anxiety into a confident blueprint for your fut...

Navigate the complexities of funding a future with an expert breakdown of 529 plans, UTMAs, and the strategic use of life insurance. This episode moves beyond the numbers to explore how different investment vehicles align with your family's unique goals and timelines. Learn how to maximize tax advantages and flexibility to build a robust educational foundation for the next generation.

As retirement nears, the margin for error shrinks, and even common financial oversights can derail decades of hard work. In this episode, we break down the most frequent blunders people make in the "red zone" of their careers, from aggressive tax mismanagement to miscalculating your risk levels. You’ll walk away with actionable strategies to shore up your portfolio and transition into yo...

Retirement planning often feels like a series of cold calculations, but for many women, the true concern is the emotional and practical uncertainty of "will I be okay?" This episode dives into the unique financial hurdles women face, from longer life expectancies to the complexities of the gender wealth gap. Join us as we move beyond the spreadsheets to provide actionable strategies and...

In this episode, we sit down with industry expert Lisa Schreiber to dissect the growing volatility in global markets fueled by escalating energy concerns. We explore the critical factors driving the current surge in oil prices and how persistent geopolitical uncertainty is reshaping investor sentiment. Finally, Lisa offers her strategic outlook on what happens next and how to position your portfol...

In this episode, Priscilla Dabney hosts to discuss the major technology platforms that Beacon Wealth Advisory provides for their clients. Learn how to properly use Generational Vault and Orion to better your lifestyle and potentially ease some stress.

In this episode, we explore how to maintain a kingdom-focused perspective when market volatility and economic shifts create a sense of unease. We sit down to discuss practical strategies for aligning your investment portfolio with your core spiritual values.

During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.

In this episode, we break down the mechanics of a Roth IRA conversion and how shifting your tax burden to the present can unlock a lifetime of tax-free growth. We explore the strategic timing necessary to avoid common pitfalls during the transition. We share actionable frameworks to help you determine if paying the IRS now is the smartest move for your long-term legacy.

In this episode, we break down the critical differences between taxable, tax-deferred, and tax-exempt accounts to help you keep more of your hard-earned money. We explore how different structures—like the Roth IRA, 401(k), and standard brokerage accounts—impact your bottom line through varying rules on contributions and withdrawals. Join us as we share strategic insights on "asset location&qu...

In this episode, we move beyond the spreadsheets to explore how life insurance serves as a tangible expression of love and long-term commitment to your family. We sit down to discuss the emotional hurdles of estate planning and why the most effective strategies are built on personal values rather than just tax efficiencies. Tune in to learn how to transform a complex financial product into a meani...

In this episode, we break down the foundational structures required to transform a standard inheritance into a robust, multi-generational financial fortress. We explore the critical integration of tax-efficient estate vehicles and proactive leadership training to ensure your heirs are prepared to manage significant capital. Tune in to learn how to align your family's core values with a strate...

In this episode, we tackle the emotional and practical hurdles of discussing estate planning with aging parents without making the conversation feel confrontational or morbid. We break down actionable strategies for approaching these "legacy talks" with empathy, ensuring your family’s wishes are documented and understood long before a crisis occurs.

Most people assume a will is the final word, but your beneficiary designations are actually the "plot twists" that can override your entire estate plan. This episode breaks down why these often-ignored forms are the ultimate shortcut for passing on your legacy and keeping your assets out of the hands of the probate courts. Tune in to learn how a few quick updates today ensure your money...

Kick off the new year with an episode dedicated to finding your "Retirement Awakening" and the clarity needed to navigate the months ahead. We share real-world stories of clients who experienced powerful financial breakthroughs, from discovering hidden savings potential to finally redefining their vision for the future. These inspiring narratives serve as a guide to help you recognize yo...

This episode reframes the common goal of retirement planning: instead of solely focusing on the peak number you need to accumulate, we stress the importance of the descent—safely making your savings last through your entire life. We'll discuss crucial "safety gear" like inflation protection, sequence of returns risk mitigation, and withdrawal strategies that ensure you not only reac...

During this episode, we’re going to consider changes that are coming to IRAs, 401(k)s, and HSAs in 2026 that may keep more money in your pocket.

This episode uses the powerful metaphor of building a strong house to explain the critical concept of Asset Allocation in your investment strategy. We detail how to select the right mix of "building materials"—stocks, bonds, real estate, and cash—to create a portfolio foundation that is both stable and resilient to market storms. Tune in to learn how proper asset allocation, customized t...