Retirement Income & Strategy

SECTION 1 – EPISODE SUMMARY Market volatility can feel especially unsettling once you’re retired and drawing income from your portfolio. In this episode, we break down why volatility itself is not the real threat to retirement security. The true risk is how market declines interact with withdrawals, particularly early in retirement. You’ll learn how thoughtful retirement income planning and portfo...

Many people ask if they can retire based only on their account balances, but the more important number is monthly spending. In this episode, we explain why expenses drive retirement success more than any magic savings target and how to get a realistic picture of what life actually costs. You will learn two practical ways to calculate real spending using a top-down review of bank statements or a si...

From Paycheck to Portfolio: Building Retirement Income That Lasts Retirement changes the challenge from saving money to creating dependable income. In this episode, Tom Mullarkey, CFP®, explains how retirement income works, why a paycheck mindset can create risk, and how to build a strategy designed to support long retirements and changing markets. We cover how reliable income is created, how Soci...

You've worked hard. You've saved diligently. But retirement is a whole different game.   The Retirement Income & Strategy Podcast is for successful professionals who are approaching retirement or already there—and want real confidence that their money will last.  Hosted by Tom Mullarkey, CFP® and founder of Hive Retirement Planning, this podcast focuses on the decisions that matter most once t...

Welcome to the Retirement Income & Strategy Podcast. This show is for people who have done well financially but want more clarity and confidence as they move into retirement. The podcast is hosted by Tom Mullarkey, Certified Financial Planner and founder of Hive Retirement Planning. Each week, we break down the retirement income, tax, and investment decisions that matter most once you stop wor...