Real Estate: Real & Unscripted

Efraim Hod, owner of Nadlan Mortgage, joins us to discuss Florida’s Hometown Heroes Program and how it is helping eligible homebuyers overcome one of the biggest barriers to homeownership: the down payment. He breaks down who qualifies, how the program works, what financial assistance may be available, and the common misconceptions that often prevent buyers from exploring their options. This conve...

Damian Geloso & Jose Caamano owners of Plumbing SFL join sits down with a plumber to uncover what’s really happening behind the walls of a home—and why it matters more than most people realize. They break down the issues that often go unnoticed until they become major problems, how plumbing impacts inspections and transactions, and what homeowners should address before going to market. This co...

Renovation loan specialist Todd Fogel joins us to discuss how buyers can finance both the purchase of a home and the improvements needed to make it their own. We break down how renovation loans work, who they may be a good fit for, and how they can create opportunities in a market where move-in-ready homes are often limited or unaffordable. This conversation provides valuable insight into how buye...

Marty Sidman, Reverse Mortgage Specialist with New American Funding, joins in the conversation to discuss one of the most misunderstood and controversial financial tools available to homeowners. We break down how reverse mortgages work, who they may be appropriate for, and how they can help older adults access home equity while remaining in their homes. This conversation explores myths, realities,...

Branch Manager with Ameris Bank and Expert loan officer and trainer Grant Simon joins us to discuss one of the most valuable—and often misunderstood—benefit available to veterans: VA financing. We break down how VA loans work, who qualifies, the advantages they offer, and the misconceptions that often prevent veterans from fully utilizing this benefit. This conversation provides practical insight...

Mortgage Broker & Owner of Loan Wolf Lending Zach Taylor joins us to explore non-conventional financing options and the world of non-QM loans. He shared how these programs can help self-employed borrowers, real estate investors, and others who may not fit traditional lending guidelines qualify for financing. This conversation provides valuable insight into alternative loan products, common mis...

Nick Harrypersad owner of Bee Cool Air Conditioning joins us to discuss one of the most critical—and often overlooked—systems in a home. We break down how heating, cooling & ductwork systems impact inspections, negotiations, and overall property value and air quality, as well as what homeowners should be addressing before going to market and what buyers should be keeping an eye out for. This c...

We sit down with Ben Sens of Boss Construction Group, who specializes in resolving unpermitted work and open or expired permits—issues that often surface at the worst possible time, right before closing. He breaks down how common these situations really are, why they become problems during a sale, and what it actually takes to correct them after the fact. This conversation gives homeowners practic...

David Sheir, Area Manager with CMG Home Loans, joins us to discuss the major changes reshaping the condo market and what buyers, sellers, and agents need to understand moving forward. We break down evolving lending guidelines, new reserve requirements, changes to insurnace requirements and condominium questionnaires that will dictate a condominiums ability to finance conventionally. We discuss why...

Expert Real Estate Attorney Donald Walters joins us to break down what sellers need to understand about title before going to market. We discuss the common issues that surface during a transaction—from liens and ownership complications to unexpected delays—and how they can impact a closing. This conversation provides practical insight to help sellers prepare ahead of time, avoid surprises, and nav...

We sit down with expert Loan Officer Eric Rosberg to discuss the financing options available when couples are divorcing. Eric breaks down the complexities around special loan programs, qualifying, refinancing and timing, offering clarity on a process that is often both emotional and financially complex. This conversation provides practical insight for those navigating real estate decisions during...

Elder Law & Medicaid planning attorney Travis Kimmey joins us to break down how long-term care planning intersects with real estate decisions. We discuss how Medicaid planning works and how it can help seniors who may qualify, and how a home sale can impact benefits and overall planning. This conversation provides important insight for homeowners and families navigating care decisions, asset p...

30 year veteran mortgage expert Cliff Bernstein with Fairway Home Mortgage joins the conversation to break down FHA loans and dispel many myths—how they work, who they’re designed for, and why they remain one of the most widely used financing options for buyers.

Manny Moussignac with All Things Moving & Storage joins us to discuss what really happens between closing and move-in—and why this step is often more complex than people expect. He breaks down how to properly prepare, what questions to ask, how to avoid common mistakes, and navigate the logistical and emotional challenges that come with moving. This conversation offers practical insight to hel...

FIRPTA expert and Real Estate Attorney George Moraitis joins us to break down FIRPTA and what it means for buyers and sellers involved in transactions with foreign owners. He shares how FIRPTA impacts closings, withholding requirements, and the steps needed to stay compliant and avoid costly delays. This episode provides clear, practical insight into a complex topic that can significantly affect r...

VA Accredited Elder Law Attorney Neal Rice, joins us in a conversation about the programs available to veterans and their families when it comes to long-term care and homeownership. This episode offers valuable insight into veteran-exclusive benefits and how they can provide financial support, housing stability, and peace of mind for veterans and their loved ones.

Attorneys Jill Ginsburg and Michelle Hollister join us to discuss how guardianship impacts real estate decisions when a property owner becomes incapacitated. They provide valuable insight breaking down when guardianship becomes necessary, how the legal process works, and what families should understand when selling, managing, or transferring real estate owned by someone under guardianship.

This episode explores the intersection of probate law and real estate. Expert Attorney Nicole Loughlin discusses everything one needs to know about probate, selling real estate when affected by probate and how to ensure you prepare in advance to avoid probate all together when it relates to real estate.

Drew Monaghan of The Private Exchange Group, Inc. joins us for an in-depth conversation on the 1031 Exchange—breaking down how investment property owners can use smart strategies to defer capital gains taxes when selling and reinvesting.

Expert guest Brandon Felder of Goosehead Insurance joins us to unpack the world of homeowners insurance—what coverage actually matters, common misconceptions, and how insurance impacts buying, selling, and long-term home ownership.

The home inspection is one of the most valuable steps in the home-buying process, and Craig Falk of Wise Home Inspections joins us to explain what inspections truly reveal, why they matter, and how buyers and sellers can use them to make informed decisions.

Appraisers Dan Lindeman and Moody Sir join us to break down the appraisal process, explain how value is really determined, and set realistic expectations for buyers, sellers, and homeowners.

Expert electrician Dustin Corley joins us for a candid conversation on the electrical realities of buying, selling, and owning a home—breaking down what actually matters, what gets flagged, and what homeowners and buyers need to understand before it becomes a problem.

Nicole Miller is your host of Real Estate: Real and Unscripted, a Real Estate Podcast rooted in education of all topics in the Real Estate Ecosystem. This episode delves into her road to becoming a Realtor and why she wanted to create this show.

A sneak peek at what's ahead...