Retire Your Way with ILG Financial

We all know the chance of needing some sort of health care at some point in retirement is pretty much guaranteed. As we age, it is only natural that new health care bills will present themselves. When discussing retirement, a lot of times we solely focus on the planning of potential long-term care (LTC) assistance. But it's important to plan for how much you will likely need to spend on your gener...

We talk a lot on this podcast about things we know are coming when we approach retirement. But on this episode, Dave Lopez talks about a brand new risk that is unique to those in or near retirement that they may have never heard of or prepared for… sequence of returns risk.

If you are in or near retirement, you may have heard the term "target-date funds" thrown around as a retirement savings option. But what exactly are the ins and outs of this option and what do we need to know about it before relying on it? Chase Lopez explains in this episode.

One topic that has been popular for quite some time is the concept and the success, or skepticism, of crypto currencies, like Bitcoin. There are a lot of circulating opinions on this topic and the future of it, and on this episode Dave Lopez explains what his insight is on the future of crypto currency and how it is possible that something like Bitcoin may not last that much longer.

One thing that we know changes in retirement, or at least at a certain age, is the ability to access Social Security. Chase Lopez hosts this episode of the podcast and shares some ways in which our Social Security statements can help boost our retirement benefits in the future!

We all suspected that tax hikes were headed our way and we have discussed it on a couple different podcasts earlier this year. And though we may have had an idea that taxes were going to go up, we are finally hearing from the IRS what some of these first tax changes will look like. Tune in as Dave breaks down tax changes to expect in 2022.

When Dave Lopez says ILG Financial is family, he really means it. Not only does Dave's daughter work for the company, but his nephew Chase Lopez serves as a financial advisor. Chase is taking on more responsibility as the days unfold and in this episode, listeners get to hear directly from him. Meet Chase Lopez.

There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn't as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortunate event to derail what you envisioned in retireme...

There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn't as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortunate event to derail what you envisioned in retireme...

It seems like each week there is a new phrase or term being used in relation to the U.S. economy. Recently, the buzz term floating around is the United States' Stagflationary Debt Crisis. We know that any debt crisis can't be good, but what is Stagflation? In this episode Dave breaks down what it means and how concerned or not we should be.

There's been a lot of talk about taxes lately and the changes to come. Dave has talked a lot about what to expect and how they can impact your retirement. But there's another side to heavy taxes that isn't talked about quite as often, and that's how these coming tax changes can affect your legacy, what you want to leave to your heirs. Whether you want to leave everything you have to your kids, cha...

There's no shortage of scary buzz words lately in the news, especially when it comes to our economic state as a country. One of those buzz words that you have probably heard more and more lately, is inflation. What is it? How serious is it? And how does it affect you and your family?

It seems that between COVID-19 and the presidential election, things are finally starting to settle. In this episode, Dave takes a look at what tax changes are expected to be coming our way under the Biden administration and how you can protect yourself and your heirs from taking a major hit from five possible tax hikes.

Deciding to work with a financial advisor is a big step in and of itself towards your future success. But the question of how to pick the right advisor is not only important, but can also be stressful. In this episode, Dave breaks down seven mistakes people often make when choosing a financial advisor.

If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don't benefit you in retirement. Is a TSP going to help you achieve your goals? This is part two of a two part series.

If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don't benefit you in retirement. Is a TSP going to help you achieve your goals? This is part one of a two part series.

Often, the first step is the most important. That's never more true when planning for retirement. Check out Dave's latest episode of Retire Your Way where he and his nephew Chase break down what you can expect at your first appointment with ILG Financial Services.

With recent events surrounding Coronavirus, political unrest, and the election Dave discusses the possibility of another "Lost Decade" for America.

This week, Dave debunks four of the major myths associated with long-term care.

Dave discusses warning signs in the market and how stocks hit record highs on Wall Street.

This week Dave covers the stock market and dives into the recent headlines on its performance.

This week Dave digs into the facts and data surrounding the age old belief that stocks outperform bonds.

This week Dave discusses the difference between someone who is a proactive investor versus reactive investor, and the way each processes information.

In this week's episode, Dave dives into Social Security and why you might want to claim it at or before retirement age, how the spousal benefit works, and how your benefit can be taxed.

This week Dave talks the CARES act and its impact on Required Minimum Distributions.