Regulation Rules the World

The UK's implementation of Basel 3.1 is due to come into effect from 1 January 2027. Ahead of this, in our latest episode of Regulation Rules the World, we examine what the changes will be and what this means for how banks manage their capital requirements. Listen in to hear some of what we are seeing banks already thinking about and what changes to approach may be needed.

The pressure to use AI is everywhere but if you are a regulated financial services business, you also have a world of regulation with which to comply. In this episode, we examine what financial services businesses need to consider when using and contracting for AI services to ensure they keep both their customers and the regulators happy.

With D-Day for regulation set at 25 October 2027 and with the regulators publishing various consultations on the regulatory regime ahead of the authorisations window opening in September this year, our experts return to cryptoasset regulation to examine some of the things firms in this space will need to consider, ranging from the territorial scope of the perimeter to tips for preparing your autho...

Payments are evolving fast and so is the rulebook. This episode looks at the FCA’s strengthened safeguarding expectations, its work on contactless payment thresholds, and the EU’s approach under PSD3. Our experts explain the risks, the reforms and the emerging themes shaping the future of payments.

In a sequel to our episode on the Supreme Court judgment in the Motor Finance cases, we examine the next stage in the motor finance saga – the FCA's proposed redress scheme. This episode looks at what the FCA's proposals mean for lenders, borrowers and the wider market – from the scale of compensation and the tight timelines to the practical and legal challenges ahead.

With the UK set to bring crypto assets more firmly into the scope of regulation, this episode breaks down what’s changing for stablecoins and the broader crypto market. Our experts explain the current regulatory maze, new requirements for authorisation and safeguarding, and what the FCA’s proposals mean for issuers, custodians and consumers. We also discuss the Bank of England’s role, the importan...

This episode dives into the latest wave of UK mortgage regulation changes, from tweaks to loan-to-income ratios and lender exemptions, to new flexibility in mortgage advice and remortgaging rules. The team unpacks the FCA’s recent discussion paper, including proposals for long-term and interest-only mortgages, affordability assessments and lending options for later life. Whether you’re a lender, b...

In a special episode following release of the Supreme Court judgment in the Motor Finance cases of  Hopcraft, Wrench and Johnson , our regulatory experts are joined by experts in litigation and restructuring to discuss the implications of the judgment.

As the Government introduces legislation to regulate Buy Now Pay Later agreements, we look at the regulatory changes and what they mean for lenders, merchants and consumers.

In our first episode Andrew and Venetia dive straight into the big themes, examining the FCA's growth agenda, what it means for regulation and the importance of the consumer duty to FCA regulation.