Retire Right

Thinking about downsizing but confused by the options? Rachel Lane, Australia’s leading aged care expert, joins Glen to break down the differences between lifestyle villages and retirement villages. They cover on: 👉🏼 how contracts and fees differ 👉🏽 whether you own the home, the land, or neither 👉🏾 the real deal with exit fees and capital gains 👉🏿 what to check before signing the dotted li...

In today's Q&A episode, Glen and financial adviser Vince Scully from Life Sherpa discuss community questions, touching on: 👉 tax and retiring overseas 👉🏼 how small business owners can access super in retirement 👉🏾 investing inside vs outside of super 👉🏽 whether selling a block of land before retirement makes sense If you’d like to chat with someone about your personal situation, reach o...

Loaning money to family can get messy, fast. In this episode, Glen shares a real life case study where a son wants to help his dad out of a financial mess by buying his house at a discount. But what seems like a good deed could wreck Centrelink benefits, estate planning, and family relationships. If you’d like to chat with someone about your personal situation, reach out to our team so we can conn...

What should you do with your super as you approach retirement? Economist Brian Parker from Australian Retirement Trust joins Glen to break it all down. They chat about: 👉🏼 the magic numbers of 60, 65, and 67 👉🏽 how to invest super in your 50s and beyond 👉🏾 managing risk as you move into retirement 👉🏿 why super is your money (and safer than you think) 👉 common mistakes to avoid in drawdown...

In today's Q&A, Glen and Martin discuss your questions about: 👉 can you leapfrog investment properties to avoid capital gains tax? 👉🏼 can you access super at 60 while still working? 👉🏾 what circumstances define "ceasing employment?" to access your super 👉🏽 what investment strategy should you have for your super as you near retirement? If you’d like to chat with someone about your person...

In today's bonus episode Glen and Martin go deeper on your questions about planning a caravanning trip around Australia. They touch on: 👉 what to do with your home while travelling 👉🏼 strategic ways to use long service leave to fund your trip 👉🏽 budgeting for fuel and other costs 👉🏿 dealing with waste 👉🏾 managing the ‘holiday mindset’ on the road 👉🏻 and the challenge of balancing flexib...

Ever dreamt of hitting the road and exploring Australia? In today's episode, Glen chats with Retire Right cohost, Martin McGrath who shares how he and his family turned that dream into reality... twice! Plus, we play an audio clip from listener of the show Colin who shares his caravanning experience! Martin shares his top tips, lessons learned, and what it really costs to caravan across the countr...

In this episode, Glen and John Pidgeon, cohost of this is property, unpack smart strategies for managing property as you approach retirement. They cover: 👉 how downsizing can free up cash 👉🏼 the growing trend of sidesizing 👉🏽 renovating with resale in mind 👉🏾 balancing lifestyle and property goals 👉🏿 tips for leveraging investment properties 👉🏻 and why planning ahead is key for a smoot...

In today's episode, financial advisers Martin McGrath and Wayne Terry tackle retirement planning strategies and considerations for singles and widows, focusing on how to make the most of your assets. They also dive into a scenario of retiring with a $2M portfolio - unpacking whether to set up a pension, live off a managed fund, or rely on cash income. If you’d like to chat with someone about your...

To kick off the new year financial advisers, Martin McGrath and Wayne Terry answer your questions about: 👉 funding your pre-super years if retiring before 60 👉🏽 best way to structure joint investment property ownership 👉🏾 CGT strategies for moving shares into super If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional...

Retirement comes with its fair share of uncertainties, but understanding the risks can help you retire confidently.  In this episode, Glen chats with Ben Marshan—former financial adviser and head of policy at the Financial Planning Association (FPA)—to unpack some of the biggest risks retirees face and how to tackle them. With years of experience helping clients and advisers navigate retireme...

In one of our final community Q&As for the year, Glen and Martin chat about: 👉 why you may or may not need a financial adviser 👉🏼 tax implications for inheriting shares and holding vs selling 👉🏽 and using testamentary trusts in estate planning If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.reti...

In today's episode Glen and financial adviser Martin McGrath answer your questions about: 👉 the transfer balance cap 👉🏼 investment and education bonds for kids 👉🏽 is super really as safe as everyone thinks? 👉🏾 investing in ETFs inside vs outside of super If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https:/...

With Aussies losing $2.7 billion to scams last year, protecting your personal information is essential. In today's episode cybersecurity expert Fraser Jack shares some practical tips to protect your identity, secure your online accounts, and keep your retirement savings safe from digital threats. If you’d like to chat with someone about your personal situation, reach out to our team so we can conn...

In today's episode, special guest Pascale Helyar-Moray OAM joins Glen to unpack her new book Rich Woman, Poor Woman, which aims to help women maximise their superannuation and have financial security in retirement. Glen and Pascale dive into the gender super gap, the hidden costs of unpaid work, and actionable strategies to help women build wealth and retire right. They touch on: 👉 the alarming s...

In today's episode financial adviser Phil Thompson from Skye Wealth joins Glen on the show to answer your questions about life insurance. They touch on: 👉 the 4 types: death cover, income protection, TPD and trauma 👉🏼 the 3 ways to obtain insurance 👉🏽 insurance inside super explained 👉 why use a financial adviser? 👉🏾 how financial adviser commissions work 👉🏿 is claiming easier inside or...

In today's chat, mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen on the show to answer your questions about: 👉 home loans for over 60 👉🏼 financing a knock-down rebuild without super 👉🏽 going guarantor for your kids 👉🏾 steps for your child who wants to buy 👉🏿 mortgage broker vs direct to bank 👉🏻 how mortgage brokers get paid Thanks to Sphere Home Loans for supporting thi...

In today's episode Glen and retirement specialist Martin McGrath answer your questions around tax in super and preparing for aged care. They touch on: 👉 tax implications in pension vs. accumulation phases of super 👉🏻 what is contributions tax 👉🏿 what happens if you exceed the super contributions cap 👉🏼 making the most of your transition to retirement (TTR) account 👉🏽 planning around new a...

In today's episode Glen and Martin discuss community questions around: 👉 selling an investment property, CGT implications and putting the money in super 👉🏽 finance options for renovating to sell at age 60 👉🏾 couples with different ages applying for the age pension 👉🏿 using unused annual leave to drop back to 4 days or cashing it out instead If you’d like to chat with someone about your pers...

In today's episode Glen chats with MaryAnn de Mestre, a lawyer and academic who specialises in elder law and estate planning. Glen and MaryAnn dive into the topic of elder abuse including what it looks like, how to spot the signs, and what steps you can take if you suspect someone is a victim. MaryAnn offers practical advice for keeping an eye on your aging loved ones and what you can do if things...

If you're 10 years or less away from wanting to put down the tools and retire, today's episode is for you. Glen chats with financial adviser and host of the Financially Fierce podcast, Jess Brady about some of the practical things, both money and non-money related, that you'll need to think about and get in order as you approach retirement - such as your lifestyle, super and assets, housing and lo...

How much money do you need in retirement? This is one of the most common questions we hear in the Retire Right community! In today's episode Glen and financial adviser Matt Hawkins break down the steps for working out your retirement number. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com...

Looking for ways to help your adult kids get into their first home or get ahead financially? In this episode, Glen talks through heaps of different ideas such as: 👉 gifts & loans 👉🏼 paying the stamp duty 👉🏽 paying for LMI 👉🏾 considering a parental guarantee 👉🏿 paying for financial advice 👉🏻 matching a savings goal 👉 paying for the grandkid's childcare or extra-curricular activity...

In today's episode Glen and Martin dive into a big question: should you pay off your mortgage or contribute more to your superannuation as you approach retirement? They also touch on: 👉 balancing mortgage payments and super contributions 👉🏼 tax strategies for superannuation 👉🏽 how to use a transition to retirement pension 👉🏾 using an offset account to manage cash flow 👉🏿 putting money in...

In today's episode Glen and financial adviser Martin McGrath discuss your questions around: 👉 what to do with your life insurance as you age 👉🏼 balanced vs high growth asset allocation in super 👉🏽 non concessional contribution limits for super 👉🏾 is my super growing appropriately or am I being too conservative? Read Glen's article on private health insurance here: https://bit.ly/4dx7K5M Sig...