Retire Right: Ohio's Guide to Financial Independence

What if Social Security doesn’t look the way you planned it to? In this episode, Chris Kichurchak breaks down the growing concerns around the future of Social Security and what potential changes could mean for retirees. The conversation explores how benefit cuts, market volatility, and tax changes could impact retirement income, and why relying on a single source may create risk. Chris also...

What happens if your long-term care plan… isn’t really a plan at all? In this episode, Chris Kichurchak breaks down the realities of long-term care and why so many families are caught off guard when the need arises. The conversation explores common misconceptions; from relying on family to assuming traditional insurance will cover the gap, and highlights the financial and emotional im...

What if the IRS decides it’s time for you to start spending your retirement savings—whether you’re ready or not? In this episode of Retire Right , Chris Kichurchak breaks down Required Minimum Distributions (RMDs) and why they can have ripple effects on taxes, income, and long-term planning. He explores when RMDs begin, how they increase over time, and why waiting too long to pla...

Does achieving the “American Dream” now come with a multi‑million‑dollar price tag? In this episode, Chris Kichurchak breaks down what retirement really costs—and why it may be the single largest financial expense most families will face. He challenges the idea that success is tied to a specific number, focusing instead on how lifestyle, spending, and income strategy determine fi...

Are some of the most commonly repeated retirement “rules” quietly working against you? In this episode of Retire Right , Chris Kichurchak takes a hard look at long‑standing retirement guidelines—from the 4% rule to age‑based asset allocation—and why they may feel outdated in today’s longer, more volatile retirement landscape. The conversation explores market volatilit...

What if the money sitting safely in your bank account is quietly working against you? In this episode of Retire Right , Chris Kichurchak unpacks the concept of “dead money”—cash that feels secure but may be losing purchasing power over time. He explores how inflation and taxes can erode savings, why emotional comfort often drives cash hoarding, and how understanding time horizons...

Long-term care isn’t a medical problem—it’s an asset problem most retirees don’t see coming. In this episode, Chris Kichurchak breaks down what long-term care really is, when it’s triggered, and why Medicare and Medicaid often fall short. He explores how care actually shows up in real life, from in‑home help to cognitive decline, and why waiting too long can force fam...

Tax season has a way of exposing the details retirees didn’t realize they missed. In this episode, host Chris Kichurchak breaks down a practical, retiree-focused tax season checklist and the common oversights that can quietly cost you money. He discusses why organization matters, how CPAs and financial advisors play different but connected roles, and which documents retirees need to gather b...

Why do people with plenty of money still run into trouble in retirement? In this episode of Retire Right , Chris Kichurchak breaks down the real-world roadblocks that derail retirement—from inflation and taxes to lifestyle creep and outdated planning habits. Using relatable examples, including why high earners can still run out of money, Chris explains the shift from paychecks to “play...

Retirement planning isn’t a straight line—and that’s exactly why most people get caught off guard. In the debut episode of Retire Right , host Chris Kichurchak shares the personal experiences that shaped his approach to financial planning and why education sits at the center of every client relationship. He breaks down retirement as a living, evolving roadmap—one that accou...

Grab your nearest headphones and press play to gain greater independence in your retirement plan with Retire Right – Ohio's Guide to Financial Independence ! This new podcast brings you relevant and insightful retirement information and financial commentary straight to your device, allowing you to head into your own retirement with greater confidence. Hosted by Independence Wealth Advisor&rs...