Retirement Road Map

In just a few weeks, Americans will vote to decide who will become the next President. With all the commercials and political coverage dominating our screens, it's easy to get caught up in the media circus during the election season. It's also difficult to determine how much elections should weigh on your mind, as well as your investing strategies and retirement plans. In today's episode, SHP Fina...

This new age of AI is undoubtedly one of the most significant advancements in technology that we've seen since the dot-com boom in the 1990s. Whether we like it or not, it's already here and growing in popularity. In today's episode, we'll examine the impact that Nvidia is having on the AI revolution and things to consider when adding tech stocks to your portfolio. Joining Matthew Peck for this co...

If you've made smart financial decisions, secured your nest egg for retirement, and accumulated enough wealth to leave behind, you'll undoubtedly have questions about minimizing estate taxes.  It's one thing to pay your fair share of taxes, but nobody wants to send more money to Uncle Sam than they have to. And that's where having expert advice can help save thousands of dollars and leave more to...

Alternative investments: Perhaps you've heard of them or even dabbled with them in your portfolio. The alternative marketplace has grown rapidly over the past few decades, with no signs of stopping. If you have questions about what they are and how they can add value to your portfolio, we've got you covered. We're excited to have Mike Prescott on the podcast today to help guide us through this lan...

What's happening in the markets? What indicators should we look at right now, and what can we expect to see in the coming months?  In today's episode, Matthew Peck is joined once again by SHP Financial's Laura Russo to answer these questions in a special podcast edition of our quarterly update.  We'll explore how AI continues to power large-cap positions, what to expect from the Feds with potentia...

Today's digital world is full of thieves and scammers looking to access your information and use scare tactics to steal your hard-earned money from you and your family. Victims of these fraud scams are often retirees and the elderly, who are so scared that they send thousands and thousands of dollars before realizing what is happening. To help you protect yourself and loved ones from the seemingly...

At SHP Financial, we help our clients with many common or technical questions such as, "What is a required minimum distribution?" or "What's a Roth conversion?" However, one of the most popular questions we hear is, "How much money do I need to retire?"  It's a difficult question to answer because the magic number isn't the same for everyone. There's so many factors involved like inflation, bear m...

Health insurance, Medicare, and long-term care are deeply intertwined with your taxes and legacy plan. If you've done well and saved money for retirement by making sound financial decisions in your working years, we want to help you preserve those assets so you can enjoy your retirement without worrying about healthcare expenses. To help our clients untangle this complex relationship, we're joined...

Losing a loved one is one of the most challenging and emotional periods in anyone's life. When assets, such as property and investments, are left to their beneficiaries, many families have a difficult time knowing where and how to start the process of settling the estate. In today's episode, we'll focus on estate planning, specifically the responsibilities and tax implications that a beneficiary h...

In early 2023, SHP Financial passed the $1 billion threshold in AUM, or assets under management. If you've ever wondered what goes into running a firm of this size, how we choose our managers, and how we help our clients create comprehensive financial plans, today's episode is for you. Today's guest is William Malagodi. William has extensive experience building out hugely successful firms. In this...

Today, we're joined by Chris Smith, creator of the Campfire Effect and host of the Family Brand Podcast. Chris works with leaders and advisors in the financial planning space to help them tell their stories, scale their businesses, and unlock growth and change.  We've worked with Chris in the past to develop and tell the story of our brand, and we wanted to take this opportunity to share wisdom an...

Come join SHP Co-founder Matthew C. Peck, CFP® CIMA® and Sr. Service Representative Laura Russo as they take a moment to reflect on Q1 and prepare for Q2! While thinking about the future, they also explore the potential impact of the upcoming election on your retirement. In this episode, we'll explore important trends, possible hurdles, and any new changes. Matt and Laura will bring clarity so you...

As a parent, it's never too early to start talking to your kids about money. Before you know it, they'll be going off to college and getting their first job as a young adult. At that point, they'll probably have questions about how much they can afford to spend and whether or not they should invest in a 401(k). Today's episode will help prepare you for some of those questions. We're excited to int...

Many entrepreneurs and business owners will admit that it's easy to get caught up in sales, numbers, targets, and growth. But at what cost? As you'll hear in this conversation, the sacrifices people make to build a 7, 8, or even 9-figure business can leave their family and loved ones wishing they could enjoy more time with them instead of enjoying the fruits of their labor. Today, we're thrilled t...

Whether we like it or not, our tax laws will be changing again soon. That's why it's so important to keep your tax planning needs top of mind and be aware of what those changes are and how they factor into your retirement plan. Today, we're once again joined by Chase Reardon to talk about some important changes to the Tax Cuts and Jobs Act and how you can take advantage of opportunities that exist...

If you're buying a home or thinking about refinancing your existing mortgage, you've probably got a lot of questions: what are interest rates going to be? Are these high interest rates here to stay forever? How much equity can I unlock to pay bills or renovate my home? We're thankful to have Nate Hartseil from Main Street Home Loans with us today to walk us through the current mortgage landscape a...

One of the most popular questions that we get from our clients is, "How are you different?" It's a simple question but difficult to explain in 10 words or less. The quick answer is that it's not just the people, our portfolios, or our years of experience on our teams. It's all of it... and more.  Here to help me explain what sets SHP apart from other firms is VP of Advisory Solutions, Nick Nelson....

Most business owners are probably unaware that the Corporate Transparency Act went into effect on January 1, 2024. More importantly, this new law will directly impact the day-to-day operations of many business owners. Intended to combat money laundering, human trafficking, and funding terrorism, this new law brings with it new reporting requirements with an array of penalties.  We're thrilled to w...

Welcome to the kickoff of 2024 as we explore the evolving economic terrain. Join us for valuable insights shared by SHP Financial's Co-founder, Matthew C. Peck, CFP® CIMA®, who brings clarity to dissect the latest updates in the financial landscape. Alongside him is our co-host and Sr. Service Representative, Laura Russo, ready to provide an insightful perspective and make sense of the dynamic cha...

There are five worlds of financial planning: income, investment, tax, health care, and legacy–and today's episode is all about legacy. We believe your legacy is more than your estate and the assets you leave behind. The fact is, if you don't take control of your legacy with proper financial planning, someone else will. These are tough conversations to have for most people, but by the end of the ep...

The end of the year is a time to reflect not just on what we're grateful for and what we accomplished, but it's also a great time to review the state of our financial plans–and the opportunities to take advantage of before the clock strikes midnight on December 31.  Here at SHP, that means it's all hands on deck this time of year to check all the boxes so that we're setting our clients up for long...

When most people think of tax planning or doing their taxes, many would rather save it for another day. But if there's one area that we can help our clients with to save them money, it's with their tax planning. In today's episode, Derek Gregoire and Matthew Peck emphasize the importance of proper tax planning in your retirement plan. They'll discuss tax diversification strategies, Roth conversion...

Here at SHP, we get so many questions about Social Security: when to claim it, how it works, and what might happen to it in the future, especially with how dysfunctional Congress has become. As always, we're excited to welcome Mark Kenney, CFP, CTS, back on the podcast to get his thoughts on where things might be headed and how to plan for it.  In this conversation, we dig into the history of Soci...

Whether you're retiring in five, 10, or 15 years, you need to be well prepared to retire–but other than your money, what exactly goes into a retirement plan? A lot of financial advisors will simply tell you "You made money. You lost money. Stay the course. That's the plan," even though that may not be what you want to hear. So, with that in mind, what do you need to be doing each year, and what mi...

Anyone who has started their own company will tell you that there are many important decisions that dictate how successful your business will be. And today's guest is no different. Matt Glynn was the proud owner of Glynn Electric for over 30 years, serving residents in Massachusetts, Rhode Island, and New Hampshire. At its peak, Glynn Electric employed over 250 people and had a reputation for deli...