Retirement 360

Is another recession coming? How can you protect yourself? A new study from Allianz Life says that 48% of middle class americans fear a major recession, which is higher than it was last quarter. What are you doing to prepare? The Street is calling for a "Target Income Fund" to be created, but what does it do? Alan walks us through what the creation of the fund would accomplish and how it would ben...

This Sunday, tune in to Retirement360 with MWA advisor Alan Mercurio and host, Randy Cook, as they take on the latest tending news. Are you planning to celebrate Bobby Bonilla Day? Better yet, did you know that even though he retired from baseball in 2001, Bobby Bonilla still receives a check for $1,193,248.20 from the New York Mets on the first of every July? Are you receiving the right financial...

This Sunday, tune in to Retirement360 with MWA advisor Alan Mercurio and host, Randy Cook, as they take on the latest tending news. How much of of your salary do you need to save? 10 times or even 16 times? Are the writers at Motley Fool correct? What and who are you supposed to believe? Have you done a "Stress Test" on your retirement plan, and what does that entail? And, how does citizenship pla...

Often, we at MWA discuss the term Retirement Plan. Your Retirement Plan is unique to you, your goals, your needs, and your family's wants. There are ways to achieve these goals, and there are some myths that need to be addressed because they may not be the most viable options. This week on Retirement360, MWA advisor Alan Mercurio and host, Randy Cook, highlight some common fallacies on securing yo...

Check in with Louisville's Retirement Coach, Alan Mercurio, and his friends as they discuss news and how it may affect your planning. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educati...

This week on Retirement360, MWA advisor Alan Mercurio and host, Randy Cook, dive in to the importance of finding the right financial advisor and why you would consider meeting one sooner rather than later. At MWA, we focus on education and the necessary steps families need to take to make sure their retirement is sound. Planning for retirement is more than taking your last of work - it is ensuring...

Following the guidance of ultra-investors like Warren Buffett, one wonders how everyday families could practice their beliefs. Beyond picking the right investments and wanting to grow your accounts - Buffet seems to advocate protection even more. “There are too many investors on Wall Street who measure performance based solely on the returns gained. A better measure would be risk-adjusted return....

Are financial services moving towards a Netflix-like subscription model? Maybe. Schwab had recently announced it will charge a $30 monthly fee for "unlimited advisory services, and automatic trades." While this might sound appealing to some, these clients will not have the benefit of custom planning, income planning or tax and estate planning. Robo Advisors might be easier - but are they better? T...

Every day we meet families who all have similar questions or expectations for their retirement. While we know two families are not the same, there are a few questions they all seem to ask: What about fees? Who and what are being paid? We dive into the three most common groups of fees: Administrative fees, Investment fees, and Individual service fees Am I being taxed on Social Security? Yes, since...

Taxes - Pensions - And knowing your Risks! by Alan Mercurio Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever t...

This week on Retirement360, MWA advisor Alan Mercurio returns with host, Randy Cook and they take on one last trick before you file your taxes - putting money away in your traditional IRA and it will still count for last year. How is it possible? You'll soon find out! Personal finance guru, Suze Orman, says it's not the first 10-15 years of retirement that should concern you, its the following 10-...

This week on Retirement360, MWA advisor Troy Bolton and host, Randy Cook are talking taxes - but with a focus on what to do when YOU are the beneficiary. Many families will set up tax efficient legacies for your loved ones, but what happens when you inherit a 401(k)? How do you roll over the assets? How can you prolong RMDs? And most importantly, how do you navigate the taxes? We often discuss the...

This week on Retirement360 MWA advisor Alan Mercurio and host, Randy Cook take on three of the biggest concerns facing retirees today: Social Security, taxes and advisor fees. An easy way to maximize your SSI benefit is to simply wait it out and withdraw as late as possible. However, waiting until you are 70 is not always the best option for some families. Alan and Randy tackle the thought process...

2019 Best of Alan Mercurio by Alan Mercurio Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in...

This week Mercurio Wealth Advisors Founder and President, Alan Mercurio, and host Randy Cook, discuss the importance of knowing your Risk Tolerance. What is Risk Tolerance? It is the ebb and flows you feel secure taking with the swings of the market. Almost everyone feels secure when the market climbs, but what when it dips? How much of your investment are you to miss? Knowing your Risk Tolerance...

How do you know when it is the right time to see a financial advisor? Everyone who owns a car knows to bring it to a mechanic when it needs a tune up, so why not apply that same logic to your finances? Why are families hesitant to use the guidance of a finance professional? By meeting with a financial advisor, even for one discussion, you may open the door to new opportunities to learn more about...

Is there such a thing as an average retirement? Surveys show that most folks will retire around 61 years old, and then experience 20+ of retirement! If we could know exactly how long our retirement would last - it would make for much easier planning. The average spend is $46,000 per household and that is mainly divided between monthly expenses of housing ($1,322), health care ($500) and food ($484...

This week on Retirement 360, MWA advisor, Alan, and host, Tony Vanetti, discuss the importance of having a total team to manage and guide your retirement. Does your CPA speak with your attorney, and then do they both speak to your financial advisor? Alan tackles the importance of having eveyone meet to make sure your retirement is on trach! Retirement 360 is a Sunday morning radio tradition in the...

Retiring harder today? by Alan Mercurio Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind...

If you could protect your wealth in turbulent times - would you do it? Or, would you ride out the waves of the stock market? Do the ebbs and flows match your risk tolerance? Are you concerned about future income should there be a downturn in the market? This week, MWA advisor, Alan Mercurio, and host Randy Cook, discuss the pressing questions of market volatility and how someone can still come out...

As the markets move up and down, our office is fielding phone calls and meetings with everyone wanting to know - what do I do to control my savings? If you are considering adjusting your 401k and moving in to a different style account, what will that take? Will it spare you or add new fees? Will it adjust your taxes? Are there accounts that can offer protection and growth? This week, MWA advisor,...

Some say retirement is harder today than it was 5 years ago. People fear having to stop working. Families want to grow and protect their savings with little risk. Your income plan is not set and you are not sure where your retirement income will actually come from? Sound familiar? When there is fear, or a problem, there is often a solution. Meeting with an advisor if only once, or meeting with you...

This week MWA advisor, Alan Mercurio, and host, Randy Cook, discuss securing your planning throughout a rollercoaster market. What is a Yield Curve? What are tools and strategies to protect your wealth? How does inflation affect my savings? Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio W...

How many people do you in their 80's? 90's? Even living to 100? This week, MWA advisor, Alan Mercurio, and host, Randy Cook, discuss what it takes to make your assets last and have longevity. Many retirees know that once you stop workin, you ought to have a plan - does your income plan accommodate for family emergencies? Does your plan take in to account for market corrections? How can you structu...

Holiday shopping ramps up and the smart shopper looks for the best deal - while many online retailers like Amazon and Target compete for incentives like free shipping, others like Walmart are not. When it comes to "shopping" for a new advisor, Alan walks you thru what to look for and what (if any) incentives should come with that new relationship. The holiday season also means the year is coming t...