Real Stories In Real Estate podcast

What if you could move into your future home today, even if you don't qualify for a traditional mortgage yet? Is rent-to-own the right path to homeownership? Denise is joined by Robyn Yack and Cheryl Hoffman to explain how rent-to-own works, who it's designed for, and why it's helping more Canadians become homeowners. Learn how this strategy can benefit first-time buyers, self-employed professiona...

Are you self-employed? The decisions you make at tax time can have a major impact on your future mortgage. In this episode, Denise explains why your accountant and mortgage broker should be working together, how lenders assess self-employed income, and why planning ahead can help you qualify for better financing while still keeping your tax strategy on track. A must-listen for every business owner...

Thinking about buying pre-construction? Before you sign, listen to this episode. Denise and real estate lawyer Gabriel Brutto discuss appraisal shortfalls, builder lawsuits, financing pitfalls, why some buyers are facing major challenges at closing and what happens when a real estate deal falls apart. Learn how to protect yourself, avoid costly mistakes, and navigate today's real estate market wit...

Mortgage renewal time doesn't have to be stressful. Denise explains why renewal shock happens, what your lender isn't telling you, and how reviewing your options six months before maturity could save you thousands. Whether you're employed, self-employed, or simply worried about rising payments, this episode will help you approach your next renewal with confidence. Key Takeaways * Why most lender r...

What happens when a vulnerable tenant faces a dramatic rent increase in a building exempt from rent control? In this episode, Denise Laframboise speaks with Realtor Julia Seaton about her family's fight to protect her brother's housing while navigating Ontario's rental system. Their conversation explores tenant rights, mental health, housing affordability, disability supports, and the growing need...

In this episode of Real Stories in Real Estate , Denise Laframboise breaks down one of the most frustrating experiences self-employed business owners face: getting declined for a mortgage by their bank. Denise explains why traditional banks often struggle to assess entrepreneurial income properly, why a “no” from the bank is not the end of the story, and how specialized mortgage strategies can hel...

In this episode of Real Stories in Real Estate, Denise Laframboise sits down with real estate professionals Robyn Yack and Cheryl Hoffman to discuss the emotional and financial realities of selling a home during separation or divorce. Together, they unpack the biggest mistakes separating couples make, why emotions can sabotage financial outcomes, and how having the right professionals in your corn...

In this episode of Real Stories in Real Estate , Denise Laframboise shares a powerful replay of a webinar that resonated with homeowners across Ontario: how to strategically get ahead before downsizing.  Many retirees and long-time homeowners are sitting on significant home equity, but they’re not quite ready to leave their family home yet. Denise explains how today’s unique market conditions—wher...

In this episode of Real Stories in Real Estate , Denise Laframboise sits down with real estate lawyer Paria Rad to break down the growing trend of co-owning property—and the legal risks most buyers never think about until it’s too late.  With affordability challenges pushing more people to buy homes with siblings, friends, parents, business partners, and unmarried couples, co-ownership has become...

In this episode of Real Stories in Real Estate, we break down the smartest ways parents are helping their kids get into the housing market today. From co-signing and co-buying to gifting down payments (and even using home equity as an early inheritance), there are more options than ever—but each comes with important considerations. We walk through the pros, cons, and potential risks of each strate...

In this episode of Real Stories in Real Estate, Laframboise Mortgage is joined by Marlene Doss to talk about what you need to know when navigating real estate during a #separation or divorce. We break down the key steps involved—from understanding ownership and separation agreements to handling the sale or transfer of a property. We also dive into the legal details many people overlook, including...

In this episode, we explore how homeowners with  free-and-clear homes  are taking advantage of today’s market by buying their future condo now—while prices are lower—and moving later on their own terms. Learn how strategies like reverse mortgages, refinancing, and lines of credit can unlock equity without impacting your lifestyle, giving you flexibility and control over your next move. If you’re t...

The conversation delves into the world of building and renovations, highlighting the importance of understanding the building code and the growing trend of home renovations to meet changing needs. It also emphasizes the significance of proper construction and renovation practices for homeowners and contractors. Takeaways Home renovations are a popular trend for homeowners looking to stay in their...

Helping Military Members Move w/Jessica Waiting 045 RSIRE Jessica Waiting is a Pettawawa-based real estate agent specializing in helping military and government employees move - either to another town or across the country. As a military spouse, she understands the challenges of moving. Growing up as a military family in the area, she and her husband are now raising their children in the Upper Ott...

Ian Gibson Moving Out Of The City 044 RSIRE    Ian Gibson has been a Durham-based real estate agent for quite a long time. His speciality is helping people consider and make a move out of big cities into more rural homes. His experience with rural properties and how they are appraised makes the transition much easier, as well as having experience with amenities in a client's new area helps out tre...

Colin Byrne Buying Your First Home With Your Parents Help 043 RSIRE    Colin Byrne shares his experience as a first time home buyer, and all the challenges that brings. He had been a renter but desired to own his own home after a roommate was moving out, so looked at condos. As with all experiences, there were positive and negative issues and he shares them to help other first time home buyers. Hi...

George Dube from BDO on Building A Real Estate Portfolio 042 RSIRE    George Dube, an accountant from BDO that specializes in Real Estate, but has a deep background in tax administration, joins Laframboise Mortgage to chat about the importance of how to start investing, and why an accountant in the beginning can be your best friend and helper. Are you going to buy 1 investment property, or 100? Do...

Arlen Ekstein Discusses Private Mortgages 041 RSIRE   Arlen Ekstein, Senior Associate at Tembo Financial, joins Laframboise Mortgage to discuss mortgage funds known as private mortgages. Unlike an A lender like a bank, or a B lender like other institutions, a private mortgage is usually put together with investors pooling their funds, to lend out to purchasers. Unlike the banks, the rules and rest...

Jason Lane Offers Buying & Selling Tips For a Smooth Closing #040 RSIRE    Jason Lane joined Woitzik Polsinelli  LLP , Lawyers and Mediators in 2018 as a summer law student. Jason obtained his Juris Doctor from The University of Western Ontario in 2019 and is now an associate in our Family and Real Estate Groups.   During his time at WP, Jason has gained extensive knowledge regarding a variety...

#039 RSIRE Lyndsey McNally Talks About Condo Ownership & What to Know Before Purchasing   With a wealth of experience spanning back to 2002, Lyndsey McNally from Condominium Lending Group boasts an extensive background in the condominium sector, where she has dedicated her efforts to supporting the success of the communities that she works with.   Lyndsey is the current President of the Toront...

#038 RSIRE Tahani Aburaneh Shares Her Journey Empowering Women To Grow Wealth Through Real Estate Investing   Tahani Aburaneh is one of Canada's top real estate investing experts, an Amazon bestselling author, wealth coach, but above all, a proud single mother of 2 grown children. She has spoken to thousands of people as a keynote speaker on stages across North America and is a featured guest on n...

#037 RSIRE Steven Pargetter Discusses How He Helped His Parents As Retirees Through The Stress Test   Steven is a GTA-based realtor who has been helping clients purchase and sell real estate for over 10 years. He LOVES living in downtown Toronto. As his bio says, " I have been living in downtown Toronto with my wife and son selling real estate for a decade now. I love to help people find the perfe...

#036 RSIRE Arsalan Siddiqui Shares His Experience Building A Large Addition On His Home   Arsalan is a Toronto-based realtor who decided to move his parents in with he and his family in 2019. They first started investigating buying a larger home, but what he thought they required was $2.5 million and above.    To be practical, he decided to see if he could build a 550 Sqf addition onto his existin...

#035 RSIRE Pasqualina De Rose Shares Tips About Estate Law & Real Estate From A Lawyer's Perspective   Lina De Rose is a Durham-based lawyer with extensive experience in both estate law and real estate law. In this episode, Denise and Lina chat about estate law and what happens with passing on without a will or with a will.    How are real estate sales, purchases and transference handled witho...

#034 RSIRE Sai Lee Shares How He Has Made Money Flipping Properties with $0 Out Of Pocket   Sai Lee is a top real estate Mentor.  After many years in the corporate world as an IT consultant.  Sai Lee made the stunning decision to pursue a full time career in the world of real estate investing.     He learned how to build wealth without using any of his own money, and that was a game changer.   Wor...