Retire Your Way with ILG Financial

How much money do you really need to retire comfortably? For many people, the answer is a simple number: $1 million. But is there really a one size fits all retirement target? On this episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez explores why focusing on a specific dollar amount may not be the best way to measure retirement readiness. Instead, he discusses the factors tha...

Retirement isn't just a financial transition - it's a life transition. On this episode of the Retire Your Way with ILG Financial Podcast , Chase breaks down four common mistakes people make in the critical 5–7 years leading up to retirement—and how to avoid them. From losing a sense of purpose after leaving the workforce to underestimating healthcare costs, this conversation highlights the real-wo...

Gold has been on a remarkable run, but investors thinking about cashing in may be overlooking an important detail: taxes. On this episode of the  Retire Your Way with ILG Financial Podcast , Chase breaks down how gains from physical gold, gold-backed ETFs, and gold futures can all be taxed differently and why selling at the wrong time or in the wrong account could create an unexpected tax bill. It...

Medicare doesn't stay the same—and even small changes can have a meaningful impact on your healthcare costs, coverage options, and long-term retirement plan. On this episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez sits down with Medicare expert Alex Sieler to break down the latest updates and changes to Medicare coverages and benefits, explaining what's new, what's shifting...

As Dave and Chase prepared for this episode of the Retire Your Way with ILG Financial Podcast , the focus shifted from a potential AI-driven market bubble to the question investors ask most: Should I get out of the market, or stay in—and if I stay in, what should I do? The conversation centers on the temptation to time the market, why it's so difficult to do successfully, and what history and disc...

Planning for long-term care can feel overwhelming, but it doesn't have to be. On the latest episode of the Retire Your Way with ILG Financial Podcast , Dave is joined by special guest Alecia Barnette for a clear, practical discussion on long-term care planning. They break down common myths, explain the differences between traditional and asset-based long-term care options, and share when it may be...

As Medicare Open Enrollment wraps up on December 7th, it's the perfect time to break down some of the lesser-known terms and options you may be seeing—or weighing—right now. On this episode of the Retire Your Way with ILG Financial Podcast , Chase takes a closer look at one of the biggest decisions beneficiaries face: whether to stay with or switch to a Medicare Advantage plan or a Medicare Supple...

What Does It Really Mean to Be "Independent" in Financial Planning? On this episode of the Retire Your Way with ILG Financial Podcast , Dave sits down with Leslie Lipscomb from Financial Independence Group (FIG) to unpack what true independence means in the world of finance. From understanding the role of an IMO (Independent Marketing Organization) to exploring why working with an independent advi...

People are providing more aid to adult children and having children later in life. The combination can make it hard to save for retirement. Stretching parenting into your 50s, 60s, or beyond doesn't just consume energy, it can strain finances and delay retirement plans. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase talks about this trend and how to navigate it whe...

On this episode of the Retire Your Way with ILG Financial Podcast , Dave provides an update on the state of the markets to include highlights of global events, policy decisions, and emerging technologies that shape markets and influence client portfolios, while reinforcing the importance of financial planning.

New research is shining light on long-term negative stock returns. Although infrequent, they do occur. On this episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez discussed why diversification, red flags, and adjustments to your strategy are important to avoid these rare, but possible outcomes.

Public-sector workers like teachers, police, firefighters, and more who receive non-Social Security pensions are set to see the restoration of full Social Security benefits and payments as a result of the Social Security Fairness Act. On this episode of the Retire Your Way with ILG Financial Podcast , Dave Lopez is joined by Social Security Expert Hamilton Morales as they discuss the implications...

2025 brought with it plenty of changes to Medicare, particularly impacting Part D prescription drug coverage and Medicare Advantage plans. On this episode of the Retire Your Way with ILG Financial Podcast, Dave is joined by Medicare expert Alex Sieler, president of Precise Insurance Advisors as they discuss.

🎙️ Are you planning for a long retirement? You should be. Many people don't factor in longevity risk—the financial impact of living longer than expected. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez breaks down why this often-overlooked risk could put your retirement savings to the test. Tune in to learn how smart planning today can protect your financial f...

You've worked and saved hard for retirement. You tried to get everything right and now you are retired, and you are in a good place with your retirement accounts. Now for the tricky part: Spending your savings. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez discusses things that can trip people up when spending in retirement and how to avoid those pitfalls.

Lately, much of the conversation around the economy and finances has focused on taxes and inflation. However, one topic we haven't covered recently on this podcast is the current state of the stock market. What's happening, what trends can we anticipate, and are there any steps we should consider taking? In this episode of Retire Your Way with ILG Financial , Dave provides an update to keep you in...

The age-old adage that gold is a tried and true hedge against inflation may not be holding up so well. Since 1980 gold's annualized returns significantly trailed those of the S&P 500. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez discusses three investments that may be a better hedge against inflation. 

A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase and Hamilton discuss things you may or may not know in addition to a lively discussion about truths and myths about Social Secu...

In 2024 alone, the Baby Boomer generation moved billions from retirement savings into tax-free accounts. The strategy that they used can make your nest egg last longer in retirement. On the latest episode of the Retire Your Way with ILG Financial Podcast , Dave Lopez discusses what we have seen happening, the strategies that people, Baby Boomers in particular, have been increasingly using, and wha...

Are you on or about to be on Medicare? Have you considered the things that Medicare doesn't cover? What about services like routine eye exams, hearing aids, most dental care, long-term care, routine physical exams, and most vision, hearing, and dental needs? How will this impact your retirement planning? On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez continue...

People often think about things like long-term care and life insurance when they're building out their retirement plan. However, most often forget to consider how healthcare and Medicare can impact their financial retirement plan as a whole. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase Lopez dives into the differences in "parts" of Medicare and what Medicare does...

A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast , Dave and Hamilton discuss things you may or may not know in addition to a lively discussion about the solvency of the program and wha...

The average American burns 75 percent of their monthly spending on just four things. On the latest episode of the Retire Your Way with ILG Financial Podcast , Chase digs into the average spending for a retiree in America and how to make sure you are still able to save or even cut some expenses.  

On this episode of the  Retire Your Way with ILG Financial Podcast , national Social Security Expert and Senior Vice President at Financial Independence Group Hamilton Morales joins Dave to discuss more about Social Security planning. More specifically, Dave and Hamilton take a deep dive into Social Security options for widows and surviving spouses. These options can be different based on if eligi...

Scammers targeting seniors and those in retirement pose a great risk to the protection of your assets. They know that money and plans are going back and forth, and they try to take advantage of that. On the latest episode of the Retire Your Way with ILG Financial Podcast , Dave talks about two prevalent scams that have been taking place among retirees lately.