Retirement 360

Alan and Troy once again address volatility in the market and how it may continue, and how having a plan can help you deal with it. They also revisit tax challenges in retirement and how proper tax planning can save you money in future tax obligations.  Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton...

Alan and Troy first look at the latest situaiton involving tariffs and how they cause market flucuations, and how you should access your risk tolerance and revise your plan accordingly. They also revisit the subject of retirement unknowns, such as longevity and future tax rates that could cause your plan to change on the fly. Retirement 360 is a Sunday morning radio tradition in the Louisville, Ke...

Alan and Troy take a look at some of the not-so-obvious factors involved in putting a financial plan together for retirement. This include creating reliable lifetime income, managing unexpected health care costs, taxes and market volatility. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio...

People may spend more than they think they will when they retire, plus other costs that may not be taken into consideration could eat away at their savings. Alan and Troy look back at why controlling these costs are so important in putting a plan together. They also revisit the threats of inflation and taxes on retirement savings. Retirement 360 is a Sunday morning radio tradition in the Louisvill...

Alan and Troy take a look at the recent market volatility, which is expected to continue, and how to best deal with it within your retirement plan. They also take another look at items to place on your planning checklist, as well as five tips to provide for a happy retirement. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan...

Taxes are a big part of retirement - something many people don't realize. And not planning for them could cost you a lot of money. Alan and Troy look at how taxes may increase to help pay off the growing national debt, and how they could also eat into your retirement nest egg unless you use various strategies to pay lower rates now before they possibly go up as soon as next year. Retirement 360 is...

Alan and Troy discuss some of the main economic challenges we face for 2025, especially in regards to volatility. They also revisit some reasons why you may want to change your advisor, especially as your approach retirement and your money's needs change. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolto...

How can you create dependable, guaranteed income for retirement? Alan takes a look at the strategies involved in turning your nest egg into the kind of income you need for retirement. He also looks at why, according to a recent study, that so-called wealthy people aren't spending their money as freely as perhaps they could. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kent...

Today Troy and Ashley Schneider take a look at the various ways high net worth individuals can benefit from a comprehensive financial plan, especially as it concerns legacy planning. They also revisit the three stages of retirement and how a plan can help your money work for each stage. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a dec...

Taxes can actually be your biggest expense in retirement - but there are ways to manage them to avoid paying Uncle Sam more than you should. Alan and Troy take a look at what can be taxed and how much, and how tax planning strategies can help lessen the legal amount you owe.  Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan M...

Retirement has its own set of costs, and not just everyday living expenses. One must take into account potential health care and long term care needs, inflation, taxes and more. Alan and Troy look into these expenses and how best to plan for them. They also revisit whether life insurance in some form might be good for your plan, as well as answering listener questions. Retirement 360 is a Sunday m...

Today Ashley Rose Schneider from the Mercurio team discusses ways to help you preserve your retirement savings in the most tax efficient way possible, so you can keep more of it in your own pocket, not in the U.S. Treasury. Alan then joins her in the final segment to answer listener questions. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well ove...

Alan and Troy take a look ahead at what to expect for the bulk of this year, including what could happen with taxes, inflation and Social Security. Then they revisit how to craft a legacy plan specific to your family's needs and goals on passing things to the next generation. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan M...

Alan and Ashley Schneider discuss the needs of those with larger IRAs or 401Ks and how to craft a retirement plan that involves tax planning so you pay the lowest legal amount to Uncle Sam and keeping more of your nest egg in your own pocket. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio...

What do some retirees regret about their planning? The number one issue according to a recent survey is not taking saving for retirement more seriously. Alan takes a look at the survey and how you can avoid some of the regrets many people have so that your retirement can be less worrisome. He also revisits downsizing for retirement as well as scams that continue to try to rob retirees of parts of...

With the start of a new year, it's a good idea to look at what habits you might be doing to your finances that you might want to stop. Alan and Troy look at factors such as lifestyle creep and procrastination that could be taking away opportunities to grow your savings, and how to get a better handle on these things. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky ar...

Alan and Troy take a look at the new Trump administration and discuss what could happen with taxes, government spending and other financial factors going forward. They also revisit how slow progress in your financial plan can help bring the kind of growth you need for your plan in the long run. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well ov...

Taxes and inflation are huge threats to anyone's retirement, especially when these factors are not known and can change at any time. Alan and Troy discuss some strategies, including Roth conversions, that can help mitigate the effects of these factors. They also look at a master calendar for important dates for 2025. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky ar...

Alan and Troy look at a recent study that indicates people would need some $4.4 million over their lifetime to achieve the traditional American Dream of owning a house, putting kids through college, etc. They also look at the growing federal debt picture and the likelihood of rising taxes to try and pay it off. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, ru...

Ashley Schneider from the Mercurio office begins the program with a segment concerning certain scenarios of future retirees to determine if they are naughty or nice concerning their planning during this holiday season. Then Alan and Troy take over and review four keys for a solid retirement plan as well as reviewing timeless advice. Retirement 360 is a Sunday morning radio tradition in the Louisvi...

Alan takes a look at a recent AARP study which shows that 20% of adults age 50 and older have NO retirement savings, and taxes might go up to help compensate. Alan takes a further look at this study and delves into why saving and planning for retirement is so important. Later Troy joins him to go over things that should be on anyone's list for putting a retirement plan together, as well as answeri...

Today Alan and Troy revisit the topic of how much it costs to attain the so-called American Dream lifestyle of a house, family, vacations and retirement, as well as a recent study which showed that cost to be around $4.4 million. Later they take a look at timeless advice from people through the years and how their quotes relate to retirement planning. Retirement 360 is a Sunday morning radio tradi...

With growth in certain sectors of your investments, the allocation could get out of balance between stocks, bonds and other elements. Alan and Troy take a look at keeping everything balanced to help keep things in range, as well as determining tax responsibilities. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and...

When you roll over a 401K into an IRA it is done in cash, and people can lose out on the potential of growth if those funds are not reallocated into new funds or investments. Alan and Troy discuss a recent survey by Vanguard indicating that people need to pay attention to this when they do a rollover so they can make sure that money is continuing to grow to provide a more comfortable nest egg to r...

There are a lot of things you can't control in retirement planning - inflation, pandemics, etc. But you can control more than you think, and Alan discusses how putting a plan together can take future events into account, whatever they may be, to make sure money is there when you need it. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a de...