Retirement Talk with Kevin Bock

Kevin discusses what you should really be concerned about given our current market and economic status and is this the best or worse time to be making financial decisions? Just a few weeks ago, ongoing concerns about the corona virus led to a sharp drop in the market recently, triggering so-called “circuit breakers” that are designed to keep stocks from falling even further.  But Stacey Cunningham...

In the past few weeks we have seen the market go up and down several times, many questioning if we are headed towards another recession like we had in 2008. How can you protect yourself against this volatile market? Kevin can help!   See omnystudio.com/listener for privacy information.

Have you heard of the new Secure Act that President Trump signed into law? Do you know how it will affect your money and your retirement? If you already have a retirement income plan in place OR you are starting the process, it’s important to note these major changes and adjust your plan to avoid financial mistakes in the future. Some of the key changes impact IRAs, RMDs among many others. Kevin e...

A survey by the website finder-dot-com estimates that Americans spent nearly 40-billion dollars last year … on drunk shopping!  Kevin talks about other common financial (retirement planning)  mistakes  he see’s people make and how you can avoid them.  Under the new Secure Act (signed into law by President Trump in Dec. 2019) you have to claim your RMDs at 72, Kevin discusses options on where you c...

Think about it… how often do you look at any statement to see the fee’s that are included in your bill? If you’re like many, you never do! This could be a big mistake when it comes to planning for your retirement. You need to know what fee’s you are paying, how you can minimize these fee’s or get rid of them entirely! Chances are, you are throwing money down the drain paying unnecessary fees.  Kev...

For over 30 years, Kevin has helped individuals just like you prepare for retirement.  Did you know that when you meet with a money manager they are only focused on your money and growing your money? BUT, when you meet with Kevin, a holistic planner, think of him as being the contractor building your dream home. Like building a house, the contractor lays the foundation, and oversees the framing, o...

Happy New Year! The # 1 fear when it comes to planning for retirement, is running out of money.  Take that first step and be proactive TODAY to prohibit any bumps along the road in the future.  We went through many tax changes in 2019, how will it impact your finances in 2020? How can you convert your savings into income that you can’t outlive? Kevin talks about changes you can make in 2020 where...

The #1 concern in retirement is running out of money and the #1 reason for running out of money is unplanned catastrophic medical expenses. The average couple in retirement will spend $280,000 on healthcare and that doesn’t include long term care needs. Plus, 73% of retirees over age 65 will need some form of long term care in retirement. This is why it’s so important to meet with a professional,...

The #1 concern in retirement is running out of money. Coming in at a close 2nd is the cost of healthcare.  Did you know that 73% of people over the age of 65 will need long term care at some point? Plus, the average cost a couple pays for healthcare is 280K and this does NOT include the cost of long term care. So, how do you pay for it ? Then, what are RMDs and how can you avoid one of the biggest...

How confident are you about your financial future in retirement? A recent survey found that 64% of workers are confident, this number is up from 60% in 2016.  Sometimes, being over confident can unfortunately lead you to make wrong decisions, which could cause you to lose an unspeakable amount of money.  What’s your risk tolerance?  Do you have control over your financial future? Kevin discusses h...

Social Security is the guaranteed income that we are all looking forward to, right? Over 63 million people (that’s more than 1 in every 6 residents) collected SS in June of 2019.  The bad news is a third of us will have to pay taxes on our Social Security benefits. The good news  - there’s are solutions to avoid this happening to you. That’s why it’s crucial that you have tax strategies in place t...

Have you thought about putting together an estate plan to protect your family and your assets? Get this, Ameriprise Financial says 5% of Americans plan on leaving money to their pet(s)!  Do your clients typically have specific ways they want to pass down an inheritance? Plus, why Kevin’s 6 pillar planning process makes him different than other advisors. See omnystudio.com/listener for privacy info...

It’s the biggest generational wealth transfer in history! Baby boomers will leave an estimated $68 trillion dollars to their children, yet many will make big mistakes in the way they set up their inheritance, meaning their children will lose lots of money to taxes. How can you make sure you don’t make this mistake? Kevin explains how it’s possible to minimize fees and taxes and even have a tax fre...

The annual Retirement Confidence Survey finds that most Americans are over -confident about how prepared they are for retirement. I guess it’s good to be positive but how do we know whether our confidence is justified? Plus, how can you minimize market risk as you get closer to retirement? See omnystudio.com/listener for privacy information.

What do you need to know about the new tax reform? How will it affect your retirement? Is it possible to have a tax free retirement? “The IRS” spells, THEIRS, let’s keep your money YOURS!    See omnystudio.com/listener for privacy information.