Real Talks on the Rocks

Chapters:  00:00- Preview  00:46-Intro  01:25-What you don’t know about mortgage brokers  04:48-Expectations people have about financing a home  09:19-the debts that most people are carrying  12:27-The 4 basic steps to wealth  15:30-Buying power examples  23:01-Do mortgage calculators work?  25:30-Buyers remorse  33:40-expenses: renting vs. owning  37:35-Buying for investment vs. primary residence...

On this episode of Real Talks on the Rocks, I sit down with Jessica Kleinschmidt, who is the pre/post game host for the Oakland A's baseball team. In this episode, we discuss the modern career woman and the challenges of dating in todays world.  You can reach out to Jessica via her Twitter and Instagram at:  https://instagram.com/jessicakleinschmidt  https://x.com/kleinschmidtjd  You can also foll...

On this episode of Real Talks on the Rocks, I sit down with Markos Mosi and Christian Warren. HEar from two entrepreneurs how hoard it is to put the work in without regognition, why it needs to happen for you to win and how women work harder than men in the gym!  You can reach out to Markos and Christian via their Instagrams at:  https://instagram.com/feartraining  https://instagram.com/tmcchr1s ...

Chapter list:  00:00-Preview  00:40-Intro  01:25-Why start an Acai bowl business  04:25-Researching a business idea  08:05-Starting and building a food truck  15:00-Creating a healthy food people WANT!  18:54-Building a food menu and WHY the story is important  23:50-Sourcing the BEST ingredients  31:20-Starting a business with a Friend: Good or bad?  42:30-Balancing marriage and business  46:48-H...

On this episode of Real Talks on the Rocks, I sit down with Rebecca Jameson, who is a certified financial coach based in Northern California. Rebecca talks about the financial avalanche that most people fall into, but don't want to talk about. From taking on debt, to working extra hours to make up for it, Rebecca walks the audience through how to stop this avalanche and how to get out of it. You c...

On this episode of Real Talks on the Rocks, I sit down with former guests Zuberi Issa and Nick Palladino-King. This episode was all about what is keeping men today from being their best. Topics include relationships, creating boundaries, and what obstacles Men from two different generations have had to contend with.  You can follow Nick on his instagram at: https://instagram.com/nickpalladinoking ...

On this episode of Real Talks on the Rocks, I sit down with Nick Palladino-King. Nick is the owner of TRIBE, which is a fitness and yoga studio based in San Francisco. Nick discusses his journey from making 6-figures selling water, to becoming a mens mental wellness coach and personal trainer. Nick gives great insight into what men are lacking in todays world as well as what most personal trainers...

On this episode of Real Talks on the Rocks, I sit down with Tom Wolf, a returning guest who is also a drug recovery advocate. Tom talks about his battle agains the homelessness and drug/fentanyl epidemic in San Francisco and what most ordinary citizens don't realize about what happens on the streets.  Tom speaks from his own personal experience being homeless and addicted to opiates about how ordi...

On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, a returning guest who is a financial planner. Miguel goes in depth on how millennials can save for retirement, how the stock market and housing market affect you in todays world and what you can do to become financially successful!  You can reach out to Miguel on his Linkdin account at: https://linkedin.com/in/migueldelgad...

On this episode of Real Talks on the Rocks, I sit down with Jovana "JoJo" Mendoza who is a life and career coach for young women. JoJo discusses how she became a life and career coach after obtaining her Master's degree and what challenges many of her female clients face when trying to follow the career path that they went to school for.  You can reach out to JoJo on her Instagram at:  https://ins...

On this episode of Real Talks on the Rocks, I sit down with Leah Krzywicki who is a Dental Hygienist turned Personal Trainer. Leah discusses why she left a stable career in the dental world for a career that is saturated with some of the best talents in the fitness industry. Leah's story and personal experiences are a motivator to those who are thinking about getting out of a career that they hate...

On this episode of Real Talks on the Rocks, I sit down with Collin Young, who is both a coffee roaster and coffee shop owner. His shop is called Motivat and is located in Oakland, CA. Collin talks about the WHY people who consume major coffee brands area really missing out on enjoying a much better product for a similar price! Making great coffee is akin to making great wine-sometimes the best pro...

On this week's episode, I sit down with Dr. Jimmy Bagley, who is a Professor of Kinesiology at San Francisco State University. Dr. Bagley specializes in muscle physiology and talks about how muscles use energy and what the research really shows about getting in shape.  Dr Bagley also discusses the reality of research studies and how many people "cherry pick" data to prove their own hypothesis, whe...

On this week's episode, I sit down with two millennial personal trainers from San Francisco. Colby Landry and Melissa Boyd are fitness coaches at Tempo (online training and coaching) who have seen the good and bad when it comes to women's fitness and body image challenges in today's world. Melissa and Colby speak REAL TALK when it comes to their own body image, their own personal challenges with f...

From the NFL field to Fitness: Ex-NFL linebacker's journey to being a Barry's instructor!  On this episode of Real Talks on the Rocks, I sit down with Corey Lemonier, who is a former national champion in college football at Auburn and played in the Super Bowl for the San Francisco 49ers. Corey talks about life playing college football at Auburn, getting drafted into the NFL by the SF 49ers and mak...

On this episode of Real Talks on the Rocks, I sit down with Donovan Lee, who is a personal trainer at a gym in San Leandro, California called "FEAR Training".  Don talks about unleashing the power within yourself to become the best version possible through fitness. Don emphasizes accountability for your own fitness journey, but also speaks about his own deficiencies and how he has had to work to o...

On this episode of Real Talks on the Rocks, I sit down with Joe Cicero, who is the owner of a gym called "the Yard. Joe talks about opening up a gym, what it takes to run it and the many challenges he faces to keep the business strong.  You can reach out to Joe on his Instagram at: https://instagram.com/goyard.fit  Thank you to all of my supporters who are supporting me on Patreon and allowing me...

On this episode of Real Talks on the Rocks, I sit down with Dave Sands, who is the host of "The Food Origins Podcast". Dave is a former police officer with the San Francisco Police Department who recently left the department. Dave talks about his passion for food and why he decided to start a podcast, especially since he is an introverted person. Dave talks about what he saw as a police officer an...

On this episode of Real Talks on the Rocks, I sit down with Charlie Herrera-Villar. Charlie currently owns his own barbershop after trying out different careers in both acting and firefighting. Charlie talks about life growing up in Mexican cartel territory, having a child when he was 17 and how he was able to pivot through various careers before winding up in barbering and then owning his own sho...

On this episode of Real Talks on the Rocks, I sit down with Alex Casini. Alex is a holistic nutritionist who specializes in working with women to get their stress and hormone levels into balance through diet and stress relievers. Alex goes deep into hormonal birth control, the lack of information about our bodies and women-specific advice on how to balance career and motherhood.  You can reach out...

On this episode of Real Talks on the Rocks, I sit down with Melissa Boyd, who is a head coach at @Tempo (a workout-at-home tech company based in San Francisco).  Melissa discusses opening up her own gym in San Francisco, dealing with an auto-immune disease and how her new company (Tempo) is taking over the fitness industry with it's technology-based interactive fitness programs that people can do...

On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, who is a wealth manager with Peak360 investments.   Miguel talks about his upbringing not really understanding money and the impact of seeing his relatives being “taken advantage of” by people who were smarter with money.   Miguel talks general considerations people should be cognizant of in planning their long term financ...

On this episode of Real Talks on the Rocks, I sit down with Markos Mosi. Markos is the owner and founder of FEAR Training, a gym based in San Leandro, California. Markos discusses his path, from college football athlete, to EMT, to gym owner and talks about how he was able to build a community of fitness clients that believe in his message!  Markos also spends time discussing how he was able to fi...

On this episode of Real Talks on the Rocks, I sit down with John Lane, who is a wealth manager specializing in retirement planning and financial independence.  John explains what retirement means today and how the term "financial independence" is the new "retirement". John gives advice to millennials, who already feel they don't make enough money to save for retirement, on how they can start savin...

On this episode of Real Talks on the Rocks, I sit down with Johann Michael Camat and his wife Dorothy Camat.  Johann and Dorothy are career performing artists who met while performing as part of the Broadway show Miss Saigon in Toronto, Canada. They have had an incredible career in the theatre industry and in the vocal industry. Johann and Dorothy give you an idea of what the "life" is like while...