RegFi Podcast

Steve Boms, Executive Director of FDATA North America, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine the evolving public policy framework governing consumer financial data. Building on the history of open banking and consumer-permissioned data sharing, they discuss the future of the CFPB's Section 1033 rule, the ongoing debate over data access fees, and the operational, competit...

Orrick partner Joseph Kolar joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the Executive Order on Promoting Access to Mortgage Credit and the regulatory reforms it could set in motion across the mortgage industry. The conversation examines proposals to reduce mortgage origination costs, streamline TRID disclosure requirements, modernize servicing and appraisal rules, and enco...

Federal banking regulators have signaled a renewed openness to de novo bank applications, creating new opportunities for fintechs evaluating whether becoming a regulated financial institution aligns with their long-term strategy. In the latest episode of RegFi, Jerry Buckley, Caroline Stapleton and Nathaniel Reisenburg discuss what it takes to secure a bank charter in today's environment. They exa...

American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine why a growing number of fintech companies are pursuing bank charters. They discuss the evolution of bank-fintech partnerships, the factors driving renewed charter activity, and the business, regulatory and operational considerations fintechs must weigh when deciding whether to...

John Coleman, Orrick Partner and former CFPB Deputy General Counsel, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to examine the Consumer Financial Protection Bureau's authority to interpret, tailor and exempt requirements under the consumer financial protection laws within its jurisdiction. Prompted by the May 19 Executive Order directing federal financial regulators to modernize fin...

Orrick partners Dan Ullman and Ben Hutten join RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the mechanics of tokenized deposits and the evolving regulatory framework surrounding digital payments. They discuss the FDIC's proposed treatment of tokenized deposits under the GENIUS Act, the infrastructure banks would need to support tokenized payment systems, interoperability challenges,...

Marking RegFi's 100th episode, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton revisit the thesis on which they launched the podcast in October 2023: that financial regulation, driven by technology, will change more in the next 10 years than it has over the previous 50. When RegFi launched, generative AI was less than a year old, agentic AI was still on the horizon,...

OpenLaws founder and CEO John Phamvan joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine how OpenLaws is building comprehensive, reliable, and continuously updated access to statutes, regulations, and other legal materials across federal and state jurisdictions. They discuss the challenges of sourcing and standardizing legal data at scale, the role of OpenLaws' API and emerging produ...

Arthur Wilmar joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the emerging role of tokenized deposits. They discuss recent developments that provide a regulatory pathway for tokenizing deposits and the broader environment for banks entering the space. The conversation compares the functions and regulation of cryptocurrencies, stablecoins and tokenized deposits, including the use...

Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more effectively and introducing greater competition among lenders. This evolving digital approach considers not only APR, but also total transaction costs and the likely duration of th...

In this episode, RegFi co-hosts Jerry Buckley and Sherry Safchuk are joined by Matt Van Buskirk, Hummingbird Regtech Co-Founder and CEO, Regulatory, to examine how AI is transforming anti-money laundering and fraud detection. They discuss how AI-driven tools are shifting compliance from manual data gathering to higher-value investigative work, the growing role of blockchain data in identifying ill...

AEI's Paul Kupiec joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to analyze the potential impact of a proposed 10% cap on credit card balances. Kupiec, a highly respected commentator on financial markets, delves deeply into the economics of the credit card business and assesses what could change if such a cap were implemented. He also shares insights on the challenges facing the Federal Re...

In this RegFi episode co-hosts Jerry Buckley and Caroline Stapleton examine the evolving policy landscape governing AI in financial services. They discuss the federal government's push to avoid a patchwork of state AI laws and the extent to which existing consumer protection laws—such as ECOA, FCRA and UDAAP—can address AI-driven risks without new legislation. The conversation also highlights Trea...

Representative Bill Huizenga's draft bill to modernize the Gramm-Leach-Bliley Act could mark the most significant overhaul of U.S. financial privacy regulation in more than two decades. In this episode of RegFi, co-hosts Jerry Buckley and Sherry Safchuk examine how the proposal would reshape the federal-state balance through broad preemption, introduce new data minimization standards, and expand c...

Kelvin Chen, Senior Executive Vice President and Head of Policy at the Consumer Bankers Association, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss CBA's recent white paper on agentic AI and its implications for consumer payments and financial regulation. The conversation focuses on how existing frameworks like the Electronic Fund Transfer Act and Regulation E apply in an AI-...

Orrick's Nathaniel Reisenburg joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the newly proposed regulatory framework for payment stablecoins released by the Office of the Comptroller of the Currency pursuant to the GENIUS Act. The conversation examines the proposal's requirements for reserves, redemption rights, capital and supervision, as well as the Act's prohibition on iss...

Lucas Moskowitz, Senior Vice President, General Counsel and Corporate Secretary at Robinhood Markets, Inc., joins RegFi co-hosts Jerry Buckley and   Sasha   Leonhardt   to discuss innovations in financial regulation that Robinhood is pioneering and advocating. The conversation explores the rapid expansion of prediction markets, modifying "accredited investor" requirements to include more retail in...

Orrick partner Dan Ullman joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt for a timely discussion of the legal and regulatory battles surrounding prediction markets. The conversation explores the CFTC's jurisdiction, the legal framework governing event contracts, the controversy over sports-related markets and the possibility that the Supreme Court may ultimately weigh in. Links: Orrick Blo...

David Silberman joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to explore how artificial intelligence — including agentic AI — could reshape consumers' interactions with financial services providers. The conversation considers how the current consumer financial protection regulatory regime — built in and for a paper-based world — might need to be adjusted to serve the new and evolving d...

As the student loan landscape shifts in 2026, American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to explore the profound changes facing students, families, colleges and private student lenders. With the federal government scaling back its role, lenders will be presented with new opportunities and challenges as they navigate evolving fed...

Nadim Homsany, Head of AI Strategy and Innovation at Boeing Employees Credit Union, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss how BECU is developing agentic AI tools designed to help members optimize borrowing and investment decisions. The conversation explores how these emerging technologies would expand access to sophisticated financial management services — long availabl...

Chris Hilliard, CEO of Winnow Solutions, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk for an in-depth discussion on how AI is transforming regulatory intelligence in financial services. The conversation explores the shift from reactive, document-driven compliance to more proactive, insight-driven approaches, the importance of curated data in reducing AI hallucinations, and how AI can help...

Orrick's James Chou joins RegFi co-hosts Jerry Buckley and Sherry Safchuk for a wide-ranging discussion on how cyber risk is evolving for financial services providers. The conversation explores the growing sophistication of nation-state and criminal cyber threats, increasing regulatory expectations across federal and state regimes, and the operational realities of responding to cyber incidents and...

Doyle Bartlett, founder of Eris Group, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss the packed financial services policy agenda for 2026. The conversation examines what lies ahead as stablecoin regulations are rolled out, the Clarity Act wends its way through Congress, new types of bank charters are being crafted, and the administration seeks to reign in 1,200 proposed state A...

Orrick partner Walt Zalenski joins RegFi co-hosts Jerry Buckley and Caroline Stapleton for a conversation that explores how bank-fintech partnerships work, the legal and regulatory challenges they face, and how the proposed Bank-Fintech Partnership Enhancement Act could help create a regulatory environment that fosters innovation. Links: Orrick Financial & Fintech Advisory RegFiPodcast.com