Retirement Talk with Kevin Bock

Find out what makes Kevin stand out from other advisors! Plus, how his 6 pillars to a successful retirement can take YOU from zero to hero with your retirement plan!  Then, find out how your retirement plans are just like those of the stars! Hank Williams Jr. joins the show and gives his take on estate plans.   Kevin had spent nearly 30 years educating his clients, and implementing tools and strat...

One of the most important considerations in retirement planning is your  healthcare .  Unfortinately, a lot of people mistakenly assume that Medicare is going to cover  all  of their healthcare cost – SPOILER ALERT – they won’t.  If Medicare  isn’t going to pay for long-term care, what can we be doing now to make sure we’re  covered , when the time comes? See omnystudio.com/listener for privacy in...

It’s no fun talking about taxes … but it’s a conversation we all need to have.  We asked some of our listeners if they think their taxes will go up … or down … after they stop working….   So, which is it?  Do taxes typically go up, down, or stay the same when we leave the workforce? Kevin talks about tax efficient strategies to keep money in our pockets! Did you know you can have a  " Tax Free Ret...

What will it mean for taxes if Trump or Biden wins? How will it impact you, your finances and your retirement? Are you prepared if taxes go up?  Kevin explains his process, and why tax planning is one of the steps to his 6 pillars for a successful retirement!  Want to make sure you're prepared for these possible tax changes? Call Kevin today, schedule a complimentary Tax Analysis and let Kevin sho...

All the attention lately has been on the markets – and understandably so.  But Business Insider says times like these can make us forget about the other parts of financial planning, like tax strategies and estate planning, to name just a few.  Should we keep our focus on stocks, or would this be a good time to take a more comprehensive look at our financial life?   Call Kevin today, schedule a com...

What is an annuity and is it for me? Is a ROTH IRA for me?  Plus, a  survey that was done in early March, when the market first started dropping, found that nearly half of those polled said they would have to delay retirement if the market fell another 10% - which it did. Is it a given that this downturn is going to change our retirement plans – or do we have options?  See omnystudio.com/listener...

CNN says Joe Biden wants to change 401(k) plans to give low-income earners a bigger tax break.  That sounds good, but the change would be at the expense of couples who earn more than $80,000 a year – those people would lose a portion of their tax break.  Do we need to worry about potential changes to the retirement planning rules?  If so, is there anything we can do now to prepare for those change...

Do you think your taxes will go UP or DOWN when you retire? The national debt is in the TRILLIONS - and it will need to get paid back which means... taxes are MOST LIKELY to go up. Kevin discusses his strategies for tax planning to reduce or eliminate taxes!  Hear how Kevin saved one couple $100,000 a year in taxes by using his tax planning tools!  Want to talk with Kevin about your future tax pla...

Schroders surveyed “average” investors to find out what kind of returns they expect to earn over the next five years.  The answer … a sky-high 15% a year!  Is that possible ?  Yes.  Is it likely ?  No!  Kevin explains how he helps clients manage their expectations about what to expect from the markets!  Call Kevin today, schedule a complimentary Portfolio Review!   See omnystudio.com/listener for...

Is this really the time to panic or do we take a deep breath and reevaluate where we stand in the market? Kevin explains how one of the worst things you can do is make a financial decision out of emotion.  How can you prepare for what the market could bring in the next 20 years? Is there a way to protect your investments? Believe it or not, there are a few ways you can be invested in the market AN...

A HUGE discussion during the 2020 conventions, debates and of course for each candidate is TAXES. Does it matter who is in the white house and how it will impact your taxes? Your finances? your healthcare?   Then, what if you could retire in or near a 0% tax bracket?  Want to make sure you're prepared for these possible tax changes? Call Kevin today, schedule a complimentary Tax Analysis and let K...

How important is it to have a will and/or an estate plan? Did you know big stars like Prince, Aretha Franklin and Michael Jackson didn't have the proper financial guidance and when they passed, their families were left picking up the pieces.  60% of adults in U.S have no will or estate plan, do you?   USA Today story: “ Money mistakes are like termites. They can work quietly behind the scenes, gna...

What will this upcoming election do for your finances and your retirement? How will taxes be impacted? What about the cost of healthcare? Hear how Kevin breaks down each parties tax plans and discusses making financial decisions based on who is in the white house.   Want to make sure you're prepared for these possible tax changes? Call Kevin today, schedule a complimentary Tax Analysis and let Kev...

Is now the time to be more aggressive with your investments? How do you know if you're positioned correctly without taking unnecessary risk?  When you leave your job, what should you do with your old 401K? Plus, did you know 65% of people who try to roll over their old 401k's do it wrong and pay unnecessary taxes and penalties? Then, is it possible to have a tax free retirement?  Call Kevin today,...

A website called “ Intentional Retirement ” argues that there’s actually a positive side to the COVID-19 pandemic, because it forces us to examine our financial shortcomings .  Kevin talks about looking at people’s retirement “problems” and finding ways to turn them into retirement “opportunities.” Then, hear what makes Kevin stand out from Mr. Financial Advisor down the street?  When you contact...

In the past few months, everyone's life has been affected by COVID-19 in one way or another. Now is a great time to assess any "damage" of COVID-19 on your finances, health and your retirement.  How has this pandemic impacted your finances? Your health? Your retirement or planning for retirement? Do you know any of the answers to these questions? If not, THIS is why you need to meet with Kevin TOD...

If you think 2020 has been a rough year, you’re probably happy that it’s half over!  July also means that it’s time for a mid-year portfolio check-up.  And Morningstar’s Christine Benz says you should start by reviewing your asset allocation. What does that mean and how can Kevin help you? Plus, How do we “de-risk” our portfolio?  Contact Kevin for a Complimentary Portfolio Review!  This is an opp...

Forbes says the Social Security Administration won’t recognize a financial power of attorney.  So, if you didn’t work with a professional who was aware of that, you might have a serious hole in your estate plan.  How can you make sure your Estate Plan is done the right way? Plus, Kevin talks about his My Employer Care Program . Hear how this program can be a resource to employers out there when it...

Have you ever asked for help and the response you get is as if they’re talking in a different language? At that point, you’re even more confused than when you started! When it comes to your income and planning for retirement, Kevin Bock, of  I ntegrity Retirement Solutions,  takes time to get to know his clients and makes it simple and easy to understand the income and planning process. Retirement...

Over the past 30 years, we’ve found many people have several different advisors. They might have an investment advisor or two, an insurance professional or two, an accountant or tax preparer, and a legal attorney. Almost none of those advisors talks to the others. What do you think can happen if each advisor is doing their “own thing” without collaborating? To solve this problem, we created our Pi...

One result of the economic downturn is that some companies are making “early retirement” offers, in hopes of cutting expenses.  But, as a story in Kiplinger points out, these proposals sometimes come “too early and with too few zeros” to justify an actual retirement.  Kevin explains what he would recommend his listeners to consider, if they receive a buy-out offer?  While there’s never a good time...

Kevin explains his "My Employer Cares" Program, the benefits it offers to employers and employees you cant find anywhere else.  Plus, what to expect now during these uncertain times, how you can be proactive during quarantine and why it's important to NOT ignore your finances now more than ever. Your future won't wait, the market won't wait - what are YOU waiting for? Kevin is holding phone meetin...

Kevin recently joined Bloomdaddy on "Whats the Buzz"!  Are you worried about your money? Have you checked your 401(k) lately? Do you know how much risk you are taking? Have you saved enough to retire in 2020? These are common questions that many others are asking themselves as well as gas prices plummet, the market is struggling to go back up and it seems we are headed towards uncertain times.  So...

If you're looking for toilet paper and want to support local business, stop by Burgher Burger in Irwin. Every to go order gets a roll! Will have to put retirement on hold this year? Is this comparable to 2008? Kevin says this is NOT doomsday. You have a few choices , do nothing or do something. You can practice social distancing and wait out Corona Virus, but you can't WAIT to see what your money...

Kevin explains why you should not panic with the recent volatility due to Corona Virus and what to expect moving forward. Plus, how you can capitalize on this down market.  See omnystudio.com/listener for privacy information.