Retirement Road Map

As we head into Quarter 4 of 2023, it can be easy to get caught up in the political drama that we see in Washington D.C. Join us as we find clarity on the state of our market with SHP Financial Co-founder Matthew Peck, CFP®, CIMA®!

Once our clients start building their retirement plans, they realize that while they're probably going to be okay for income, several risk factors could derail their retirement, including healthcare and long-term care.  To help explain how life insurance and long-term care are a vital part of any retirement plan, we have SHP's J. Cawley on the podcast today.  In this episode, we dig into the chang...

The last decade was pretty great for stocks. So many investors flourished under low inflation, low taxes, and low interest rates, and you can safely say that the bull run we just went through was historic.  However, we're now in a recessionary period marked by high inflation–and, just like bear markets of the past, we're going to get through this one, too. If you're nearing retirement, you might b...

A well-organized financial plan is part of a well-organized lifestyle. If you can't find things in your home, you might not be able to find them in writing, either. We amass gadgets, clothes, documents, and so much else in life … so, what can we do about it?  To answer that question, we're thrilled to be talking with Mara Bangura. Mara is the owner of Green Earth Organizing, where she helps people...

At SHP Financial, we provide income, investment, tax, health care, and estate planning and help build effective portfolios. Today's podcast is all about annuities. When they might make sense for you and when they wouldn't. Annuities are a big buzzword lately. Some advisors love them, and others steer clear of recommending them. So we've written a Guide to Annuities and made it a free download on o...

A well-built health savings account (HSA) can be a powerful part of your retirement portfolio. But there are things that everyone should know to make sure they are maximizing the benefits and getting the most from these accounts. With that in mind, we're not just calling in an expert. We're calling in Bill Stuart, author of HSAs: The Tax Perfect Retirement Account . He's one of the world's leading...

If you've invested money in the stock market over the past 10 or 15 years, you've likely felt stressed when looking at your portfolio's wild dips and swings. It's easy to feel like you can never make a good decision or overcorrect in the face of a drastic downturn.  This is why we're so fortunate to have William Malagodi on our team at SHP. He's our Director of Investment Operations and digs deep...

The financial landscape can feel like it is always evolving, and 2023 is no exception. As we head into Quarter 3, join us in welcoming our Co-founder, Matthew Peck, CFP®, CIMA®, as he shares his insight so that we can be confident to weather any storm.

Every client should have a plan for their income, investments, taxes, health care, and legacy. Unfortunately, most firms just offer products and rarely help implement strategies in each of these areas of life–which is why it's so important to us at SHP Financial. With that in mind, I'm excited to be joined by Laura Russo and Natalia Carmago to give you a behind the scenes look at how we set our cl...

When a first responder arrives on the scene, they don't always have the privilege of knowing exactly what to expect. And many of these calls are high pressure situations where seconds can make the difference between life and death. First responders provide protection to their community, but there is also a need for them to provide protection for their families should anything happen to them at the...

In today's world, we tend to throw the words legend and legendary around as casually as we might with a baseball in our backyard. This is not one of those days. We couldn't be more thrilled to share this episode with an absolute legend and icon in Boston Sports radio, TV, media, and film, Mr. John Dennis. John's career in the Boston sports world started in the 1970s and continued into the 90s and...

With income tax season in the rearview, some people tend to shift their focus to saving toward a child's education. This time of year, we'll often hear questions like: What are the best options? Wasn't there something new about 529s in SECURE Act 2.0? Has anything changed? If you're someone who has any of those questions (or others!) and you want to start preparing for your child's (or grandchildr...

Amidst the headlines about Congress debating the Federal Government's debt ceiling, it's easy to feel overwhelmed by all the details. But worry not, because we have Matthew Peck, CFP® CIMA®, co-founder of SHP Financial! Listen as he shares his knowledge and brings clarity to the confusion so that we can get a better understanding of how this issue impacts us in the long run. Connect With Us on Soc...

When you look at your retirement plan on paper, it might just feel like numbers on a page. But what exactly do they mean? How do you make sense of them, and get a clear vision of what your retirement might actually look like?  To answer this question, we're talking to Team Pat: Patrick Randall and Jack Tomczyk. Pat has been with us at SHP for over five years, and Jack is his right-hand man, ensuri...

It's been almost two decades since any of us had to deal with rising interest rates–and as a consequence, anyone buying a home right now is probably shocked by how different things are.  To help make sense of the mortgage landscape with rising interest rates and refinancing options, we're thrilled to be talking to Nathan Hartseil. At Main Street Home Loans , Nathan helps our clients make the best...

Contrary to popular belief, all financial firms and their advisors are not created equal. It's actually a common myth that all financial advisors do the same thing and give the same advice. What they do–and how they do it–can be drastically different from company to company.  We started SHP Financial in the early 2000s, but it wasn't until the 2010s that we really began to scale our practice–and i...

The financial landscape can feel like it is always evolving, and 2023 is no exception. As we head into Quarter 2, join us in welcoming our Co-founder, Matthew Peck, CFP®, CIMA®, as he shares his insight so that we can be confident to weather any storm.

In our first podcast episode about Silicon Valley Bank, we ended with a cliffhanger because we were waiting to hear what the Fed and Chairman Powell would do next. Now, in this episode, we will explain why the Fed decided to raise interest rates, and how it could affect the whole economy.       In this podcast discussion, you'll learn:   How the Fed has chosen to respond to the collapse of Silicon...

In the light of the recent news of the failure of Silicon Valley Bank and the regulators stepping in at Signature Bank, we wanted to bring clarity to the impact of these actions on the economy and the markets at large.   I t ' s always scary to see headlines of "bank failure" and pictures of people peering through the windows of banks that have closed their doors . Maybe it is our history books wi...

What is the value of great financial advice? It's tough to put a number on it. But when it comes to financial planning, lots of people want to try to go it alone or take a "set it and forget it" approach to their portfolio.  However, if they're merely investing, or getting help managing their investments, there's a huge component that is often missed–retirement planning.  Today's episode is all ab...

The big topic for 2023 that is on everyone's mind has definitely been the looming recession. Which leads to questions like: Will there be a recession? And if so, how bad will it be? Are we in a recession right now? What's happening with the Fed, and what should we do about it?  So, the timing couldn't be better to welcome Andrew Opdyke, Senior Economist with First Trust, back to the podcast. You'v...

A new version of the SECURE Act was passed on December 29, 2022. While we were celebrating the holidays, a lame duck Congress passed a law that made sweeping changes to financial and retirement planning. Whether you're recently retired, saving for retirement or even just saving for college, these changes to the SECURE Act are worth noting. With that in mind, today's episode is all about the most i...

Estate planning is a critical part of the retirement planning process. As we kick off the new year, this is a perfect time to ensure that your plan is up to date. Things change over time. That includes our lives, our family, and even the laws that apply to estates. This means the wills, trusts, and other estate documents that protect our families and secure our legacies may need to change, too. Wi...

It's a new year and on behalf of everyone here at SHP Financial, we hope you had a wonderful holiday season and a great start to 2023. For many people, a new year starts off with a New Years' resolution. Perhaps one of your resolutions is to take a closer look at your finances and reduce your stress about money. If that's the case, you'll want to ring in the new year with Matthew Peck and Keith El...

As we start Quarter 1 of 2023, Founding Partner Matt Peck, CFP®, CIMA®, will provide clarity when it comes to what is happening in the economy and how it will impact your retirement.