Retire Right

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In today's Q&A, Glen and Martin answer questions from the community, touching on: 👉🏼 is the income you get from Super taken into consideration for the medicare levy? 👉🏽 comparing super fund performance 👉🏾 what's the best industry super fund for returns and insurance? 👉🏿 maki...

Jen is approaching retirement as a single mum of 2 adopted kids and is worried about her financial position. Her biggest concern is not being able support herself and her kids after she stops working so in this 'what would Glen do' episode, Glen runs Jen through a financial health check and shares some of his thoughts on her situation. 'The Quick Start-Guide to Investing' by Glen James & Nick...

In today's episode Glen and Martin answer some questions from the Retire Right community. They touch on: 👉 super and the age pension for couples with an age gap 👉🏼 capital gains tax & inheriting shares or property 👉🏾 budgeting in retirement 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv If you’d like to chat with someone ab...

In today's episode Glen and special guest Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade discuss the current state of the economy and what it means for Australian retirees and younger generations. 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv You can listen to Gemma's podcast, Your Wealth wherever you're listen...

Glen and Vince Scully chat about the cost of getting financial advice, some common myths and the value of seeking advice in your retirement planning. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retire...

When a partner passes away, it can feel overwhelming to handle their affairs during such a difficult and emotional time. Financial advisers Martin & Anthony from Financial Edge Group unpack where to start with the key lifestyle and financial practicalities that need addressing as well as some considerations around super, tax and the age pension. They touch on: 👉🏼 which tasks to tackle first...

In today's chat financial advisers Martin & Wayne from Financial Edge Group unpack the transition to retirement (TTR) pension, touching on: 👉 what it is and how they work 👉🏼 eligibility 👉🏽 impact on tax 👉🏾 practical case studies 👉🏿 and more If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.ret...

In today's episode, financial advisers Martin and Jesse reveal key strategies to help you maximize any Centrelink Age Pension benefits you may qualify for, ensuring you get the most from your entitlements. The touch on: 👉 renovating your home 👉🏼 paying down debt 👉🏽 gifting assets 👉🏾 using funeral bonds & prepaid expenses 👉🏿 super sheltering 👉🏻 annuities 👉 casual/part time work 👉🏼...

A great intergenerational wealth transfer is expected to see trillions of dollars pass down from older generations to their heirs over the coming decades so let's chat about what to know around giving and receiving inheritances. Glen James, Martin McGrath and James Millard touch on: 👉 ways to help adult children 👉🏼 gifting rules if you receive the age pension or part pension  👉🏽 is there...

In today's episode Martin and Anthony from Financial Edge Group chat about some considerations if you receive an inheritance close to or in retirement and are deciding what to do with it! If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group:...

In today's episode Martin and guest financial adviser Hamish Landreth unpack the ins and outs of how self-managed super funds (SMSF) work. They touch on: 👉 the difference between an industry fund and SMSF 👉🏼 who should consider it 👉🏽 common myths 👉🏾 what you can and can't invest in 👉🏿 can you borrow within a SMSF? 👉🏻 advantages & drawbacks 👉 managing tax 👉🏼 costs and responsibili...

A question we often get in our community is whether or not financial advice is worth its cost, so in today's episode our guest Neil Rogan from Russell Investments joins Martin on the show to unpack the full value of an adviser’s services including: 👉 appropriate asset allocation 👉🏼 behavioural coaching 👉🏽 navigating choices and trade-offs 👉🏾 expertise 👉🏿 and tax-savvy planning and investi...

Age differences in relationships are very common so in today's episode advisers Martin McGrath and Wayne Terry from Financial Edge Group chat about what to consider (both financially and lifestyle wise) as you approach retirement if you and your partner have an age gap. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional...

In today's episode financial advisers Martin McGrath and Jesse Field from Financial Edge Group cover some of the essential things to consider leading into retirement. They touch on: 👉 mindset and finding new purpose 👉🏼 budgeting and figuring out if you are financially ready to retire 👉🏽 your ideal home 👉🏾 setting up superannuation (industry funds, wrap accounts & SMSFs) 👉🏿 dealing wit...

In today's Q&A episode, Martin and KP from Financial Edge Group discuss: 👉 what to consider with long service leave prior to retirement 👉🏼 pay off mortgage or top up super? 👉🏽 if I go back to work should I change my super from pension to accumulation phase? 👉🏾 do I need to report money I receive from my super pension to the ATO? 👉🏿 are super funds covered by the $250,000 government gu...

Today on the show we're unpacking the essentials of estate planning. Martin is joined by wills & estate planning lawyer, Fiona Wicks from Aubrey Brown Lawyers who explains: 👉 what does estate planning cover? 👉🏼 what assets are included in a will vs what is excluded 👉🏽 how to distribute your superannuation after you pass away 👉🏾 what are the responsibilities of an executor? 👉🏿 wha...

If you're over the age of 55 and selling your home, you might be eligible to make a superannuation downsizer contribution. In today's episode Martin and KP from Financial Edge Group explain the benefits of the downsizer contribution, how it works and who can make one. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:...

Do you need to pay tax when you're retired? Martin and KP from Financial Edge Group discuss whether you need to pay tax on the age pension, the money you take out of super, investment income, financial gifts, a house sale + more. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help...

In today's bonus episode Glen and Martin unpack what you need to know from last night's Federal Budget announcement. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright To get help, and to check o...

Financial scams are far too common in Australia and it's easy to fall victim to one. Today's guest, Tracy Hall had over $300,000 in life savings stolen by her partner, she had no idea he was a serial con-man. In today's episode Tracy shares some of the ways to spot a financial or romantic scam and how to protect yourself. To hear more of Tracy's story, listen to episode 719b on the this is money p...

In this episode KP and Martin from Financial Edge Group unpack what a defined benefit pension plan is and how it works. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional. 🏡 Join the retire right facebook group To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warni...

In today's episode we share how you can earn cashback to pay down your mortgage faster or boost your super by simply shopping at your everyday retailers. Glen chats with Pascale Helyar-Moray, founder of the cashback rewards program, Grow My Money. Glen and Pascale touch on: 👉🏾 why Grow My Money was created 👉🏻 how it works 👉 some of the 1000+ retailers you can shop with to get money back ...

In today's episode Martin and Jesse from Financial Edge Group explain the changes that are coming to superannuation, touching on: 👉 the super guarantee 👉🏼 what this means for concessional contributions caps 👉🏽 salary sacrificing 👉🏾 carry forward contribution caps 👉🏿 and the Stage 3 tax cuts If you’d like to chat with someone about your personal situation, reach out to our team so we can c...

In today's episode Martin and special guest James Spiridon from Challenger unpack the ins and outs of what annuities are, how they work, different types of annuities and why you might consider them as part of your retirement plan. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-hel...

Financial adviser Anthony Fowler from Financial Edge Group joins Martin on the show to talk about the various ways to invest for children under 18 and the best way to pass on wealth to the next generation. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional. 🏡 Join the retire right facebook group To get help, and to che...